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Home Buying in Burns Harbor : Real Estate Advice

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Activity 15
Sat Dec 31, 2016
Dawn Nye answered:
I posted a comment earlier, and I want to add this note. Anyone who is willing, should file a complaint.
US Department Of Veterans affairs
https://iris.custhelp.com/app/answers/detail/a_id/1860/~/how-to-file-a-complaint-against-a-va-approved-appraiser%3F
Concerned Home Owner
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0 votes 14 answers Share Flag
Sat Jul 23, 2016
Tami.hagberg asked:
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This question was asked from this property: http://www.trulia.com/foreclosure/3207366085-1957-Texas-St-Chesterton-IN-46304#photo-6
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Tue Nov 26, 2013
Ryan asked:
I'm a mature male looking to RENT a 2 bed home or townhome in Chesterton or nearby area. I have a small 13-year old beagle mix who would love a fenced yard. I've looked at rentals…
0 votes 0 Answers Share Flag
Fri Nov 1, 2013
Cole Haynes answered:
You should be able to find some here: http://www.rentuntilyouown.com/indiana
0 votes 1 answer Share Flag
Fri May 31, 2013
Dan Woods answered:
I would certainly encourage you to find the appropriate professionals to help you through the process both legal and real estate. Without knowing more about the property and it's current condition it is difficult to give you a specific time-frame. If you are paying cash it could go fairly quick, but you will probably want to get some Title Work done which may take some time depending on the status of the title. You should get legal council, if you don't have already, and get in touch with the agent. You should also understand if there are any zoning/easements that place restrictions on the property and that might prohibit the placement of a manufactured home.

Hope that helps, keep us updated as you contact the agent.
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Tue Feb 19, 2013
Ted Esquibel answered:
We finance distressed properties and offer a no credit/no employment verification home loan for Indiana Owner Occupiers. We do require 35% down, so if that's something that would work for you, please let me know. We do not have a pre payment penalty, so you can always refinance out of our loan when you can qualify for traditional financing.

Thanks,

Ted E.
512-334-1481
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0 votes 4 answers Share Flag
Sun Feb 17, 2013
Christine McDaniel answered:
Hi Icehouse,

I would recommend the following:

Mike Forrest and Jim Forrest with Real Estate Resource - Valparaiso (219) 488-0322
These guys have done VA and USDA loans for my clients.

Ryan Eberhardt or Robby Rudd - Diamond Residential - Valparaiso (219) 548-2299

John Breckenridge - People's Bank - Valparaiso (219) 670-6403

Give them a call. It only takes your time to call, doesn't cost anything. They're all great lenders. See who you're most comfortable with. You'll know when it's a right fit just like finding a home.

Christine
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Sat Feb 9, 2013
Jeff and Kaye Piggot answered:
You can absolutely use those funds. Just remember to keep a paper trail (all written evidence), of all of those funds. You need to have verifiable proof of where the funds came from and that they are your funds. The mortgage company is concerned about funds to that they know they did not come from a loan that was not disclosed. ... more
0 votes 3 answers Share Flag
Thu Jan 31, 2013
Christine McDaniel answered:
Hi Icehouse,

I'd like to recommend the following:

Mike Forrest, Real Estate Resource, Valparaiso 708-268-9411. He works with 40 different banks and can get the best rate.

The VA loan is the best type of loan you can get. It is a no money down loan, they limit the fees the buyer can pay and you have earned it!

I also work in the Chesterton area if you are not working with a real estate agent yet.
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0 votes 3 answers Share Flag
Sun Jan 6, 2013
Bill & Rachel Port answered:
You sure can. Let me know where you are looking and I'll be glad to help you find a good lender or agent in your area.
Bill Port
219-613-7527
0 votes 3 answers Share Flag
Sat May 12, 2012
fliphouses answered:
I suggest you contact the Indiana Professional Licensing Agency about the listing broker, people like that do not need to have a real estate license.

goto http://www.in.gov/pla/3171.htm at the bottom is a link to file a complaint with the state. I see this quite often, i filed a complaint about a broker not too long ago and with Fannie Mae about a broker that wouldnt give me acces to a house, low priced houses pay around $1,200 to each the selling broker and listing broker, the listing brokers try to avoid splitting the commission since it is low. That is WRONG they should not be doing that. ... more
0 votes 4 answers Share Flag
Sat Dec 19, 2009
Al Akerman answered:
Erik, here is a direct link for the IRS' website regarding the credit.
1 vote 6 answers Share Flag
Tue Feb 10, 2009
Erik Armstrong answered:
As far as “not being able to view the home” I don't believe you will find recourse, but if you wish to pursue you could consult an attorney that specializes in real estate law. Even police officers need a warrant or probable cause to enter a home though and it doesn’t sound like it’s that serious. In real estate we just ask permission.

I have read cases where legal recourse was reached when a seller has second thoughts after accepting an offer but that’s not the case here.

If the homeowner is having second thoughts then perhaps its best that they don’t let people see the home until they have had that discussion with their REALTOR®. Selling a home can be just as or even more emotional then buying a home. Weighing the potential profits against the memories of raising your children in a home can be a hard toll for some.

Also, keep in mind that we are all people…perhaps there is a very personal or much more important family situation that they feel deserves more attention then selling their home. You might try contacting their agent and see if they can give you any insight as to weather this home is going to continue to be on the market or if they plan to take it off the market?

Best wishes,

Erik Armstrong
Century 21, REALTOR
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0 votes 3 answers Share Flag
Mon Nov 10, 2008
Scott Godzyk answered:
It doesnt matter if you are first or last. what matters to the banks is terms and then price. they want their offers with no contingincies, they want to see it closed within 30 days. a cash offer lower than your offer would be accepted over yours if you have any contingincies. Some things you should note are do your inspections prior to bidding, teh bank does not want to see an home inspection contingincy, the house is sold as is and they will not negotiate the price again after accepting a price for the house. do not change anything on teh bank addendums and make sure you submit your preapproval with your offer. be ready to close within 30 days and dont ask teh bank to fix anything. You should consider hiring a buyer broker who is experienced in foreclosures and can assist you through the buying process and with similar houses. In most cases you can negotiate your contract so it does not costs you anything extra as teh buyer broker gets paid their commission through the fee offered in MLs by the listing broker and paid at closing. This way you will have someone to look out for you. Good Luck with your purchase. ... more
0 votes 7 answers Share Flag
Thu Nov 15, 2007
Bridgette Kostek, REALTOR, Coldwell Banker M. M. Parrish answered:
Eugenie,
I am in FL, but do specialize in historic/vintage homes. The biggest question here is are historic homes generally valued in this particular neighborhood (since an investor put a great deal of work into this one, I'd say the chance for that is good)? Some neighborhoods take great pride in their historic/vintage properties, others consider them eyesores and tear-downs... Consider that the quality of building materials and "pride of craftsmanship" often exceed those of contemporary homes, and most charming: architectural details! There will always be a niche market for vintage/historic homes.

To determine the "market value" of the home, you should have a local REALTOR assist you as a "buyer's agent. Are the other vintage homes on the market as extensively remodeled as this one? Are they up to current code standards? He/she will help you determine a fair offer and represent your interests solely during the transaction. Also, when considering the costs of home ownership, don't forget to include insurance premiums (these can sometimes be higher than contemporary homes--it depends on the structure itself as well as local standards of practice). Best of luck and happy hunting!
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