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Home Buying in Calhoun : Real Estate Advice

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  • Home Buying6
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Activity 15
Sat May 6, 2017
Laura Devereaux answered:
Does Union county have scholl tax exemption ? What if one occupant is 52 the other 72?
0 votes 21 answers Share Flag
Wed Nov 11, 2015
janicestedman for Chris Veysey asked:
Tue Dec 16, 2014
Alan Grizzle answered:
Lumpkin County has one starting at age 65.
0 votes 3 answers Share Flag
Tue Dec 17, 2013
Rodney Mason answered:
The only time I have ever heard of school tax not being paid is sometimes by owner occupant home owners over a certain age. Some counties exempt owner occupanys once they reach a preset age (usually in their 60's) while others do not. Carroll County has some exemptions starting at age 62 while some begin at age 65. ... more
1 vote 1 answer Share Flag
Tue Aug 27, 2013
Cheri answered:
Hello!i have seen a lot of flooding around,is it safe to buy a home in or about Asburn Ga or say Douglas Ga could any locals give me the correct answer,cheers Cheri
0 votes 5 answers Share Flag
Sat Jun 8, 2013
patient479 asked:
Sun Dec 16, 2012
Reynalda Chavez answered:
There are also other lenders for mobile homes that provide financing for short term
0 votes 4 answers Share Flag
Mon Dec 10, 2012
Paul Henderson answered:
If you have an agent helping you then - they can tell you about a house - the day it is listed.
You need an agent that is aggressive!
Do you have an agent helping you? if not call me@770-789-2401. Hot Deals go quick! ... more
0 votes 7 answers Share Flag
Fri Apr 29, 2011
Joshua Jarvis answered:
Yes.

I'm not going to give you some wishy washy "carefully evaluate each deal and you never know," or "you need an agent to help" or even "do you want a short sale or the best investment" - clearly given the thoughtfulness and time you put into your specific question you want a detailed analysis of the short sale market.

Here's the deal.

Short sales that close at the absolute bottom with agents that are professional and have expertise in short sales are almost always great investments for those people who want to own the home. They rare offer the ROI that a true investor would want.

Right now almost every home purchase is going to be a decent one, except those buying in Gordon County.

There's your answer, take it to the bank, don't look back and... go hawks!
... more
0 votes 9 answers Share Flag
Thu Mar 17, 2011
Gary Kaupman answered:
Hi,

Gilmer County offers all kinds of property tax breaks for seniors who file homestead exemption. The biggest is that you don't pay the education part of the property tax, which is about 80% of the tax bill.

Let me know if I can be of help, please,

Gary Kaupman
... more
0 votes 2 answers Share Flag
Mon Jan 10, 2011
Matt Pickett answered:
I wish I could tell you but Im not an agent in your area
0 votes 2 answers Share Flag
Thu Jan 6, 2011
Elliott R. Oliva answered:
Mortgage insurance is not a bad thing. In many cases it is tax deductible but always consult with your tax adviser.

Besides a down payment of 20% or more there are 2 other ways you can avoid mortgage insurance.

1. With Conventional financing you can choose a Lender Paid Mortgage Insurance (LPMI) that essentially builds the cost into the rate or can be paid up front by you or the lender.

2. You can get 2 loans up to 95% Combined Loan to Value (CLTV). The first lien to 80%, a second to 15% and a down payment of 5%.

Good luck and Happy New Year!
... more
0 votes 3 answers Share Flag
Thu Jan 6, 2011
Paul Henderson answered:
It is very easy to buy a foreclosure.... but it does depend on what shape the house is in. There are
different type of loans - some allow money for repairs, some don't! Some require 3.5% down and
some are a 100% loans (with no down payments). Some homepaths homes allow you to buy the
house AS IS. Some HUD homes only require $100.00 down. Call me and we can talk about
what your options....... but you can buy houses for $30k - $50k less than 2006 pricing. Have a great day!
Paul Henderson
Re/max Neighbors
Calhoun, Ga.
770-789-2401 (cell - I answer my phone until 10pm)
... more
0 votes 8 answers Share Flag
Thu Nov 27, 2008
Hank Miller answered:
Getting a loan is essentially the same process as a conventional purchase, get with a lender ahead of starting your search and get preapproved. If you want good lenders, shoot me an email.

Hank Miller, SRA, ABR
Associate Broker & Certified Appraiser
Prudential GA Realty
678-428-8276
... more
0 votes 1 answer Share Flag
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