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Greenpoint : Real Estate Advice

  • All58
  • Local Info4
  • Home Buying10
  • Home Selling2
  • Market Conditions2

Activity 24
Sun Mar 12, 2017
Cjdagata asked:
Sat Apr 9, 2016
Misssunshine asked:
Wed Apr 15, 2015
Henry Parciak answered:
Hi Maxine,
Most homes are broken into when people are at work around 10:00 AM to 3:00 PM try to use good pick proof dead bolt locks and keep your windows closed and locked. At night time it is unusual but keep your doors + windows locked when your home or sleeping. If you need to open a door for someone always look through the peephole make sure you know who is at your door and it is good to have a security chain on your door with 3" screws that you screw into the frame of the door. Greenpoint is a pretty safe place to live but remember there will always be some crime.
Henry Parciak
Associate Broker
Charles Rutenberg LLC
hparciak@rutenbergnyc.com
... more
1 vote 6 answers Share Flag
Mon Sep 15, 2014
Anthony Howell answered:
Using a good Agent can be helpful. http://www.Hillelrealtygroup.com
0 votes 4 answers Share Flag
Thu Jul 17, 2014
Annette Lawrence answered:
Trulia is wanting to promote the urban legent of the Rent with option to buy.

Be careful
1 vote 4 answers Share Flag
Wed Jul 16, 2014
Anna M Brocco answered:
If online searches are not providing what you are seeking, perhaps it's time to work with an agent of your own...
1 vote 2 answers Share Flag
Wed Apr 16, 2014
Immaculate Medici answered:
Hi
My name is Immaculate from knights realestate .
My email is immaculateknightsrealty.net

Ihave apartments but they may be ready from may june and or july

Please email me at the email above and see if we can do business
Immaculate
... more
0 votes 1 answer Share Flag
Thu Aug 29, 2013
Eduardo Martinez answered:
Tue Aug 20, 2013
Mdavidkwempire answered:
Hello, If you need help with your apartment hunting, please do not hesitate to call me at (646)937-0979 or email me at mdavidkwempire@outlook.com.
0 votes 3 answers Share Flag
Tue Aug 20, 2013
Mdavidkwempire answered:
Please do not hesitate to call me at: (646)937-0979 or email me at mdavidkwempire@outlook.com.
0 votes 4 answers Share Flag
Tue Aug 20, 2013
Trevor Curran answered:
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlordâ€s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140
www.tcurranmortgage.com

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
0 votes 5 answers Share Flag
Tue Aug 20, 2013
Trevor Curran answered:
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlordâ€s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140
www.tcurranmortgage.com

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
0 votes 5 answers Share Flag
Mon May 6, 2013
Mitchell Feldman answered:
Check out www.mapquest.com for driving directions and www.HopStop.com for bus, subway and train directions.

Sincerely,
Mitchell S. Feldman
Associate Broker/ Director of Sales
Madison Estates & Properties, Inc.
Office: (718) 645-1665/ Cell: (917) 805-0783
Email: MitchellSFeldman@aol.com
... more
0 votes 1 answer Share Flag
Tue Jan 22, 2013
Kathryn Lilly answered:
They will refere you to the agents manager within the company that the agent is licensed with.
Good Luck!
Kathryn Lilly, Broker
Realty on the Greene, LLC
718-858-7600
1 vote 1 answer Share Flag
Sat Nov 10, 2012
Nick Parker answered:
Buying in Greenpoint can be more difficult than buying in Manhattan right now. This is due to a combination of rising prices and lack of inventory. Greenpoint is truly a seller's market at the moment. Good condos tend to fly off of the market in less than a week. Half a million bucks might get you a cozy one bedroom ... if you're lucky. In general, you want to have enough cash for a 20% down payment, plus about 5% to cover closing costs and taxes, and then additional money for moving and new furniture. Although it is possible to get a mortgage with a down payment of less than 20%, that lower down payment will usually require additional mortgage insurance by the lender. This effectively adds an extra charge of a few hundred dollars a month. Ouch. Try to buy with 20% down so as to avoid extra mortgage insurance requirements. On a more positive side, no matter what size property you decide to buy in Greenpoint or Williamsburg, odds are you'll make a healthy profit if you decide to sell in the future. ... more
0 votes 9 answers Share Flag
Tue Apr 3, 2012
Joecauley answered:
I have discovered that Emily Chambers died in 1931 ,her daughters name was Emily Barrett and she had a son named Nicholas Chambers .Im still searching
0 votes 3 answers Share Flag
Mon Oct 10, 2011
Mary Malkiewicz asked:
I received your listing on 725 sqr ft. for $389,000. condo with 4 pics no address available contact ALEX so I did and have for a few days now and he does not reply, whats the catch, does…
0 votes 0 Answers Share Flag
Wed Jan 12, 2011
Sal Licata answered:
Commercial mortgages are based on the income and expense of the particular property. Once you know these factors one can calulate the NOI (Net Operating Income) which is the gross income minus the expenses. Banks then calculate the debt service ratio by dividing the NOI by the yearly mortgage P&I payment and arrive at a ratio, most commercial institution look for a DSRC of 1.25 or greater. If you have additional questions please don't hesitate to call.
Best Regards,

Salvatore Licata
917 685-2440
NMLS # 7898
Senior Loan Officer
Wall Street Mortgage Bankers LTD
DBA Power Express
1111 Marcus Ave.
Lake Success, NY 11042
... more
0 votes 8 answers Share Flag
Wed Nov 3, 2010
Lamar M. Collins answered:
Generally, the co-borrower name will appear on title, deed and mortgage. You should consult with your legal advisor for more information.
0 votes 7 answers Share Flag
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