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Foreclosure in Castro Valley : Real Estate Advice

  • All129
  • Local Info20
  • Home Buying39
  • Home Selling5
  • Market Conditions7

Activity 8
Wed Jul 23, 2014
Elisa Uribe answered:
HI Mayra, Are you in contract? The property above is pending but I would be happy to help you if you are still in need of a good agent servicing Castro Valley and other east bay areas.

You can view clients reviews through Trulia if you would like to do a bit of research on me before calling. Thanks, and all the best. Elisa
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Wed Jul 23, 2014
Elisa Uribe answered:
HI Eros, Did you ever by the foreclosures you were looking for? There are not too many around but there are always houses for sale and we can do our best to find you a good deal.

I have client reviews on Trulia if you want to do a bit of research before contacting me. Happy to help and would love to earn your business. Thanks, Elisa 510-485-7272 ... more
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Tue Jun 19, 2012
Fl answered:
There is an online auction company that regularly holds online tax lien sales.
If you have never done it before, then it's not as easy as it sounds. The things you need to know are enough for a 2-day class-- such as doing homework before you bid, going to the county court house to research on the properties you plan to bid on (often just to find out the day before the auction the homeowner has paid up on tax and the property is now taken off the list! After all that
research work!), and then you have to go through the legal process (such as quit claim) to fix the deed (lawyer's fees!)..There is no recourse if you find something wrong with the property later, and there is a redemption period for the homeowner to pay up and take the property back! I was once interested in bidding, but not any more, and have resigned this to the pro's in this area.
I have been an investor myself for 17 years, covering the whole Bay Area from Alameda County to Sonoma County. There are a lot more criteria in shopping for investment than for your own home, due to the business aspect, financing aspect and landlordding aspect. I am a RE sales agent with all that investors' experience and I cover the whole Bay Area.
Fran Lai, Century 21 Mission-Bishop
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Mon Oct 18, 2010
Valene Clark answered:
Hi Tiffany,

I am a realtor in Castro Valley and would be happy to meet you and show you the property you are interested in. You can contact me at 510-207-3337 or by email at Take a look at my website
I look forward to meeting you!
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Mon Oct 11, 2010
Bob Georgiou answered:
Paul, Ia gree with the others on Realty trac, not the msot reliable source for info. There are other sources including Trulia that have home information about foreclosures once you find them. You can always estableish a relationship with an agent who can quickly provide public records info as well. ... more
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Mon Jul 19, 2010
Andreas Furtner answered:
The best alternative at this point is a so called SHORT-SALE.
The federal government has just released new HAFA regulations, and bank are forced to comply with this regulations.
I just closed a short-sale transaction, and my Seller received a check for $ 2,500 towards moving expenses.
Governor Schwarzenegger signed a tax forgivness act, meaning there is absolutely no tax owed on the forgiven debt for those sales, as long as it is your principal residence.
Factors like impact on FICO score ratings, wordings from your lien-holder in regards to full reconveyance or release of the debt have to be dealt with on a case by case basis and vary, depending on your lender.
Feel free to call me anytime for more information.

Andreas Furtner/Windermere Welcome Home
Broker Associate
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Fri Nov 14, 2008
Ray Day answered:
The simple answer is offer the bank 50% below the value if you want. They are only going to say yes or no. I have bought properties at 50% two weeks after they said no to higher offers. Then again I have seen houses sit on the market for a year and sell for 100% of the banks asking price. If you are making an all cash offer, you will have more leverage then if you must obtain financing based on the sales contract. One more suggestion too, if your not in love with the house, you could put offers in on several in the area that are foreclosures. Remember each lender is in a different position to sell. I teach people to invest in a home that suits their needs, not necessarily their wants, especially if they can save tens of thousands of dollars. One more idea for you, if you use a realtor, make sure they have your best interest in mind. Remember you are hiring them to do a job for you, and I also suggest not using the listing realtor. I apologize, but it is a conflict of interest generally for the sellers realtor to represent the buyer, and remember if the realtor works on a percentage of the sales price commission, they may not be very interested in presenting your really low offer.
Hope that helps.
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Sun Jul 20, 2008
Carol answered:
We live in the central valley where there are hundreds of properties in various phases of foreclosure proceedings. RealtyTrak has been very helpful to me in tracking REO's - properties that have gone through all of the proceedings, now belong to the lender, and are on the market. RealtyTrak allows me to pinpoint the properties that we're interested in, then I contact my broker to get inside for a viewing. We have access to MLS, and most of these REO properties are not listed in MLS as far as I can tell. cj ... more
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