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Home Buying in Butler : Real Estate Advice

  • All47
  • Local Info5
  • Home Buying14
  • Home Selling4
  • Market Conditions0

Activity 27
Sat Oct 14, 2017
Krystlejsmith asked:
Anyone familiar with the butler county market?

I am dreaming of a Queen Anne Victorian under 250k. I see a lot around the area, but there are only 2-3 for sale at any given time.

My…
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Fri Sep 23, 2016
John asked:
The interface for filters has been simplified, removing a number of useful facets such as by school district and by the ability to enter lot sizes in terms of acres rather than only sq.…
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Thu Jun 16, 2016
VA Mortgage Hub answered:
Should not be an issue assuming you have no serious financial hardships in recent years (bankruptcy, foreclosure, etc).

VA Mortgage Hub
Serving buyers in all 50 states
www.VaMortgageHub.com ... more
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Thu Mar 31, 2016
Irigoyenvictor asked:
I plan to buy a house in Butler for around $45,000 in cash for my retirement this year in Butler, PA and I would like to know what other what other cost am I obliged to pay before closing…
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Thu Mar 31, 2016
Irigoyenvictor asked:
If I a house $45,000 cash, what other potential cost do I have to pay?
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Thu Mar 24, 2016
Irigoyenvictor asked:
I am retiring this year and I want to buy a home in Butler, PA between $35,000 - $45,000 and in cash. But I would like to know what other additional cost will be my obligation to pay before…
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Sun Mar 20, 2016
Irigoyenvictor asked:
I am looking to buy a house cash and I was wondering what other fees do I have to pay besides the selling price of the house. For example if I buy a house for $40000, is that the bottom…
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Tue Mar 1, 2016
Mike Shrader answered:
This largely depends on the experience that you're wanting to have! And you can always opt to work with a mortgage broker, as well. What factors about your loan are important to you? That you know the officer assigned to it and know you can work with them should anything unexpected arise? Getting the lowest rate? ... more
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Sat Mar 7, 2015
Gary Swank answered:
This site will guide you through that process.

https://butlercountyassessment.wordpress.com/butler-county-pa-assessment-search/
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Sat Dec 6, 2014
Emily Murphy answered:
The best place to find local comparable sales and currently listed homes is the West Penn Multi List system. A local Realtor can assist you with a market analysis, or you can have an appraiser give you a value. ... more
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Tue Jul 15, 2014
Matt White answered:
As a REALTOR, our job is to help you first and foremost. If you need a lot of work to get into a home, an agent can help tremendously. Make it easy on them, and refer them to your friends. A referral is the greatest compliment you can give an agent. It's not about the money, it's about the opportunity to do such a wonderful job that you sing praises to everyone you know. ... more
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Tue Jul 1, 2014
Chuck Swidzinski answered:
When you are looking for a home, whether you're a first time homebuyer or just looking for a change, you want a buyer's agent who can make the journey into home ownership smooth and comfortable. Definitely do your research, ask your friends and family in the community what experiences they have had (Good and Bad), and talk to a couple different realtors. First impressions are huge, not just when viewing a home for the first time, but also meeting people for the first time. It's also ok to be selective. Buying a new home can be stressful and you want to find someone who can ease the stress and make the process wonderful. When you make a connection with a buyer's agent, you'll know!!! Best of luck in the search for your new home. ... more
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Wed Mar 12, 2014
Lisa Mull answered:
Parents have every right to gift you money. I have done many parent-kids purchases where the $5,000-10,000 is a wedding gift or Christmas gift etc. They will probably have to write what is called a "Gift Letter" stating they are giving you a gift for furniture, down payment, closing costs, etc. It could only be a problem if you were asking the sellers for 'seller assistance' because then they will wonder why you needed the seller assistance from the sellers if parents were giving you $10k. However, the bank has every right to ask the parents for documentation of their accounts too since it's a larger amount of money. If you explain it is for appliances and furniture, that can work, just make sure to send in the bank statements and you will be good. ... more
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Mon Nov 18, 2013
ddowns answered:
Your realtor was partly correct. USDA requires bacteria testing for the well (well flow is not required unless there is some specific indicator that flow is an issue). Radon is not required for USDA., but is recommended due to potential dangers. A septic dye test is required and must pass. Distances between well, septic and leechbed must meet FHA current requirements,

You need those tests completed to be APPROVED for financing, so at some point they would have needed to be performed. It becomes a contract (agreement of sale) issue to start out an offer with no inspections, then "add them later". Contract requires the type of financing to be disclosed, at which time the listing agent would point out the same thing - the tests will need to be acceptable to complete the financing. Without opting for the tests up front, it would be a breach of the listing agents responsibility to the sellers to accept that agreement, ignoring the ultimate need for the tests. The sellers can choose to refuse the offer, counter with a willingness to allow the tests (its still their property), or move on to an offer which does not raise the question of the condition of well and septic. In my opinion, your agent handled it correctly. In fact, attempting what you suggest would have been misleading and inappropriate for the agent to be involved in.
Diane, also in Butler, PA
... more
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Fri Oct 18, 2013
James & Lee Ann Wehner answered:
Tue Jul 9, 2013
Nick Schneider answered:
Duquesne light is not a supplier in butler county I was mistaken. First Energy is another company in this area.
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Sun Mar 17, 2013
Gina Loebell and Jan Thompson answered:
Mandy,

The other answers are correct. First you need to get a comparative market analysis done by an agent of your choice to get an idea of what your house is worth. Then you can use that information to contact a lender to find out what your buying power will be based on your credit, income, debt ratio, and whether or not it is necessary to sell your house before you can buy.

While buying a new house is often a hugely emotional decision, before you embark on the process you need to get the financial components of the decision lined up; that way you will be less likely to be disappointed and will have a clearer picture of how best to proceed. Good luck.
... more
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Thu Jul 5, 2012
Steve Warrene answered:
The school district is Knoch (South Butler County). I live in the area and graduated from Knoch. The house is beautiful and has 4 acres. The insides are amazing. When are you looking to move to the area? You can email me at PaSteve@kw.com or call 724-968-2639 and we can find the perfect time to have you view this show piece home. ... more
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Mon Mar 5, 2012
Gina Loebell and Jan Thompson answered:
No house is perfect--even a brand new one. We always advise buyers to get a home inspection. Even with new construction there may be issues that need to be addressed, and what better time than during the inspection contingency period allowed within our PA agreement of sale. If the inspector finds things that should be corrected prior to your ownership, you may also have more leverage with the builder to fix them prior to closing. Even though builders are required to warranty their work for 1 year, it is preferable to have repairs done prior to moving in. ... more
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Sat Feb 25, 2012
Steve Warrene answered:
Krissy, Now is the time to make a move to start looking for a house. Owning is MUCH better than renting. You wont have other tenants in you home, you dont have to worry about a landlord raising the rent every year or going through your place when you are not home or throwing you out at the end of you rlease, etc... Renting just plain sucks. When you own, you get tax deductions at the end of the year. You can so whatever you want without asking permission and on and on. The process of buying a house takea 45-60 days from start to finish. I live in Butler also and can help you find your dream house. My office is in Wexford but I live in Butler and mostly work out of my house. ... more
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