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Home Buying in Canandaigua : Real Estate Advice

  • All22
  • Local Info1
  • Home Buying5
  • Home Selling3
  • Market Conditions2

Activity 9
Mon Nov 24, 2014
Javier Montiel answered:
There are a number of factors involved in determining how much you qualify for. It would probably be a good idea to sit down with a local mortgage lender and have them evaluate your situation. ... more
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Mon Mar 18, 2013
Annette Lawrence answered:
Your timing could not be more perfect. Well, actually, last year would have been better.
With the information you have shared, it is reasonably clear you need alternatives to building wealth.
Looking towards a real estate investment is the most practical and obvious solution at this time.
You would be well served to consult a financial planner to establish a long term plan that includes a real estate element.

Let me be honest with you, if your finances are so tight you can not save the money for a down payment, you may be setting yourself up or future disappointment.

Be aware, wealth building through real estate may require buying what you can afford, before you can buy what you have always dreamed.

Get real guidance from real people, you know, those you can call and meet.
Set up a strategy, and implement the plan.
You ARE on the right thought.

Best of success to you,
Annette Lawrence, Broker/Associate
Remax Realtec Group, Palm Harbor, FL

Scotsdsale Bluffs Tour:
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Wed Aug 3, 2011
Annette Levinson answered:
If you are buying the home with your boyfriend (including getting the mortgage) his income would be included. If you are not planning to get married shortly afterwards, have your lawyer do a buy sell agreement. This agreement decides in advance what will happen if one of you leaves or dies. ... more
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Thu Apr 21, 2011
William DeCook - Free CMA's answered:
Congradulations, I know this could be a very exciting moment !! First thing, my opinion is that I am honored to be in this profession. We are in a position to help people make their dreams come alive, I don't understand the rudest of some. But, you should also understand that at certain points of the transaction access is necessary to the property and arrangements should be made through the agents. Please put yourself on the sellers side, everyone builds a personal attachment to the homes, now for some unknown reason they must move they might feel their being invaded over-night. Respect for the stituation needs to be established up front between parties, good times for the buyers to show off their dream and good times for the seller to cry over the move. ... more
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Wed Jan 26, 2011
John & Andrea Pratt answered:
Hi Sarah, The property you are talking about appears to be a vacant lot. Sometimes a lot will be listed in the single family residential category because it is an approved building lot. It will show up when someone is searching for a home. I hope this helps. ... more
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Thu May 20, 2010
Aaron Lazenby answered:
Deniser, I am not sure I understand your question. According to the Rochester area MLS system, the address you mentioned is not listed. There is only one property on Ontario Street listed for sale in Canandaigua. If this home was for sale, it is possible that it has already been sold or is being sold by owner and is not on the MLS system. Since sale and transfer of property is public record, you would be able to check the county clerk's office to see who the current owner is and if a transfer of ownership has recently taken place. I hope this information is helpful. Best of luck! ... more
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Wed Sep 9, 2009
Michael Humphreys answered:
Your first step is to find a mortgage professional to get prequalified. It does not matter if its a broker or a lender, just find osmeone you trust. Best thing you can do is ask around and find someone who has done a good job in the past for a reasonable price for people you know. They can then tell you if are qualified to buy a home and then the two of you can come up with a price that you feel you can afford. Then find a real estate agent, use the same method you did to find a mortgage professional, find someone that is trustworthy and will work in your best interest. Not someone who wants to talk you into homes you can not afford so they get a bigger commission. They can then show you houses in your price range and all you have to do is find one you like. Its a process that does take a little bit of time, find people you trust and it will go a lot smoother ... more
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