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Home Buying in Buford : Real Estate Advice

  • All106
  • Local Info10
  • Home Buying18
  • Home Selling9
  • Market Conditions6

Activity 29
Sun Feb 12, 2017
Janice6573 answered:
I live in a portrait townhome that was built in 1997..I would never buy another one. I just call it an upscale apartment. The designing is terrible, like my bedroom is backed up against my neighbors living room. .the walls are thin so I can hear their music or tv, I just thank the Lord that with all the change in next door neighbors that none have been extremely loud. The workmanship on the one I purchased (the Abbey) very poorly done, and of course alot of things didn't see until after the fact. Most of my electrical outlets don't work, never have, cracks in my foundation, had termites. If I were to ever buy a town home again I would buy one that had a garage in between my town home and my neighbors. So basically unless they have gotten any better since 1997 I myself would would never buy a portrait townhome. They also did a shotty paint job..well best to you in your decision... ... more
0 votes 9 answers Share Flag
Thu Nov 24, 2016
Thomas Martin answered:
We provide FHA/VA loans all the way down to a 580 fico. As a licensed real estate broker and mortgage broker over 10 years i can answer any questions you have throughout the process.


US Mortgage Lenders - Thomas Martin
Min FICO 580 FHA/VA Loan Approvals 7 days a week
PH: 954-667-9110
http://www.fhamortgageprograms.com/
... more
0 votes 4 answers Share Flag
Fri Nov 13, 2015
Solomon Greene answered:
Hello,

All of Metro Atlanta has down payment assistance, including grants, interest and monthly payment-free loans and other 100% financing programs, for both first time home buyers and families moving up to their next home. Read up on the programs at the link below. Please call me to discuss. Your call will be returned if I miss you today. I'll be at a closing this morning with another higher-income buyer who obtained 100% financing on her beautiful Grayson, GA home.

Solomon Greene
678-775-2677
... more
0 votes 2 answers Share Flag
Tue Jun 16, 2015
Manny Lopez answered:
Have you tried an FHA Loan? You don't need perfect credit for FHA loans. I was approved with a 600 credit score, I think FHA goes down to 580. The Lenders Network referred us to our lender. Good luck! ... more
3 votes 11 answers Share Flag
Tue Jan 27, 2015
Don Tepper answered:
Here's a link to a blog I wrote on how to find rent-to-own homes: http://bit.ly/findaleaseoption.

And there are a ton of them in Alpharetta.

Hope that helps.
0 votes 3 answers Share Flag
Sun Oct 26, 2014
dorenezeller17 answered:
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Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed of $2500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $300.000.Feel free to contact the company for a genuine financial service. Email: dennishopkins_financehome@live.com or dennishopkins69@yahoo.com or www.dennishopkinsfinance.de.vu Tel: USA +12404374240 .He is a trust worthy man. ... more
0 votes 14 answers Share Flag
Tue Aug 5, 2014
Don Tepper answered:
Buy using owner financing. If your siblings don't need all their money right away (and apparently they don't), have them finance your purchase. They get a steady stream of income plus interest. And you get to buy your home.

Hope that helps.
... more
0 votes 4 answers Share Flag
Tue Dec 31, 2013
Ken Higgins answered:
Sat Dec 28, 2013
Melissa Reed answered:
Homes in Buford vary from historical 100+ year homes to new construction. I'd be happy to send you over a list of what is currently on the market in Buford. Feel free to give me a call or email if I can be of any help.

Melissa Reed- Licensed Realtor
The Hill Wood Home Team
Cell- (678) 371-6549
Office- (678) 714-6384
mreed312@gmail.com
... more
0 votes 1 answer Share Flag
Tue Dec 24, 2013
Debra (Debbie) Rose answered:
Based on your other question, I think you meant to ask if you can LIST your home for free here.

The answer is - NO - as a for sale by owner you cannot list your home for sale on Trulia at all , even if you paid.

Only agent-listed homes can be posted here
... more
0 votes 1 answer Share Flag
Tue Dec 24, 2013
Anna M Brocco answered:
If you are a for sale by owner the post is not allowed, you can however try blogging about the property; if and when you do list with an agent, he/she can post it for you, ask; or consider any flat fee realty company that feeds into the site. ... more
1 vote 2 answers Share Flag
Wed Nov 27, 2013
Amie Bozeman answered:
D. Whit, sorry to see that you have clearly never experienced the joys of having a good agent work side by side with you helping you along the way. Unfortunately in all industries you will find people who aren't passionate about their work and therefore it reflects throughout their work. I encourage you to team up with a good agent who cares about your transaction the next time you are property searching.

...Don't throw the baby out with the bath water, we aren't all a dime a dozen.

Have a good thanksgiving.
Amie Bozeman, Real Estate Pro
770-855-5990
http://amiebozeman.com
... more
0 votes 18 answers Share Flag
Wed Jul 31, 2013
Melissa Reed answered:
Hello Angelina,

There are lot's of great homes on the market not in a subdivision in the Buford area right now. I have been a licensed Realtor for nearly 10 years, and specialize in the Buford area. I would be happy to help. Please feel free to give me a call or email me anytime!

Best Regards,
Melissa Reed- Licensed Realtor
(678)371-6549- cell
mreed@hillwoodhometeam.com
... more
0 votes 11 answers Share Flag
Wed Jul 31, 2013
Maria Cipollone answered:
Shop around for a mortgage broker that can review all your financing status and provide you with a pre approval letter for the amount that you can easily afford. Mortgage brokers have access to many banks, private lenders and different programs.
After you know how much you afford the next step should be getting in touch with a real estate agent that can assist you, advice you and finalize the buying process.

Best of Luck,

Maria Cipollone

www.Flahomespecialist.com
... more
0 votes 13 answers Share Flag
Mon Jun 17, 2013
Trevor Curran answered:
Good afternoon Tamas,

Rent To Own is a better deal for the Seller than it would ever be for a potential Buyer.

The basic concept is finding a way to "force" savings towards a down payment by including a portion of the monthly rental that goes towards that savings. You pay your rent every month and your Landlord deducts a pre-determined amount to hold in a special bank account, called an "escrow" account. Your Landlord holds that money until you have saved up enough---through this "forced-savings" method---to meet a down payment to purchase the home.

The terms of the purchase price, including the down payment amount, and the amount to be set aside from the rental for down payment, are all set down at the time of lease signing.

It's all about helping the renter/tenant save up enough money for a down payment to buy a home (in this case, the one you're renting). But this is a better deal for the Seller because he gets to lock in a purchase price and a buyer today for a future sale.

Saving money for a down payment? Well, heck, you can do that on your own.

If you are dedicated to the idea of buying your own home, you can create your own savings plan to save up enough money for a down payment. And when you have saved up enough for a down payment, if that takes a year or two or more, YOU get to decide on the price you're willing to pay for the house at that time based on current market conditions. You won't be locked in to a price that may be a lot higher than what the house is worth in the future.

With Rent To Own you'll be locked in both to the house and to the price, even if it takes you 3 years to save enough through the forced savings of the rent payments. What happens if three years from now your life situation has changed? Maybe you need a bigger/smaller home. Maybe your employment has relocated. Maybe your credit or income is insufficient to qualify for a mortgage loan.

Find a way to save up on your own; not with Rent To Own.

Sit down with a local Mortgage Banker and get yourself prequalified, too. You may find you're better qualified than you think you are, and, if you're not, at least you'll know how much loan your income and credit qualify you for, and how much you have to save towards down payment and closing costs.

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
1 vote 4 answers Share Flag
Mon Nov 19, 2012
Lynel Adams answered:
Dear Samantha:

The Georgia Dream PEN program is a good program for EMS/fire. The program for those that can not come up with the 3.5% down on your own/gift and want to be homeowners, I take my hat off to you. The program is a little paper intense, but no hill for a climber. DCA/GA Dream has their own UW dept after the file is DE/in-house UW as well. The time factor is a little longer than those that have a gift/own dp..so patience will be needed. Just giving you the pros and cons on the program..I have been working hthe Georgia Dream program for years. The comments below are correct on getting pre-qualified first. If your husband is moving here from FL and he has a transfer in employment, one thing to be sure, he is not on any probationary period with his work place. that will have to be done and over with.

If I can be of assistance, please do not hesitate to call me..Thank you for the question and Happy Thanksgiving to you and your family~

Lynel Adams
Sr Mortgage Loan Officer
Silverton Mortgage
770-318-6740
... more
0 votes 10 answers Share Flag
Sat Jul 7, 2012
Christine Boldt answered:
Hello John! This home is already sold - I will be happy to help you find some homes to look at that are available.

Christine Boldt, Keller Williams Realty
678-665-9448
www.YourAtlantaGaHomePro.com ... more
0 votes 4 answers Share Flag
Fri Jun 1, 2012
Flip Fenno answered:
Hello Bobby, short sales in this market, and in that price range, tend to get multiple offers. If you like it, chances are someone else does too. This type of property tends to attract investors as well. They typically pay cash so this may be the case. Banks tend to try and reduce their losses as much as possible. There are other ways to eliminate those closing costs and HOA fees. I would be happy to discuss this with you. I have been selling homes in this area for 15 years.

Feel free to give me a call anytime.

Flip Fenno
678.618.9183 mobile
... more
0 votes 2 answers Share Flag
Sat Aug 6, 2011
Solomon Greene answered:
Hi Pinciona76

Hello from Buford! Looks like you're considering the purchase of your first home. There are a few ways to purchase your first (or move up) home with (nearly) zero down. HUD-owned homes are currently offered at $100 down provided an FHA Mortgage is used to purchase any HUD-owned home. USDA mortgages are also available at 100% financing provided the property is in a designated rural area.

Your question, however, was with regard to ANY home. In that instance, you should consider a doctor's loan at 100% financing, but you must be a licensed medical doctor (or a doctor in residency). Veterans may also consider using a VA loan to purchase about any home of their choice.

Finally, consider the use of down payment assistance available through the Federal Government (up to $7500), State of GA (up to $7500) and Gwinnett County (up to $22,500). These are interest and monthly payment free-second mortgages offered to help you with the 3.5% down required on FHA mortgages and also may be applied to your closing costs. Please be mindful, however, that you will still be required to have some funds available (earnest money, appraisal, inspections, utility connections, etc.).

Please visit the site at the link below for the various programs and then call with questions at (678) 775-2677.

Thanks
Solomon Greene
REALTOR® and HUD certified Affordable Housing Counselor
Keller Williams Realty Atlanta Partners
... more
0 votes 1 answer Share Flag
Wed May 25, 2011
Jim Simms answered:
Did you offer full price? If not how much below the list price was your offer. If the Oink Factor is too high they may not respond at all. No one, not even a bank is required to respond to less than a full price offer. Banks are people too, there is a real live person back there making decisions on behalf of their employer. It may be frustrating but there is a reason you are trying to buy that particular house, what is the reason? ... more
0 votes 5 answers Share Flag
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