Not sure what you're pointing out, Thomas, but every loan will have its own criteria, based on your down payment and amount borrowed, as well as the term and rate. The things that will be fairly constant are your homeowners insurance-which will depend on the amount of coverage, the deductible and the policy limitations you choose or are Lender required-and your property taxes that will be evident both in your county's records and to the Mortgage Lender in the approval process. Don't get caught up in missing seeing the forest for the trees. Please call, text or email if we can provide further assistance. Good Luck!