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Home Buying in Broadview Heights : Real Estate Advice

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  • Home Buying6
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Activity 13
Sun Sep 27, 2015
Missyfiona asked:
I'm Singaporean, and will be relocating to NE, Ohio in 2016. Looking for a buyers' agent who is specialized in NE, Ohio to liaise with.

Budget: 3
Baths: >1.5
Preferably with basement…
0 votes 0 Answers Share Flag
Thu Apr 23, 2015
Sally Grenier answered:
Not sure what "heart" you're referring to. Are you confusing Trulia with Zillow??
0 votes 1 answer Share Flag
Fri Mar 27, 2015
Sally Grenier answered:
Hopefully you have a Realtor you're working with? They can probably refer you to a local lender who can get you pre-approved over the weekend.
0 votes 2 answers Share Flag
Wed Jan 14, 2015
USMortgageRanger answered:
Congratulations on your decision to purchase a new home. As a buyer the very first thing that you should do after your decision is to talk with a Lender and get APPROVED. I will tell you why is this so important to you. When you start shopping for a home, most Agents and Builders want you to get pre-qualified, before they spend any time with you. However, being pre-qualified doesn't mean you are ready to buy. In this market, property is moving faster than ever. So if you are ready to buy, you should get APPROVED by a competent Lender. Approval is similar to having cash in your pocket and this tells the seller you are truly ready to buy. In fact many listing Agents and Builder won’t even look at your offer unless its attached to a real Approval with FHA, Fannie Mae, Freddie Mac, VA or USDA Approval. This will also allow you the borrower to be in the drivers chair and make all the decision vs the builder sending you to talk to their Loan Officer and you get whatever rate and terms based on what they can make the most money off. You will also be able to hire an Agent of your choosing to represent you in the negotiations. One who will help you with your closing cost.

We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership. We have complete control of the entire Lending process with the ability to lend in all states.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
I look forward to working with you to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
... more
0 votes 1 answer Share Flag
Wed Sep 24, 2014
Pritam Brar asked:
Sun Aug 25, 2013
Ajay Mehta answered:
HI Chester,
Here is the information on New Hampton condo association. I live across from New Hampton.
If there is anything else I can help with, feel free to contact me.
Ajay Mehta. 330-285-4134 or ajaykmehta@russellrealty.com


New Hampton Master Association
c/o Continental Management Company
2012 West 25th Street #301
Attn: New Hampton Community
Cleveland, Ohio 44113
(216) 664-1919
(800) 525-3404
mosborne@continentalmgmt.com

Ajay Mehta
Russell Real Estate Services
Broadview Heights/Brecksville Office
330-285-4134
Search like a real estate agent on my website: www.ajaykmehta.com
... more
0 votes 1 answer Share Flag
Fri Aug 16, 2013
Ajay Mehta answered:
There are many available. Please send me details of your criteria and it will be pleasure to work with you.
Please feel free to reach out to me at 330-285-4134 or ajaykmehta@russellrealty.com Best Wishes, Ajay Mehta. Russell Real Estate Services ... more
0 votes 8 answers Share Flag
Fri Aug 16, 2013
Ajay Mehta answered:
Based on multiple factors including credit score, down payment, work history, cost of home etc is how a lender will decide.
If you need assistance, I will be happy to give you a few lenders that will work for you to help obtain your home.
Feel free to reach out.
Best Wishes,
Ajay Mehta
Russell Real Estate Services
330-285-4134
www.ajaykmehta.com
... more
0 votes 4 answers Share Flag
Fri Aug 16, 2013
Ajay Mehta answered:
Kamaljit,
Any loan amount goes thru a similar process. It is best to contact a mortgage company or your bank mortgage professional and get the required information. Based on your credit, downpayment, etc is how they will work the qualifying process. If you need assistance with recommendations, I will be happy to provide a few of them.
Please feel free to reach out to me at 330-285-4134 or ajaykmehta@russellrealty.com
Best Wishes,
Ajay Mehta.
Russell Real Estate Services
... more
0 votes 3 answers Share Flag
Fri Apr 26, 2013
Danielle Lautzenheiser answered:
I am sorry to hear about your situation. I also do not want to step on the Broker/Realtor toes; however, if the offer has expired or gone past the extension date - you are technically not in contract anymore.

In addition, did your realtor specify in the terms of the contract that should the buyer not be able secure financing that the buyer forfeits the earnest money; in other words- the Seller keep it?

Also, did you get proof of funds if this is a cash buyer. All purchase contracts ask for a pre-approval letter; in your case, it's called "Proof of funds" this refers to a Cash Buyer being able to prove he has the money to purchase your home?

If the buyer and buyer agent is not responding in a timely manner (time is of essence) then the Listing Agent/Realtor/Broker should call the Selling Agents Broker/Buyer and address this ongoing issue.

You will have to weigh the pros and cons in regards to collecting the earnest money in lieu of wasted time and damages. Your agent should send over the mutual release regardless. Brokers cannot release earnest money unless both the buyer and seller agree; if they do not agree, the buyer or seller can opt in for the nearest board of realtor’s arbitration. If this cannot be resolved then the board of realtors will advise both parties to the State of Ohio Real Estate division.

The best thing to do is what you did- relist your house ASAP. I wish you nothing but the best!
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1 vote 4 answers Share Flag
Fri May 27, 2011
Christopher Lefebvre answered:
Latorya, the prices on home listings are the asking prices that the sellers are currently asking for the home. The prices are negotiable. The actual sales price may be higher or lower depending on the final agreement reached between a buyer and seller. If there is a lot of competition from buyers for a particular listing, the final sales price might be higher than the asking price because someone was willing to pay more than the asking price. If there is low competition from buyers for a listing and if a seller is motivated to sell, the sale price might be lower than the asking price.

An experienced real estate agent can help you determine the approximate current market value before you put an offer on a home. I hope this helps.
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0 votes 1 answer Share Flag
Sat Dec 22, 2007
Don Bush Team answered:
Good answers here. A comment: Ohio appears to be a great investment now: 1. Stability, 2. Leverage, 3. High Cap rates. Go for it! (However, my investors have not had luck in that particullar market in the past year.) ... more
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