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Financing in Cary : Real Estate Advice

  • All248
  • Local Info24
  • Home Buying118
  • Home Selling10
  • Market Conditions8

Activity 6
Mon Oct 2, 2017
agency_position asked:
Looking at doing some home improvements, maybe 25K worth, and exploring the option of an IO refi loan versus a HELOC. We have about $100K in equity so Im not worried about zero equity over…
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Mon Mar 10, 2014
Yes we are closing a non warrantable condo this week. Can call me at 919-854-9189. Primelending - Stephen Livesay.
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Sun Feb 16, 2014
Linda Cromartie answered:
In my experience working primarily with buyers who work and/or study at Duke or UNC-Chapel Hill, I have found that it depends on the type of visa, as well as employment history and credit scores. If you want to contact me, I can put you in touch with an excellent mortgage broker who will not mislead you. ... more
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Wed Dec 4, 2013
Chuck Hinton and Cindy Leonard answered:
Hi Pichai, Good to hear from you again. I have been watching the Cary market for you. I have some lenders/mortgage bankers who can help you. Do you still have the same email address? Cindy Leonard ... more
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Sun Jul 28, 2013
Roy Bush answered:
CFS Mortgage,, has a flexible loan program. They allow a mortgage after a foreclosure, short sale, or chapter 7 bankruptcy. There is only a six month waiting period. This is perfect for individuals looking to become homeowners again. ... more
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Fri Jul 29, 2011
Dave Jezierski answered:
Hi There, this really falls outside of scope a real estate licensee can answer. You need to talk to a reputable lender with a big bank. Like BofA, Wells Fargo, SunTrust, Chase, BB&T, 5/3 might be able to help you. The reason I say big banks is they are the driving force when it comes to directing where the rest of the mortgage industry goes.

A mortgage broker may be able to give you a decent answer, but they are not in control. I would bank on the bigger ones for a more concrete answer going forward.

On the other side of that though, a broker may have access to a boutique lender that may be able to help you, but be aware that it will be at a significantly higher interest rate.

Hope that helps
... more
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