Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Cape Coral : Real Estate Advice

  • All1K
  • Local Info78
  • Home Buying409
  • Home Selling29
  • Market Conditions36

Activity 1,128
Wed Sep 7, 2016
Aweisman1970 answered:
I am a gay unit owner and was told by a board member
i could not do laundry because i will infect everyone with aids
please help
0 votes 5 answers Share Flag
Thu Aug 25, 2016
LLoyd Nichols answered:
MIchele: in your case only as its usualy better to rent with a Realtor for many reasons, I would check with owners who advertise themselves their home to rent...Good luck, Lloyd
0 votes 1 answer Share Flag
Thu Aug 25, 2016
Damadmom answered:
If you can call, I would do that. In my experience I have sent MANY unreturned "request emails"
0 votes 3 answers Share Flag
Mon Aug 22, 2016
Neil Roxas answered:
Hello,

You can add or edit the photos of your property if it is listed as for sale or as active listing. However if your property is off market, you will not be able to add or edit the photos of your property.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/

Thank you for using Trulia!

Neil
Consumer Care Advocate
... more
0 votes 2 answers Share Flag
Mon Aug 22, 2016
Robert Guth answered:
If you are unhappy with your agent, speak with them to see if they can improve, or let you out of your listing agreement.

You may also ask them to to co-list it to get better results.

I'd be happy to help, and I have a 100% satisfaction rating with my home sellers because of the effort I give them:

http://www.capecoralfortmyershomesonline.com/sellers
... more
0 votes 11 answers Share Flag
Mon Aug 15, 2016
Nsgphd answered:
Mon Aug 15, 2016
Angelica P answered:
Hello,

We didn't get enough information about your problem to resolve the issue. Please provide us with your email address and we will be happy to assist you.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Tue Aug 9, 2016
Robert Guth answered:
You can ask a local Realtor to work for you. A Buyer's agent is most likely going to be compensated by the seller, so you can have professional representation with no cost to you. I have helped many investors, first time home buyers, etc. buy a home and they never had to pay me. I am from SWFL, and am a local Realtor with 16 years of previous mortgage experience, so I can pretty much cover all aspects of buying a home.

www.capecoralfortmyershomesonline.com
... more
0 votes 2 answers Share Flag
Mon Aug 8, 2016
Robert Guth answered:
Yes, but be careful. I think what you are meaning, and correct me if I am wrong, but you have a home with a mortgage, and you want to buy another home getting a mortgage for that property. The only way you can tap in to your equity is to get a home equity loan or line of credit from your bank or a lender, and then use that cash for your down payment on the new home. But I say be careful because then you will have a new debt to account for when your new lender reviews your "debt to income" ratio. This is a significant factor in getting approved for a new mortgage.

Its always best to game plan first, and then make a move. I am a local Realtor, from Cape Coral, with 16 years of mortgage lending experience as well. When you buy a new home, I would be compensated by the seller, not you. So please feel free to contact me, and I'll be glad to help you.

You can check me our and get my contact info from my website:

www.capecoralfortmyershomesonline.com/
... more
0 votes 1 answer Share Flag
Mon Aug 8, 2016
Robert Guth answered:
Only if the duplex has each side individually recognized as separate properties in terms of a strap number. This is uncommon in our area, but not unheard of

There are other ways to purchase together and still document and secure each position.

If you need any help, I am compensated by the seller, so my Buyer clients never pay me. I can research each property for you, and work with a local lender to game plan the best approach for you folks. I am from Cape Coral, and have 16 years experience as a mortgage lender as well so you'd be in good hands.

You can check me out here as well as find my contact info. If you'd like, I can send properties to you that meet your criteria:

www.capecoralfortmyershomesonline.com
... more
0 votes 1 answer Share Flag
Mon Aug 8, 2016
Robert Guth answered:
I'd be happy to help. I am compensated by the seller, so my Buyer clients never have to pay me for my representation. It depends on if it is an auction foreclosure, or a bank owned foreclosure. A title search will determine if there are any liens, and the costs vary. Sorry to be vague, but it really depends on the circumstances. We can take it case by case, and as you find homes you are interested in, I'll do the ;eg work to get you all of the pros, cons, and costs.

If you want some help buying a foreclosure, I'll be happy to help.

You can check me out here:

www.capecoralfortmyershomesonline.com/
... more
0 votes 1 answer Share Flag
Mon Aug 8, 2016
Robert Guth answered:
There is no such list. Your best bet is to search here:
www.capecoralfortmyershomesonline.com/search l
look for homes built between 2004-2008, and if it looks ok but is priced significantly lower than similar homes, your radar should go off. CLEARLY THIS IS NOT A FOOL PROOF WAY TO SEARCH so your best bet is to search through my Realtor portal, and then if a home interests you, shoot me an email and I do the leg work for you in terms of finding out if it has defective drywall, or any other concerning factors. My Buyers don't pay me. I am compensated by the seller when my Buyer clients find a home using my service.

Search all homes for sale here:

www.capecoralfortmyershomesonline.com/search
... more
0 votes 15 answers Share Flag
Mon Aug 8, 2016
Robert Guth answered:
I take a much different approach, which is why I have a 100% satisfaction rating, and zero unhappy clients. There are far too many disappointing agents out there, so you really have to interview a few to get an idea as to what they will actually do for you. For me, I respect the client with hard work, and spending the time and money to make sure their homes sells for the highest price. Take a look at what I do:

http://www.capecoralfortmyershomesonline.com/sellers
... more
0 votes 36 answers Share Flag
Mon Aug 8, 2016
Robert Guth answered:
It really depends on the price of your home. You may be able to get a break on commission to 4% if it is a higher priced home. I have lowered my commission on some more expensive listings, but on lower priced homes I don't offer the same discount because I put so much time and money into selling homes to make sure my Sellers get the highest price possible.

What if I told you that you could sell for a higher price, having a Realtor sell your home using these tools to make your home look great:
http://www.capecoralfortmyershomesonline.com/sellers

The numbers just don't add up, so why take on the hassle? The average commission is 6%, while homes listed with a Realtor sell for an average of 14% higher.

Some sellers are tempted to try a For Sale by Owner (FSBO) transaction because their local community is in the midst of a sellers' market and they think they can sell easily without help. Others try the FSBO route because they want to maximize their profits and avoid paying a commission to a Realtor.

However, statistics show that selling your home with the assistance of a professional real estate agent will garner you a higher profit, enough to cover the commission as well as put more money in your pocket. According to the National Association of Realtor's 2013 Profile of Home Buyers and Sellers, the average FSBO sales price was $174,900, while the average price for a home represented by an agent was $215,000, a difference of $40,100.

Why to Sell With a Realtor

Choosing to sell with a professional rather than on your own makes sense for a variety of reasons:

A Realtor has access to market data about recent sales and other homes on the market that can be used to price your home appropriately. Studies show that homes priced right when they're first listed sell more quickly and for a higher price than those that linger on the market.
A Realtor can show your home when you aren't available, can respond to inquiries from potential buyers and their agents, and can get valuable feedback from visitors -- all things that save you time.
A Realtor can look at your home objectively and suggest ways to improve its appearance -- by staging and minor repairs -- so it appeals to more buyers.
Buyers typically prefer to look at a home without the seller present so they can feel more comfortable exploring the rooms and visualizing themselves in the property. At an FSBO sale, the seller must be present.
A Realtor can screen visitors to your home, which provides a measure of safety that FSBO sellers don't have. In addition, by checking to see if the buyers are legitimate and can afford to purchase your home, a Realtor can help you avoid wasting time showing your home to unrealistic buyers.
Realtors have professional marketing expertise, contacts with other Realtors who work with buyers, and the support of a brokerage that can market your home more widely than you can as an individual.
A Realtor can help you negotiate a contract that not only garners you an appropriate price for your home, but that meets your needs for a settlement date and perhaps includes a period when you rent back your home from your buyer. In addition, a Realtor can make sure your contract is in compliance with all local regulations.

Most buyers today work with a buyers' agent to represent their interests. If you choose to sell your home on your own, you'll be negotiating with a professional and relying on your own skill to finalize a contract. Not only could you end up selling your home for less money, you could leave yourself open to potential legal problems unless you have the contract vetted by an experienced real estate attorney.

FSBO transactions can be successful, of course, but 90 percent of homeowners prefer to work with a professional rather than risk an unsatisfactory home selling experience.

Get a Free Personalized Estimate Of Your Home's Value Today:

www.capecoralfortmyershomesonline.com
... more
0 votes 7 answers Share Flag
Sat Aug 6, 2016
Stephen Housenick answered:
If your score is average then by all means talk to a mortgage professional. Noticed I said talk. You will need score. True Score from credit agency such as equifax. transunion or experian. You are able to obtain these once a year for free. Handing over the score should not ding your credit, having mortgage co pull it may ding credit. Take a copy of score and TALK. With the actual score they should be able to give you an idea of rate you qualify for. Other considerations would be home prices. Do you feel they are going up, stable or declining. Then of course you have the FEDERAL RESERVE....they set rates. If the FED raises rates in the future then a mortgage may cost more if you wait. ... more
0 votes 3 answers Share Flag
Fri Aug 5, 2016
Robert Guth answered:
I just had a closing on Tuesday, and my Buyer said the same exact thing. He told me that he had reached out to 3 other agents online, and none responded. Then he reached out to me, I replied, got him pre-approved, took him looking at homes (we looked for 3 months! ugh), and he now owns his first home. So I don't know why other agents would be so complacent. But, thats what I am here for, and why I have a 100% satisfaction rating on every real estate site, and have yet to have an unhappy client. Its called work, and here in the south, I was raised where work meant work.

Robert Guth, Realtor
239-770-6741
floridarealestateexpert@gmail.com
www.capecoralfortmyershomesonline.com
... more
0 votes 5 answers Share Flag
Fri Aug 5, 2016
Robert Guth answered:
By "requiring", they would be requiring it of themselves. There is no law or governing body requiring them to charge a higher interest rate.

Mortgages are credit score driven, and risk based-priced by the lender.

2nd homes and investment properties are viewed by lenders typically as higher risks because in the event of a bankruptcy, or other economic problem that effects the Buyer, the first properties they let go are their new acquisitions, 2nd homes, and investment properties rather than the home they live in, and have built equity in. That is also why they require bigger down payments. The bigger down payment and higher interest rates are to help secure their investment. Since you will agree to let them take back the property if you default, then it is in fact viewed as an investment for them, and they secure their position in advance in the case of default. And since that mortgage will most likely be sold on the secondary market, quickly, it makes it more appealing to the mortgage buyers they sell their portfolios of loans to. It is the cot of borrowing money. We can build by hand, pay cash, or borrow money from others who have it.

If you need any more help, I am a local Realtor, native of Cape Coral, with investment experience, and 16 years as a mortgage lender. I can pretty much cover every question you may have. Save my website address, and call on me any time, 7 days per week. And what is great is that I work for you for free. When I help you buy a home, I will be compensated by the seller, not you.

Robert Guth, Realtor
239-770-6741
floridarealestateexpert@gmail.com
www.capecoralfortmyershomesonline.com
... more
0 votes 2 answers Share Flag
Fri Aug 5, 2016
Robert Guth answered:
They are legitimate, but not in your best interest in my opinion. First you have to ask: "If the home is a good deal, why would they want to help me and not just rent it out or sell it since inventory is so low?

To put it nicely, they are preying on your ego. Renters want to be able to tell their family and friends that they are buying a home. But you will essentially still be renting. You will not be on title to the property, so it is just a glorified way of renting.

They will require a big deposit, a contract that is entirely in their favor, and if you miss one payment, they can keep your deposit and evict you because you have defaulted.

And finally, you will be required to get a mortgage in your own name within 12-24 months usually. If you don't, you lose your deposit, and back to square one, but now rather than that money sitting in your bank, you lost it.

But here is the worse part in my opinion. Once you qualify for a mortgage, it will hit you: "wow honey....you know, our credit is good now, we have all of the money saved, we can qualify to get a mortgage for $--------. If we had waited, we would be able to go out and look at ALL of the homes in our price range and have choices. Now we are stuck buying this home, and have no other options."

So what if during your renting period you decided you wanted a bigger home? Another bedroom? A pool? Or you found out that your neighbor was an obnoxious drunk? Too bad.....you limited yourself by letting your ego (and I mean that nicely) rush you in to a bad decision.

IN many cases, you don't build equity either on the "rent to own" property. Some require you to buy at the new appraised value. There are many scenarios and terms, but all favor the seller, not you. I have heard investors actually hope that their "rent to own" tenant defaults because then they would keep a $10,000 deposit, and could easily put another renter in there.

Your best plan is to work on YOU. Save money, maintain a steady job, keep your debts low, pay your bills on time, pay off bad debt, and get yourself mortgage-ready. Then I take you shopping where we will find a property with an affordable payment, very little money to close, and you will own it free and clear from day one and start building equity in your investment.

If you need any more help, I am a local Realtor, native of Cape Coral, with investment experience, and 16 years as a mortgage lender. I can pretty much cover ever question you may have, and I love helping first time home buyers game plan to THEIR benefit. Save my website address, and call on me any time, 7 days per week. And what is great is that I work for you for free. When I help you buy a home, I will be compensated by the seller, not you. So don't be shy.

Robert Guth, Realtor
239-770-6741
floridarealestateexpert@gmail.com
www.capecoralfortmyershomesonline.com
... more
0 votes 1 answer Share Flag
1 2 3 4 5 6 7 ...
Search Advice
Search

Followers

447