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Cary : Real Estate Advice

  • All38
  • Local Info3
  • Home Buying12
  • Home Selling3
  • Market Conditions1

Activity 31
Thu Nov 17, 2016
maggie Borowick Coggswell asked:
Mon Aug 29, 2016
Sally Grenier answered:
Yes, but it's just part of the normal settlement calculations, and not for "paying down buyers settlement charges". Sellers owe taxes for the days they owned the home in 2016. But those taxes don't get paid until next year. So the seller gives a credit to buyer for those taxes. Then buyer is responsible for paying the full year of 2016 taxes. ... more
0 votes 1 answer Share Flag
Wed Jul 1, 2015
Scott Godzyk answered:
It may be cheaper to hire a stager who includes furniture as part of their staging. Your listing agent should be able to guide you as it depends on size of the unit and your price range, ... more
1 vote 2 answers Share Flag
Tue May 19, 2015
Scott Godzyk answered:
Trulia does not allow for sale by owner listings. If you are willing to pay a fee to a web site that only posts listings, why not hire a good local agent who can list your home and bring about a quick sale more than covering teh fee you pay ... more
0 votes 3 answers Share Flag
Sun Nov 24, 2013
Debra (Debbie) Rose answered:
You should have a copy of your association's basic rules and regulations..........if this problem isn't addressed, or you can't find any reference to it, call the property management company and ask them.

Certainly any city should have "noise" laws in place, so as mentioned below, reach out to the local police station for more clarification.

Good luck!

I am in a town home community, and some years ago had a neighbor who left her 3 BARKING dogs on her deck for hours at a time, from early in the morning to late at night......(she did that rather than walk them!). I looked into it, and discovered there was a specific rule stating dogs were NOT to be left unattended or leashed/tied up outside!

The neighbor was made aware of this rule, and the problem was solved.
... more
0 votes 3 answers Share Flag
Fri Aug 30, 2013
Amy Adorno answered:
It is two years from your discharge date of the BK that you are eligible for a mortgage pending your credit score qualifications and a few other factors. I work with a great preferred mortgage loan officer I would be happy to get you her contact info if you are interested in getting pre approved. ... more
0 votes 5 answers Share Flag
Thu Jun 27, 2013
Dan Tabit answered:
It appears it did in your case. Here's what I can offer. Refinances are not the priority that purchases are. This is well known to anyone who's in the business and does loans. Why your Loan Officer locked when they did, knowing this concerns me, but here's some questions for you. Once the rate was locked, did you have all your documents into the lender? Did you delay even one item that was requested? What about when additional document requests came up?
If you were at all slow in turning in your paperwork, you share some of the blame. If you were prompt and complete, then I question the wisdom of locking when you did for the time period you did, and this goes to the Loan Officer.
Your loan shouldn't have vanished, but you may incur a higher fee for missing your lock, regardless as to who is to blame. Discuss this at length with your loan officer and ask what they suggest.
I was a lender from 1998 until 2011 and work closely with my lenders on all my files.
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0 votes 1 answer Share Flag
Mon May 20, 2013
Anita Martin answered:
The association fees are $125 annually.
0 votes 2 answers Share Flag
Fri Apr 12, 2013
Gary Geer answered:
People who have had a foreclosure, short sale, bankruptcy, or other issues do qualify most of the time to rent homes. I have helped quite a few find a home to rent. It takes some extra effort sometimes, but usually with the right guidance most people are successful.

All the best,
Gary Geer
Results Realty
... more
0 votes 2 answers Share Flag
Tue Mar 26, 2013
Terry Farnsworth answered:

As stated below, it really depends on the association restrictions regarding renting the property out. Some do not allow rentals - others will only allow a "percentage" of the properties to be rented out.

If you are looking in the Cary/Crystal Lake area, I'd be happy to send you everything I can find in the price range you are looking, and I can go over in detail the pros and cons of any units you are interested in. There are also some investment opportunities in Lake in the Hills, and Carpentersville that may be of interest to you.

Additionally, I offer an exceptional rebate program for investors that dramatically adds to your bottom line after purchasing a home. Feel free to shoot me an email directly via my website -

If you have any questions - please let me know!

Terry Farnsworth
Licensed Broker
Prospect Equities Premier
Direct: (630) 747-3426
... more
0 votes 5 answers Share Flag
Wed Feb 13, 2013
Geoff Ommen answered:
Yes there is demand for rental homes in Cary. This property would be a possible candidate, depending on the ROI you are looking for. A substantial portion of the investment activity currently has been for flips, leaving little inventory for the rental market. I have been working with investors for flips and rentals in Cary and several of the surrounding cities. If you would like to investigate the area further, feel free to reach out.

Geoff Ommen
Broker Baird & Warner
... more
0 votes 2 answers Share Flag
Fri Dec 7, 2012
Dennis Ciesil answered:
I am guessing that you mean you put down EARNEST money which would be "converted" to part of your down payment at closing. The person you should be talking to is your real estate attorney. In most cases there are legal and ethical reasons to break the contract WITHOUT losing your "earnest" money. Give your attorney, in this transaction, a call immediately. ... more
0 votes 4 answers Share Flag
Sat Apr 28, 2012
Looking to 379 attorney is Allison.
Will offer for a rental at 2500/month
Call - Sid 7038555475.
0 votes 2 answers Share Flag
Fri Mar 2, 2012
Hi Kende1980,

Here's a trick that will help.

By putting $41,000 down you can reduce your monthly mortgage payment by an estimated $272.00 depending on your credit score and the loan program.

What happens if you use the cash you've saved for a down payment to pay off your debt instead? You'll save $650 per month which frees up more money for your mortgage payment. This in turn gives you more purchasing power.

It's all about allocating your money the right way and putting it where it's going to really "work" for you.

Please feel free to contact me and I'll run some numbers for you and show you what you can qualify for.
... more
0 votes 2 answers Share Flag
Sun Feb 19, 2012
Terry Farnsworth answered:
Hi Karen,

Where did you see that it sold for $292,000? The home is currently under contract/pending - however the list price was $62,000. While we don't know as of yet what it will ultimately sell for - judging my the list price it's going to most likely be considerably less than 292K. If you have any additional questions, please feel free to contact me directly via my website or at 630-747-3426. Hope that helps! ... more
0 votes 1 answer Share Flag
Mon Jan 30, 2012
Don Tepper answered:
I understand your confusion. The bank's response makes absolutely no sense. If the house is "with them" but they're not currently marketing it, that'd mean that the house was foreclosed upon and now it's bank-owned. In that case, you'd have to wait until the bank decided to "market"--that is, put the house on the market--the property.

But then the bank says you have to contact the owner? The owner would be the bank, if the foreclosure occurred. (Maybe there's some sort of redemption period--some states have that--though I don't know about Illinois.)

Where to start: Try a Realtor first. He/she can check various records and perhaps give you an answer as to who the owner is. That won't cost you anything. Then, if appropriate, you can proceed to a lawyer.

Hope that helps.
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0 votes 6 answers Share Flag
Sat Dec 3, 2011
Joanne Cecchini answered:
Becky- It has been 10 months since you posted this question. Have you been able to save towards a down payment? I have a listing at 21 Meadow in Oakwood Hills offering $4000 towards closing costs, so if you've been able to save, you might get some assistance this way, also.
If you're still looking and not working with another Realtor, I'd be glad to assist! Feel free to contact me.

Joanne Cecchini
Prudential Starck Realtors
... more
0 votes 16 answers Share Flag
Sun Feb 6, 2011
Shancock3 answered:
I'm not understanding the ssa form the tax people told me to bring a ssa form with me . what does it have to do with my taxes. never had to have one before?????
0 votes 5 answers Share Flag
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