Here's a trick that will help.
By putting $41,000 down you can reduce your monthly mortgage payment by an estimated $272.00 depending on your credit score and the loan program.
What happens if you use the cash you've saved for a down payment to pay off your debt instead? You'll save $650 per month which frees up more money for your mortgage payment. This in turn gives you more purchasing power.
It's all about allocating your money the right way and putting it where it's going to really "work" for you.
Please feel free to contact me and I'll run some numbers for you and show you what you can qualify for.