The deed transfers at the lawyers office and it usually takes between 4 to 6 weeks to be recorded. The property is yours at closing and you retain the rights to occupy, fix, etc... Your realestate attorney has already checked the deed for liens and transgressions. It sounds as if your attorney and agent did NOT do their jobs and you have a law suit. Wells Fargo does NOT own the property at signing. You should hire an attorney. Wells Fargo is in so much trouble after all of the illegal misdoings they have done to homeowners it's pathetic that they are bailed out continually and allowed to keep going. They probably sold your property to a higher bidder...GET an ATTORNEY!!!