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Cape Coral : Real Estate Advice

  • All1K
  • Local Info78
  • Home Buying409
  • Home Selling29
  • Market Conditions36

Activity 1,128
Wed Aug 3, 2016
Robert Guth answered:
Proof of funds is going to be a 3rd party documentation of liquid or liquidatable money that you have readily available, such as a statement from your bank, escrow receipt, etc. This is not the same as a pre-approval letter. When making an offer on a home, the seller is going to want to know that you have the cash, if it is a cash offer you are making. Sellers ask for this (or a pre-approval letter if you are financing) to ensure they are only showing their home to legitimate, qualified buyers who have the ability to close. Otherwise anyone could ask to see a home, insinuate they would pay cash, and now that seller has let a stranger in to their home who very well could have bad intentions, or simply can not actually buy their home. Not to be negative, but it happens. The seller will want to know that the prospective buyer has provided a Realtor with some documentation to demonstrate that they can in fact pay cash if interested in the home.

If you need any additional help, I'd be happy to help. I'm a native of Cape Coral, on call 7 days per week for my clients, and have a 16 year history as a Mortgage Broker before being a Realtor, so I can pretty much cover all of the bases for you.

Feel free to check out my website. I have lots of great information there from home buying to boating, local info, and more:
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Tue Jul 26, 2016
Jonathan Lahey Your Home SOLD Guaranteed answered:
Yes you can add photos at you posting list,, just go to your list and edit it, you can delete or edit the images!
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Thu Jul 14, 2016
Neil Roxas answered:

We’re excited you’re using Trulia for your home search process. We are a real estate search engine so we don't represent the homes found on our site. Please follow these steps to begin your home search:

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Tue Jul 12, 2016
Jonathan Lahey Your Home SOLD Guaranteed answered:
Tue Jul 12, 2016
Jonathan Lahey Your Home SOLD Guaranteed answered:

I guess you need to consult a good agent , so you will understand how and can explain to you what are the process and need to have a home w/o renting !
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Wed Jul 6, 2016
MCM_STL answered:
Is it just a standard sale? If so and he's willing to pay the market price, I can't imagine what would stop you.
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Wed Jun 29, 2016
Jonathan Lahey Your Home SOLD Guaranteed asked:
Wed Jun 29, 2016
Jonathan Lahey Your Home SOLD Guaranteed answered:
I have found this conversation on Trulia -
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Tue Jun 21, 2016
Va39developmentgroup answered:
Hi try using It is very fast and easy to use. Just encode the area where you are in right now and place the preferences you are looking for like number of beds,baths,rooms etc. Then instantly the rates of rentals % will have its result. ... more
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Sun Jun 12, 2016
Brett Gowdy answered:
That is a quarterly fee that includes home owners insurance, water, sewer, lawn maintenance, pest control and fitness/pool facilities
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Thu May 26, 2016
Jason McDonald asked:
Looking for rentals in the Cape Coral, FL market, a large percentage of homes listed as "for rent" are actually rent-to-own listings and are technically a sales ad with alternative…
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Wed May 25, 2016
Sheila Allaire answered:
Absolutely, there are lenders that will loan with scores of 500.

I was speaking with a builder the other day at a model home and they have gotten financing for people with even less.

Are you interested in new construction? I can send you the preapproval ap.
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Wed May 25, 2016
Sheila Allaire answered:
hi David

check out

tell them Sheila Allaire Exit King Realty sent you.

I have other builders if needed.
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Thu May 12, 2016
Cementfc asked:
I own a home in ny for over 25 yrs would i qaulify for a home loan for 324,000 putting down at least 25 percent.
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Wed May 11, 2016
Robert Guth answered:
It depends on what those grey areas are, and why they are "grey". I have walked some customers through revising their tax returns to help them qualify, but you really should speak with a good local mortgage broker who works with several lender s to make sure you have options and sound advice on deductions, losses, etc. that may be revised.

One of the local lenders I refer clients to is Melissa McDaniel. She's smart as can be, has flexible lender guidelines, and together we could work as a team to help you buy a home here. I have 16 years as a mortgage broker myself, so we tend to give clients a pretty solid team effort to make sure you qualify, get a low interest rate, low closing costs, credits, etc. I'm from Cape Coral as well so I know my market better than a lot of the part time transplant agents we have here. I'd be happy to help. You can reach out to me through my website if you'd like. I love my little town, and it would be a pleasure to help you become a new neighbor.

Melissa's information:

Melissa McDaniel,
Sales Manager/Loan Originator
Community Lending, A Division of Hamilton Group Funding**A Direct Lender
PH: 239-770-8883** FAX: 1-866-722-2925
8191 College Pkway, Ste. 203, Fort Myers, FL 33919
Email: or
Apply Today Online @
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Thu May 5, 2016
Karen asked:
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