Fannie Mae issued a press release that mortgages backed by them would not immediately kick out the tenants upon foreclosure, but the lenders aren't liking the idea of being landlords. Fanniemae.com has a look up tool to determine if yours is a Fannie Mae loan. Yours does not appear to be, but I posted the info in case another reader is in the same position as you, and many are. It is sad that you are obligated the pay the rent but the landlord is not obligated to use that money to pay the mortgage. Dennis correctly describes the cash for keys program. Have you contacted the owner? What is their response? Are they holding your security deposit? If so, I suspect you''ll have trouble getting it back. Good luck to you.