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Canoga Park : Real Estate Advice

  • All46
  • Local Info2
  • Home Buying12
  • Home Selling2
  • Market Conditions0

Activity 30
Fri Sep 23, 2016
Larevalo60 asked:
Sat Dec 26, 2015
Amelia Robinette answered:
Your bankruptcy is less of an issue than your income.

Student loans are not income and won't be considered. Unless you've been claiming your rental income and paying taxes on it, that won't be counted either. Look at your tax returns to see what a lender would consider income.

You may be able to get a mortgage after graduation and you have a job.
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0 votes 1 answer Share Flag
Tue Aug 25, 2015
answered:
He should have recommended testing before anything else
I bet he did no tests. The "do it yourself" lead test is inexpensive ($9-$20). Find out if there is any lead before doing anything.

Calling yelp and every online rating service to complain about the inspector if you find no lead in your house is free.
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Mon Jul 27, 2015
Ernie Behrle answered:
Just do a search under the zip code and you should be able to find it!!
0 votes 1 answer Share Flag
Tue Jul 14, 2015
Gabriel bononi asked:
your site is treating me as some body that likes to rent a property, but I actually posted an add. I can't access my add to edit it. The property address is 7761 Loma Verdy Ave Canoga…
0 votes 0 Answers Share Flag
Mon Feb 23, 2015
Todd Schneider answered:
If the question is have the contingencies been removed? You should talk to your agent. The agent has to provide you with a Contingency removal form to sign. If you have not signed this form yet then you have not officially removed your contingencies. This is assuming you had a loan contingency in the first place. Give your agent a call. ... more
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Mon Jan 5, 2015
Nader asked:
I have no access to my own ad to manage and edit. Please help!!!!!!!!!!!
0 votes 0 Answers Share Flag
Mon Dec 8, 2014
Jacqui Rum answered:
Hi George

I noticed you asked this question a few months ago, are you still looking for a condo in and around Canoga Park? Feel free to email me: jacqui.rum@gmail.com
0 votes 1 answer Share Flag
Tue Jul 29, 2014
Jim Shavalian answered:
Hello Rose,

Please feel free to use my website to search for all properties including duplex/income properties at: www.jimshavalian.com

Sincerely,
Jim Shavalian
Keller Williams North Valley
19300 Rinaldi St. Suite L
Porter Ranch, CA 91326
CalBRE#01918198
(213)448-3439 cell
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0 votes 5 answers Share Flag
Mon Dec 2, 2013
JR Thrasher answered:
HOA must have enough reserves or a unit will be almost unsaleable. HOA fees always go up.

J.R. Thrasher
www.SanDiegoRealEstateVeterans.com
619-929-0105
0 votes 5 answers Share Flag
Mon Oct 14, 2013
Sara Mehrpouyan answered:
Linda,

You may also email customerservice@trulia.com

Sara Mehrpouyan
Rodeo Realty
Direct phone 818-903-2040
Bre License #01712757

Get New Property Listings by Email Here: http://www.newlosangeleshomesearch.com/ ... more
0 votes 4 answers Share Flag
Thu Aug 22, 2013
Brian Nguyen answered:
It may also depend on the details of your VA loan. I am a lender in Souther California so if you continue to have problems let me know. We offer great products, pricing, and friendly service, especially when it comes to VA loans.

If you have any further questions feel free to contact me through the information on my profile page!

Good Luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
brian.nguyen@nafinc.com
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Mon Jul 23, 2012
Echoreciter answered:
Sat Jun 23, 2012
answered:
Hi Chowdary,

You should be able to refinance even though you have been working in Australia. There may be a couple of options for you, but to be sure to begin, please allow me to pose a few questions:

- Are you a US citizen?
- If so, have you timely files your US tax return?
- If you are not a citizen, we can still look at your refinance.

Please feel free to contact me directly if you have any further questions, I'd be glad to help.

All the best,
Ros

Roswell Moore, CMPS
Certified Mortgage Planner
480-422-5095 direct
http://www.ezAZloan.com

We are a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline loans (NO minimum credit score, NO appraisal required) Go Green rehab loans, HomePath, Investor Friendly (10 financed properties), VA, USDA, Jumbo, Conventional, plus, we allow Escrow Hold-Backs!
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Wed May 30, 2012
Marge Bennett answered:
Get your own agent and ask them to send you listings that meet your criteria. That will save you a lot of time and headaches.
0 votes 14 answers Share Flag
Sun May 27, 2012
John Arendsen answered:
You'd need a crystal ball for that one. But as the others have stated it depends on lots of variables. Price, location, condition of the property, agents professional skills i.e. marketing, advertising, MLS presence, etc. ... more
0 votes 3 answers Share Flag
Mon Dec 12, 2011
Sara Mehrpouyan answered:
Hi Dien.

The time that it takes for a response from the short sale lender on your offer varies. It depends on if there is only 1 loan or perhaps there are 2 loans from 2 different lenders. If there are 2, then it will usually take longer. Also, if the short sale was previously negotiated with another buyer that fell out for any reason, there is a possibility that it may take less time. The average time for a response could be 45 days or more. Good luck.

Sara Mehrpouyan CDPE
Rodeo Realty
Direct: 818-903-2040
www.AtHomeWIthSara.com
www.Short-Sale-Vs-Foreclosure-Help.com
Dre License #01712757
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0 votes 5 answers Share Flag
Tue Aug 16, 2011
Kobi Costa answered:
Mon Mar 21, 2011
John Arendsen answered:
On a FICO credit score rating scale, the score ranges between 300 and 850. If you have a 700 with FICO you would be in pretty good shape providing you don't have any pending judgments or looming litigation that could impact your income stream.

Vantage credit score rating scale is as follows:

901 to 990 – A
801 to 900 – B
701 to 800 – C
601 to 700 – D
501 to 600 – F
There is no rating denoted E.

As you can see if you have a 700 score here you're not looking that great. You need to find out what system the credit reporting agency is using. Also did you get scores from Transunion and Equafax as well?





VantageScore® Report
A credit score is a number that reflects your credit risk level, typically with a higher number indicating a lower risk. Your VantageScore is generated from elements on your personal credit report which are run through a scoring model that uses your past credit behavior and current credit relationships to predict likely future behavior. Your credit score changes as the elements in your personal credit report change over time.
Because your score is based on information in your personal Experian credit report, it is important that you review your personal Experian credit report for accuracy.

VantageScore from Experian
This VantageScore is based on information from your Experian credit report.
Information often differs among the three national credit bureau reports. As a result, your VantageScore based on those reports may vary.
Your VantageScore is: 893 on a scale of 501-990. Your Risk Grade is: B
Your Credit Category is:
High Risk

Non-Prime

Prime

Prime Plus

Super Prime


VantageScore is the credit industry’s first credit score developed jointly by the three national credit bureaus. This innovative new approach to credit scoring simplifies the credit granting process for consumers and creditors by providing a consistent, objective score to the marketplace. Credit scoring is used to help potential lenders and users of credit reports quickly measure your credit worthiness and decide the type of risk they are taking by doing business with you. In addition to your credit score, lenders may also consider other factors such as your income, assets, length at current residence and employment history. There are many different scoring models used in today’s marketplace and different criteria used by different lenders. Regardless of what scoring model is used, they all have one purpose: to summarize your credit worthiness.
What your VantageScore means:
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