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Bunker Hill : Real Estate Advice

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Activity 3
Tue Apr 15, 2014
Lorimcelwain1 answered:
This happens a lot not to minimize your problem, very sorry, honey. I'm a realtor thou I no longer work in the industry I may be able to offer some insight. Most likely, the homeowners were under water on the property in other words borrowed more on it than what was reasonable to sell it for then they get desperate and the bank gives them a little time to do what's called a 'short sale' at a discounted amount owed to the bank. What people don't realize is the bank often doesn't want to see the homeowner successful because they would like to foreclose on it, then give it to a real esate company that has been preselected by them and try to sell it for the full amount the original homeowners owe on it, often the original homeowners took out more than one lien on the property. So, you can expect that in about a month, you will see that property go up for sale by Harris Real estate or Harvey Goodman and they will lowball the purchase price to bait buyers to bid on it, then they will allow offers to pile up causing a bidding war which is really illegal, but ... They get more money in the end because there will be like 10 buyers vying for it. However, if your patient, do your homework, work with an experienced agent, are willing to go thru slot of red tape, you could still get your house. Just be ready to jump thru a lotof hoops and don't get discouraged. If your meant to have the home it will be yours otherwise, you will find another that often you'll be happier with. Hope I helped. God Bless and Best Wishes. ... more
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Thu Aug 1, 2013
Michael Abramsky answered:
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Wed Feb 1, 2012
Anita Louise Nicholas answered:
No your not just dreaming Owning a home is very possible, usually you will have to wait 2 years and have a good credit score, no late payments and even better if you paid off a loan and saved some money. I would suggest talking to a loan officer about getting pre quailfied for a loan or at least they can point you in the right direction. Of couse you need a good Real-estate agent also.

Louise Nicholas Realtor, GRI,ABR
Century 21 Braddock Realty
... more
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