Here is the rest of Caroline' s question: "What pricing should I be looking at for houses to purchase? By Jan. I will have a 5% deposit to spend on about a $100,000 home before I start my higher paying job. Should I wait a few months into my new job or apply for a home now?"
-Here is a thought. You could buy a condominium to start, even before your pay raise kicks in. Then after a few months or years you could trade up to a house - or - keep the condo for rental income when you do buy a house.
Does Wells Fargo have any perks for employees to obtain a loan through them? You could check that possibility out.
A starting salary north of $70K? Can you tell me what your major was. I have two college age daughters. I want them to choose your major!