possibly. a lot will depend on how bad your credit is, how stable your income is, how much income you have in relation to your debts, and so on. think of it from the stand point of the person selling or renting you the house - how do they know you will be able to keep up with the housing payments if you have poor credit? do you have the ability to put down a significant deposit and/or pay an "option consideration fee" for the rent to own agreement? you may want to consult with a local lender who can work with you on repairing your credit until you can qualify for a mortgage. good luck, and happy hunting!