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Home Buying in Camden : Real Estate Advice

  • All38
  • Local Info2
  • Home Buying15
  • Home Selling2
  • Market Conditions4

Activity 25
Fri Mar 4, 2016
Marc mackendy asked:
Fri Dec 4, 2015
Dan Tabit answered:
Dennis,
Start by asking your lender for an explanation of the fee sheet they prepared. Forms can be confusing and sometimes include "costs" that are not yours, but the sellers. Ask for the bottom line, "how much cash to close".
If it remains this high, ask why and what can be done about it. I suspect something is off, but your loan officer should be your first call.
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0 votes 3 answers Share Flag
Thu Jul 9, 2015
Fred Mitchell answered:
Yes we do! How can I help you find the right home?


Fred Mitchell 856.330.7964 / cell 310.728.9665
0 votes 1 answer Share Flag
Mon Sep 22, 2014
Aaron Claybrooks answered:
Overtime can be counted provided there is a 2-year history and the paycheck can be verified that it's broken into two components: regular pay and overtime pay. With a history in place, we should be fine.

Thank you for the question.

Feel free to contact us for any further information. We are a direct lender.

Aaron Claybrooks
Acre Mortgage
Branch Manager
(856)417-4152
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0 votes 4 answers Share Flag
Sat Apr 12, 2014
Andrew Tisellano answered:
rons answered perfectly
Best to check with your Mortgage professional.
Call

Craig Andriulli
Vice President
NMLS #212830
Bond Street Mortgage, LLC
NMLS #191351
Cell: 201-647-4180
Office: 201-918-4980
Fax: 201-918-4981
Email: Craig@BondStreetLoans.com
... more
0 votes 2 answers Share Flag
Mon Mar 17, 2014
Lanre Folayan answered:
Talk to as much as three real estate agents in your area where you are looking at real estate investment properties. Some real estate agents also know and have real estate investor clients. Good luck to you. http://www.buyandsellnewhomes.com ... more
0 votes 2 answers Share Flag
Fri Feb 7, 2014
Michael Matias asked:
need apartment on second floor
0 votes 0 Answers Share Flag
Fri Jan 3, 2014
Robin Silverberg answered:
Have you asked the landlord the price that they want for the property? You can use that as a starting point, and look at different websites to see what else sold in the area. Seeing as you are living there, you know the neighborhood, and can try to figure out how the house you are renting compares to recent sales. Try something like zillow to get closed sales.

If you know any realtors, you can also ask them for their opinion, and compare that to what the landlord wants for it. You could also try putting something into the sales contract that the property has to appraise for at least the selling price. If it appraises for more, you come out ahead, but the seller benefits by not having to put the house on the market, and not paying a broker fee.

I agree that you should not pay for an appraisal if you are planning to take out a mortgage, because that appraisal cannot be used, so you would just be wasting your money.
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0 votes 3 answers Share Flag
Fri Dec 6, 2013
Brian Kurtz answered:
The city actually gives people money to buy homes there?!?!

That's really quite amazing. They had a similar program here in Michigan for a while where people had to live in the home for 10 years or they had to pay the assistance back when they sold but that has changes now and they always have to pay it back. It's not a true "gift" anymore. ... more
0 votes 3 answers Share Flag
Sun Nov 3, 2013
Peter Deterville asked:
Tue Sep 3, 2013
Ron answered:
what is the reason for selling? whats wrong with the properties? are the tenants section 8?
0 votes 2 answers Share Flag
Wed Aug 7, 2013
Anna M Brocco answered:
If you are currently listed with an agent, ask him/her to make any necessary changes, or directly contact customer service http://www.trulia.com/help/ask/
1 vote 1 answer Share Flag
Mon Jul 8, 2013
The Rifkin Team answered:
Why are you looking for rent to own rather then purchasing. With mortgage rates as low as they are thee has never been a better time then now to buy.
0 votes 3 answers Share Flag
Wed Feb 6, 2013
Kimberly Thomas answered:
Hi Amanda,
I am a Camden county Realtor with 10 years of experience. I have helped many investors find cash-flowing properties in Camden. Although I now live outside the city, I grew up in Camden and have friends and family still there - many of whom are in local govermnent. I know the neighborhoods very well. I would be happy to help you locate the perfect investment property. I have a couple of clients who will be relocating and their Camden homes will soon go on the market. Shoot me an email at kim@kimcanhelp.com or call me at 856-308-5989 at your earliest convenience. I can speak with you about your investment goals and options and get a list of properties out to you ASAP.

Best Wishes!
Kim

Kimberly Thomas
Broker-Associate
Brown & Pope Realtors
2105 Voorhees Town Center
Voorhees, NJ 08043
856-308-5989
email: kim@kimcanhelp.com
www.activerain.com/voorheesbroker
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0 votes 2 answers Share Flag
Thu Sep 20, 2012
ranger5011 answered:
Bernice, Home ower Camden Pennsauken, NJ

Camden made be this or that. Not all of Camden is what you say. Have you drove around in Camden? Just in any towns maybe like yours clean but dirty, a nice dose of Police calls. It still call "HOME" with Schools.Families
Churchs, Transportation, Hospitals Business, History and etcs. It takes one person to fix a home then a block, before long that block become neighborhood. My niece just purchase her first home. another one is renting a home, Working hard to do so. They talk about a place, never live or work in Camden. And it just like every town in American. Good, Bad Some of the home in Camden were build to last. Have you been in some of these older home The lay out in some is awsome or updated WOW, Oh I live just half a block from Camden. Question WHY? anybody want to buy homes in over price areas like yours. To answer the question back you say why a crime ridden , dirty, Because There are "GOOD PEOPLE WHO LIVE IN CAMDEN, Its call "HOME TO THOSE PEOPLE" just like your town.
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0 votes 6 answers Share Flag
Thu Sep 2, 2010
Kimberly Povernick answered:
Hi Shenika,

I used to be a teacher as well. There are programs to help teachers. First, start with your school and see what information they may have. Second, find a good lender who knows about these type of programs. I know there are some areas that give you certain breaks if you own a home in the district you teach....look into that as well. I know from experience that some teachers don't want to work in the area they teach cause they would prefer not to run into their students....that's a personal choice:) I can send you over information on buying v/s renting if that will help.

All in all....the financing is the first step. You really need to know 1) areas that you'd like to live 2) areas that you may benefit from being a teacher 3) how much you can afford. A lender can help you. I strongly suggest finding a reputable lender (not some mom and pop shop that is out of state.....in my experience, it never ends well). I have worked with a lender for over 6 years that is honest, straight to the point, and one that I have used myself for the past 2 homes I've purchased. She's great and I give you her info if you'd like to email me directly (realtorkim@comcast.net).

Second, find a full time agent that you feel comfortable with...one that's patient and not pushy.....one that knows the South Jersey area. I happend to run one very well...lol:) It makes the process much more enjoyable.
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0 votes 7 answers Share Flag
Wed Nov 4, 2009
Ron Gordon answered:
Go here: www.allenmichael.com
0 votes 4 answers Share Flag
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