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Foreclosure in Camarillo : Real Estate Advice

  • All111
  • Local Info7
  • Home Buying36
  • Home Selling4
  • Market Conditions10

Activity 4
Sun Apr 5, 2015
Sheryl Arndt answered:
Hello Deefone, what is your question? Do you want listings emailed to you to study and consider?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or

If my response was helpful, consider clicking Thank, Link or Best Answer.
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0 votes 2 answers Share Flag
Tue Jul 8, 2014
Greg Palazzo answered:
If you have an address I can point you in the right direction. If the home is located in Ventura County (and you have an address) I can assist you.
0 votes 1 answer Share Flag
Sat Apr 24, 2010
Barry Shapiro answered:
The first position mortgage lien holder will trump a foreclosure by a subordinate 2nd or 3rd lien-holder. However, in the event the first mortgage is for substantially less than the value of the property, the new second holder can pay off the first, in order to salvage their equity. Sometimes, a first will even allow the second to negotiate the payoff, since the cost of a foreclosure may run more for the 1st lien-holder, than simply accepting less than the entire amount owed. Find foreclosure help online by visiting our website. ... more
0 votes 1 answer Share Flag
Fri Jul 18, 2008
Dot Chance answered:
In California you have up until 5 days BEFORE the auction to cure the default.
1 vote 3 answers Share Flag
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