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Home Buying in Brick : Real Estate Advice

  • All144
  • Local Info10
  • Home Buying44
  • Home Selling7
  • Market Conditions3

Activity 54
Sun Jul 30, 2017
Crumbgrabbers answered:
Yes. I am a home owner and bought my home in Millbrook Manor in 2000. I lived here with my son for 17 years. If it wasn't safe, I wouldn't still be living here. I hope that answered your question. ... more
0 votes 7 answers Share Flag
Fri Jun 16, 2017
Mary answered:

Thank you for reaching out and I apologize for the inconvenience this has caused you. We have closed your Trulia profile on your behalf.

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Tue Jan 3, 2017
Jasmin Henderson answered:
You can obtain some estimates on your own by using online mortgage calculators. I shared a link below. Its from the website of Alex Taberne, he's Senior Loan Officer, However, That question is best answered directly by a Mortgage Representative. His contact information is also in the link.

Contact me if you need further assistance. I enjoy assisting military families.
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0 votes 1 answer Share Flag
Mon Aug 22, 2016
Sally Grenier answered:
If it's been approved by underwriting, you're almost there! But you really need to be asking this question to your loan officer (the person who took your loan application, got you pre-approved and who you've been working with this whole time). They are the ones that need to stick to deadlines so that the contract doesn't terminate. What does your REALTOR say?? Your Buyer's Agent should also be in close contact with the lender to make sure things are moving along smoothly on their end. ... more
0 votes 1 answer Share Flag
Sat May 7, 2016
Carrie McNally answered:
Dear M Rich,

I see that you were not able to finish your question. I would be happy to lend any advise I can. Please let me know if you are still seeking advise.
0 votes 1 answer Share Flag
Mon Nov 30, 2015
Bill Gassett answered:
Buying a waterfront property is significantly different than purchasing a non waterfront property. There are a number of questions you should get answered before pursuing this type of home. You are not only buying a house but a lifestyle. In the comprehensive reference you will see a number of great tips for buying a waterfront home. ... more
0 votes 15 answers Share Flag
Thu Nov 19, 2015
Mike answered:
Hi I just went through this. I bought a house 1 week before Hurricane Sandy and we never had the chance to move in. I am in the process of rebuilding the home and replacing the bulkhead. I needed to prove the bulkhead was there prior to 1977 and prove it was legal (have a permit). I was able to get the permit via the NJ DEP Department of Land Use. They have an online form that you can fill out and request everything about your property under the "Freedom of Information Act". The DEP folks I dealt with are very helpful here in NJ, they have gone well out of their way to help Hurricane Sandy Victims like myself!! Good luck ... more
0 votes 9 answers Share Flag
Thu Oct 15, 2015
thinz answered:
The least amount possible that will still allow you to qualify to make the payment. Increasing your down payment to try and build up equity is a bad idea...equity has no rate of return and as seen in the market, will disappear as a result of market price fluctuations. So protect cash wherever possible and put it somewhere where you can get a real rate of return. Tom Hinz ... more
0 votes 6 answers Share Flag
Thu Jan 29, 2015
Amanda Cameron answered:
It is a simple matter to get a flood quote and you should not consider buying a home in a flood area without knowing how much flood insurance is going to cost .
To get a flood insurance quote an elevation certificate less than two years old is required . If the sellers do not have one and they really should have one if they want to sell their home, It would be worth you paying to have one done, if you are seriously interested in the house. You can get an elevation certificate for about $300-$600 depending on who you use.
It greatly affects the price of a home if is does not meet BFE requirements and you need to know this so that you do not end up overpaying for the property you are about to buy.
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0 votes 5 answers Share Flag
Sun Dec 7, 2014
Pamela Miller answered:
Most of the homes in LHN are electric though some have converted to gas. Many people feel the distinction of living in one of the two zip codes that share Brick Township. GRII is 08724, less congested and on the border of Point Pleasant and Monmouth County, while LHN 08723 is more busy with shopping and many other communities surrounding it. ... more
0 votes 2 answers Share Flag
Tue Jun 17, 2014
Ronald Shaffery answered:
The Sailor's Quay complex does not require flood insurance. One thing to be aware of is that the complex is not currently approved for FHA loans (link below). If you need help with down payments to avoid paying PMI, please let me know and I will have you speak to one of the best. Thanks, and good luck. ... more
1 vote 1 answer Share Flag
Tue May 13, 2014
Ronald Shaffery answered:
Thank you for letting the public know of this scam. Plenty of other rental scams out there too. Please remember, their isn't a fee to have a Realtor assist you in finding a rental.
0 votes 2 answers Share Flag
Mon Mar 31, 2014
Annette Lawrence answered:
As others have stated, such information is not available.
What would be required is for each sold home to be researched to determine date of construction and apply the building standards in place at that time. Or one would need to drive by each home and put eyeballs on it to determine the construction type and method.

Then comparable studies can be completed.

This is valuable information and worth the price required to obtain it. After all, this is a business, not a hobby.

What is not addressed is the looming 20% annual increase that is permitted and can occur regarding flood insurance. A home buyer needs to realize in 5 years the $8,000 flood insurance can go up 20% annually for five years then market rates will apply. A 1963 constructed home owner can be presented with an $80,000 flood insurance premium. (Last quote for a home in Clearwater, FL) Note: Home valued at $287,000.

Homes in flood zones have been placed in a extended state of uncertainty which will prove more damaging to values than if market forces were allowed to prevail from the start. It is the unfortunate homeowner on the other side of the street from the big water view that will get clobbered.

Pick up the phone and give a local REALTOR a call and commission them to do the research for you.

Best of success,
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1 vote 6 answers Share Flag
Sat Mar 29, 2014
Marsha Bowen Washington answered:
Its very possible that Trulia has it listed because of the listing being on another website like Craigslist. The listing is then fed in Trulia. You should visit Craigslist and see if it is listed there first. If it is, then report th scam to Craigslist so they can it removed.

Thanks for reporting it. Full time scammers are everywhere unfortunately.
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0 votes 1 answer Share Flag
Sun Feb 23, 2014
Aileen Cotrone answered:
" looking for house on lagoon in Brick" did you ever find it? Check out 185 Club House Rd, Brick. Cherry Quay section. Its a bay community. You have access to boat launch with a key for a small fee if you choose to join this association. Good Luck ... more
0 votes 7 answers Share Flag
Wed Jan 29, 2014
Audeliz Angie Perez answered:
Annette, good afternoon. I would be interested in assisting your clients. I've been in the real estate sales business for 8 years, selling real estate at a high level. I generally close 25-30 transactions a year as a single agent. You can read some of my reviews here:

Edison is near my home. I have a property that I manage there as well. So, i am very familiar with the area. I always do what I promise to do - it's my pet peeve - to live and work by example.

Call if you have any questions.
Cell: 973-715-6210
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1 vote 3 answers Share Flag
Sat Jan 4, 2014
Let's discuss your loan scenario in more detail. Contact me at 800 315 8803 or 973 979 4100. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario.

Until then, I look forward to hearing from you.

Bart Gabe

800 315 8803

NMLS# 20743 - my licensing information - link to look up my license number
... more
0 votes 5 answers Share Flag
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