Yes you may qualify for FHA 10% down with fico scores between 500-579 and as low as 3.5% down FHA from a minimum 580 fico score in Illinois. Your qualifications will ultimately be determined by your credit profile, debt to income ratios, fico scores, loan program choice and how much you want to invest into the purchase.
Your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.... more
Select my listings at the top right next to your name, on the next page next to your listed property there will be a yellow tab which when you place your cursor over a drop down box will become available, add photos will be the second option down. If you have additional issues try using a different browser. If issue still consist contact support at the bottom right of any Trulia page or via 1-888-466-3501 standard business hours, Mon - Fri CMT... more
Probably someone out there will. I suppose it depends on what the loan is for or what other equity you have to support funds desired. When you get a home loan the loan is secured by the property. If you get an equity loan it is based on the equity the loan is founded on. The best advice anyone can give you is to get that score up and your debt to income ratio down. Pay more towards balances owed and get your lines of credit freed up. Good news is to bring your score from 600 to 650 (most home loan minimums) is not hard to do.... more
If you your not looking to go outside then yes. , Bad school so you would have to be single without children. Other than that its close to downtown, cheap property, that you could fence your self in.... more
The buyer pays for the appraisal. This is one reason why if there is enough time between the inspection and mortgage commitment deadlines the buyer will wait to order the appraisal until after they've had the inspections done. This way if there is a major problem with inspections that would cause the buyer to want to terminate the transaction (check with your Realtor/real estate attorney about what your rights are) they can save the cost of the appraisal. Good luck to you with your home purchase!... more