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60409 : Real Estate Advice

  • All25
  • Local Info7
  • Home Buying6
  • Home Selling2
  • Market Conditions0

Activity 19
Thu Jan 26, 2017
Jacquelynmassie75 answered:
Thu Sep 8, 2016
Shelleymc12002 asked:
Fri Jul 15, 2016
diana asked:
Mon Aug 4, 2014
Sharon Felton answered:
Please consult an attorney with your question. However, a local Realtor could advise you whether a certain home has sold in your market area.
0 votes 2 answers Share Flag
Fri May 9, 2014
Nicholas S Nelson answered:
Good Morning Kimberly,

Congratulations on taking this opportunity to look at purchasing your first home. You are correct that a lot of times people find that buying a home is cheaper over the long run than renting. Now is the perfect time to look at purchasing your first home. Home prices and mortgage rates are still very low and there are grant programs available to first time homebuyers that can help you with down payment and/or closing costs.

Your will first want to meet with a experienced mortgage lender to get preapproved and find out how much home you can afford. A experienced mortgage lender will also review your income, credit... and show you what mortgage program will best fit what you are looking for. After getting a preapproval you will be ready to start working with a realtor and finding the home of your dreams.

I am a mortgage lender with a community bank and have over 15 years of experience. I also have numerous mortgage products available that can help you find the best mortgage to fit your situation and put you in the home of your dreams.

Please contact me at the below phone or email if you have further questions or would like to meet to start the preapproval process.

Good Luck,

Nick Nelson (NMLS#384413)
Mortgage Lender
Community Bank of Rockford, A Division of Harvard State Bank
2470 Eastrock Dr.
Rockford, IL. 61108
815-289-0880 - Cell - Email
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0 votes 8 answers Share Flag
Wed Jul 17, 2013
Horst Hontzsch answered:
It's African-Americans mainly.
0 votes 5 answers Share Flag
Sun Mar 31, 2013
Huerta Ana asked:
Tue Dec 18, 2012
Riccardo Wardlow answered:
I'm not sure where he is looking but most places aren't going to check his criminal record to rent. Go to Craigslist. As long as his money is green, he can get a place. Good luck!
0 votes 1 answer Share Flag
Tue Dec 4, 2012
Maria Cipollone answered:
If the Landlord took his time to make sure that he had the right tenant in his property, yes will be fair to dismiss any first time ofense. It really depend of how bad is it? Remember normally people keep repeating their mistakes over and over.

Best of Luck,

Maria Cipollone

Century 21 Tenace
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2 votes 2 answers Share Flag
Sun Nov 11, 2012
Duncan Oliver asked:
Thu Sep 20, 2012
Trulia answered:
did you know about homes for sale cheaper than rent program for affordable housing? check out resource radio 1570am thursdays 1:30pm 1570 am streaming live thursday today 1:30pm

real estate brokers and not profit has a great housing program for 620 credit no money down and no mortgage until april 2013 mortgages from $333-$700

312 878 4474 brokers office participating in program and a sponsor of the resource radio show
... more
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Tue Sep 11, 2012
Lisa answered:
go to the cook county assesors office and do a search with the address
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Thu Jul 12, 2012
Laura Slappey answered:
If you have concerns about an area that you are interested in purchasing, it is always a good idea to talk to the local police department. They can inform you of any problems that may exist. In addition, you can also log on and get information on crime anywhere in the USA. ... more
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Tue Sep 13, 2011
Sarah Goulart Nathe answered:
Ron has given you some great advice. How does your realtor feel the home is priced comparably? Will it appraise for $6,000 over asking price?
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Tue Sep 13, 2011
Jose Hernandez answered:

I must agree with Walter on everything he said. Offering more does not guarantee you will win the bidding war. The seller is in distress and for them the most important thing is to accept an offer that's almost guaranteed it will close.

Good Luck!
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0 votes 2 answers Share Flag
Tue Jan 18, 2011
Edward Mendelson answered:
Well Rosalyn, if want to know what kind of shape the house is in call me, and I will inspect it for you. I've done a number of inspections in Calumet City and I charge a fair price.

Ed Mendelson
Home Inspector / FHA 203(K) Consultant
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1 vote 3 answers Share Flag
Sun Jul 4, 2010
As long as the reprieve for the owner is still on the effect or if he or she is working on a negotiation to save the house from being taken over by the lending company, an owner can rent out a foreclosed home.

It is imperative that you do extensive research on the house you are trying to rent with the lending companies with the area if the house is about to be taken over or in the internet if the house is already on the auction block (because these are information that most seedy landlords will left out), because once this happens and you have already payed the rent in advance, the contract will be considered null and void and it is highly unlikely
you will get your money back
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0 votes 4 answers Share Flag
Mon Dec 1, 2008
Jim Starwalt answered:
You will definately need a Realtor to help you with this, the banks will not work with homeowners as far as the short sale is concerned.
However, you should be in contact with your bank ASAP. Get them what they want. Start out with a hardship letter explaining that you can't pay the loan back why. One page letter be concise and to the point, they don't have time to read a novel, and quite frankly don't care about the fluff, just the details.

Good luck, stay positive, and they will help you through this.

If done correctly the bank pays Realtor fees, closing costs etc.
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