Brea : Real Estate Advice

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Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
I got a low appraisal. No value given to solar panels or site improvements $280,000. New home 2014 $ 1.750 new app 2016 $1.6 comps smaller homes
Sounds like a direct lender, as a broker we are required to use an appraisal management company (amc) What that means if the appraisal was not fair, we can contest it. A direct lender o ... more
0 votes Share Flag Tue Aug 23, 2016 Home Selling in 92821
Mfrontino, Home Owner in Chino Hills, CA
Mfrontino asked:
who do i contact beside app. ( no ans) low appraisal 2016 $1,602,248 org 2014 app. $1,725,892. increase in Tax Value 2016-2017 $1,752,211 I put $20,000 of solar panels and 280,000 in site work. Org app shows $385 sq ft new app $145 sq ft garage $100 sq ft new app $35. sq ft Home is now 2 yrs old.
Please give me some directions…
0 votes Share Flag Mon Aug 22, 2016 Home Buying in 92821
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
My landlord has been renting me a house without a C.O. The house has just got Sheriff sold and she had all the utilities on me and my children what ca
Yes, maybe, try the free legal aid, they are good at that kind of thing. The new owners are being aggressive about getting you out. If you have a valid lease they may need to let the le ... more
0 votes Share Flag Thu Aug 4, 2016 Foreclosure in Brea
Lashanda Gol…, Renter in New York, NY
Lashanda Golden asked:
what can i do when i was renting a house from a landlord. This house was under foreclosure from the time i lived there. She didnt tell me anything abo The house has been sold in a sheriff sell. A week ago she has had the utilities shut off. i have children in this house. She has come to the house on numerous occasions and tried to have…
0 votes Share Flag Wed Aug 3, 2016 Foreclosure in Brea
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Can you do a short sale after foreclosure??
I am guessing you are using the wrong terminology, are you asking if after they have file a foreclosure, can you then do a short sale?

Once the foreclosure is finalized you would no ... more
0 votes Share Flag Fri Jul 22, 2016 Foreclosure in Brea
S2009, Home Owner in Los Angeles, CA
S2009 answered:
We are in the process of buying a short sale. Is there a way to make the bank move faster to approve our offer?
bribe agent, which bribes the bank. It's real! but don't be fooled by the fact that short sales don't always turn out to be the best deals. I say most don't (in neighborhoods that are i ... more
0 votes Share Flag Thu Jul 21, 2016 Home Buying in Brea
Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
Is it possible for a home owner to put their home up for sale if they are going through a foreclosure? If so, how soon could the home be sold?
Good morning,
Yes, it is possible to sell the property during the foreclosure process. Depending on the circumstances, the sale may stop the process while the sale is completed. The ... more
0 votes Share Flag Thu Jul 21, 2016 Home Selling in Brea
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Will I lose my Loan???? 2 Weeks before closing
Hello Megan, did you get your loan funded? You would qualify for an FHA loan with these types of issues with your job and school history.

Your qualifications will be determined by yo ... more
0 votes Share Flag Thu Jun 30, 2016 Home Buying in Brea
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
so we signed closing disclosure and when three days were up we were asked for another paper we fulfilled it and now lender pushed back closing
Hello Monica, did your lender get your loan funded? Do you need advice or assistance?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist ... more
0 votes Share Flag Thu Jun 30, 2016 Home Buying in Brea
David Alex W…, Real Estate Pro in Newport Beach, CA
David Alex Wright Team Local-Experts asked:
So who is registered with SIRVA in Orange County?
0 votes Share Flag Tue Jun 7, 2016 Home Selling in 92821
Alexander Gr…, Real Estate Pro in San Jose, CA
Alexander Greer answered:
I was recently denied my home loan by the underwriter just four weeks away from closing date. Now this was because of insufficient credit history
Yes you should go do both of those things.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408- ... more
0 votes Share Flag Tue May 24, 2016 Home Buying in Brea
Bethany Will…, Renter in 77396
Bethany Willis answered:
My landlord has been collecting rent and not paying the mortgage, so the home is going into foreclosure. Is she breaking the law by collecting rent?
*** I have a question related to this:
I signed a lease with a so-called property manager. Really just a glorified neighbor.
I have not once spoken to the landlord. Who has moved out ... more
0 votes Share Flag Wed Mar 2, 2016 Rentals in Brea
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Richard Littlefield answered:
Is it ok for my mortgage lender to tell the seller I have more then enough money to cover a higher down payment?
When you hand them your qualification letter that says "if you have any questions please call." You pretty much gave them permission to call.

The fact that you have more money, does ... more
0 votes Share Flag Fri Feb 26, 2016 Home Buying in Brea
Susan Smith, Real Estate Pro in Pepper Pike, OH
Susan Smith answered:
What should I be aware of regarding (free) builder incentives?
It can be a good thing. You are getting $5000 to upgrade items that you would like and it is increasing the value of your home. Many new home builders give incentives to home buyers a ... more
0 votes Share Flag Fri Dec 18, 2015 Home Buying in 92821
Nicole Fedor…, Real Estate Pro in Santa Ana, CA
Nicole Fedorchek answered:
mortgage company denied loan at closing do problems with the property do sellers get to keep my earnest money?
That depends on a few factors
1- were contigencies removed ?
2- Did the sellers withhold information about the property?
3- What does your contract say?

This question is best ... more
0 votes Share Flag Tue Oct 13, 2015 Home Buying in Brea
Nicole Fedor…, Real Estate Pro in Santa Ana, CA
Nicole Fedorchek answered:
First time buying a home. Military family. What are steps we need to take?
Awesome! Thank you for your service to our country! The first step is to get pre-approved with a lender, to find out how much you can qualify for. Then you should begin to work with a R ... more
0 votes Share Flag Wed Sep 30, 2015 Home Buying in 92823
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
well is under family room floor can this go usda?
Now there is a question as to where you are. It says Brea and Hanover PA. If Brea you may not get a USDA loan as the whole city is ineligible. Most of Hanover PA is not eligible either. ... more
0 votes Share Flag Tue Aug 18, 2015 Home Buying in Brea
Trisha Samse…, Real Estate Pro in Westlake Village, CA
Trisha Samseli answered:
I have decided to go into real estate, here in Southern California. Any advice on which school to go to? Online or in person. Either, plz.
I went to CBI in Canoga Park. LOVED IT! If you are in the area, definitely check it out. Armando Oliva is the instructor and he keeps it interesting. Otherwise, the material is dry.
0 votes Share Flag Wed Aug 5, 2015 Agent2Agent in 92821
Justin Tye, Real Estate Pro in Corona, CA
Justin Tye answered:
My son is buying his first home. The lender has stipulated that he HAS to take a Budgeting class costing HIM $100.00! Is this even LEGAL?
Hello kimj247,
As a first time buyer they shouldn't be making your son take a "budgeting class" and do you know where that money will be going towards? Just make sure that there isn't ... more
0 votes Share Flag Fri Jun 26, 2015 Home Buying in Brea
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
I applied for a hardmoney loan because i did a short sale,because we grown out of our home ,i told a lender i need to make sure i'm going to
Hello Lenora, you may qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and a minimum 620 fico score. It only takes a few dozen questions to go over your opt ... more
0 votes Share Flag Thu Jun 25, 2015 Financing in Brea
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