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Home Buying in Brawley : Real Estate Advice

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  • Home Buying6
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Activity 8
Mon Oct 10, 2016
Paul Rinde answered:
Yes it can be confusing & stressful. You should expect that your questions be answered until you are comfortable and have an understanding of what you are signing.

As far as the addendum goes, you can expect that if the seller signs it themselves, you have a contract. And the contract will give you a certain amount of time for your inspections, appraisal & loan contingencies. During your inspection time frame you will have the time specified to review all of the information provided by the seller & your agent.

Best of luck
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2 votes 7 answers Share Flag
Fri Nov 22, 2013
randhlmnn answered:
You can try Cove Financial @ If you have a down payment they will finance you.
0 votes 2 answers Share Flag
Tue Oct 23, 2012
Frederic Din answered:
Hello Sam, how are you today? Thank you for posting your questions on

Relocating from another country can have its own unique circumstances with regard to nationality and work/residency type matters, however those questions are easily answered by a competent lender who is knowledgeable in these area. I can help guide you to a local lender who can help answer your question and make sure you are ready to buy when the time comes.

Reviewing homes in your target area and location, price range, etc is also important therefore we can send you information regarding homes in the area, neighborhoods and other local information important in making a decision to move into a specific area of the county.

I am here to help and I am your Imperial Valley Housing Specialist, thank you for the opportunity to be of assistance.

Frederic Din, REALTOR(R)
"Your Imperial Valley Housing Specialist"
CA DRE Lic #01274420

Call: 760-235-4885
FAX: 760-259-2037

Start Your Home Search Here:

Social Media, Facebook, Twitter, Blogs & Video
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0 votes 3 answers Share Flag
Tue Oct 23, 2012
Michael Abram answered:

On a purchase, the seller or agent can typically credit up to 3% towards recurring and non-recurring closing costs, but you cannot finance those total fees into the loan amount. However, on a refinance, an individual can finance the closing costs into the loan so they are not coming out of pocket on any fees.

Lending guidelines changed too as of 4/18/11, so when a loan officer secures an interest rate for a client, there is either a discount point (paid by the client to buy the rate down) or premium pricing (credit towards closing costs) associated with the interest rate. These lending guidelines are designed to benefit the borrower.

If I can be of any assistance, please let me know.

Michael Abram
First Capital Mortgage
NMLS #235060
Direct: (310) 434-1718
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0 votes 4 answers Share Flag
Sat Jul 9, 2011
Don Tepper answered:
You should offer what it's worth.

Ron's likely correct that an investor bought the property, did some fix-ups on it, and now has it back on the market.

However, it very well could be a good value now. I was at a seminar earlier this morning, and heard a panel of rehabbers talk about buying and rehabbing properties. Uniformly, the last thing they want is a property to sit on the market for a long time. So, in one case, after the rehab was done the rehabber had a Realtor run the comps. The comps came in at $250,000. The rehabber wanted a quick sale, so she priced it at $229,900. (Yes, there was enough profit in there even at that lower price.) The house sold in 5 days, and the buyers--first time homebuyers--got a real bargain. Another rehabber told a similar story.

So I wouldn't be surprised if the comps on the house you're asking about actually are in the range of $170,000-$175,000. You may want to bargain the price down, but someone else might come along, recognize it as a bargain, and pay very close to the asking price.

So, what you should do is to ask your Realtor to run the comps on the property. Pay no more than that. Likely offer less. But be prepared to find out that the comps are actually higher than the asking price.

Hope that helps.
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Wed Apr 20, 2011
Terri Vellios answered:
If you will need financing you will need to align yourself with a lender who can offer you a loan product. I have a resource for you. They will pull your credit history and other information to determine what is available to you. Once you have that you can start to look at properties.

You will want to understand where you want to settle and make your home. Beach? Mountains? Desert? City? Urban? A local real estate agent can work for you and help you through these decisions.

Have an amazing day!
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Mon Mar 8, 2010
Brian McMurray answered:
It depends on the specific Seller in each case. A sellers motivation level and appreciation of the local Market will in large part determine if and by how much a seller will move on price. As a Buyer you only need to be comfortable with what you are wiling to pay for a particular property and if you can get it at a better price. Work with a local Realtor to understand the relative value of properties you are interested in. This will help with your strategy for securing a property that works for you at a price that is reasonable in the Current Market. ... more
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Sat Jul 25, 2009
Frederic Din answered:
Hello Mwong13, thank you for posting your questions on

The Matthews Homes development in north-eastern Brawley consisted of two distinct communities which made up the project called called 'The Ranch'.

One of the communities to be built at The Ranch was a series of one and two story single-family homes called "Wild Horse" with floor plans ranging 1709 to 2577 square feet. Matthews only built a handful of homes on the west side of the deveopment near Best Rd.

The other community to be built at The Ranch was a series of three distinct townhome floor plans ranging from 1449 to 1897 square feet, these are located to the east side of the deveopment. The townhome configurations were two housing units attached as two story units and seperated by a small 6-inch gap betwen the units.

In early 2008 the City of Brawley condemed the developement for lack of a sewer system as the developer never completed the infrastructure to connect to the cities sewer system. The few residents who live there are having the sewer sludge pumped out by the city public works department and I would imagine the city is biling the developer or another party for the costs.

As far as I know the homes are currently not available for sale until the bank who owns the construction loan decides to sell them.

If I can be of any assistance to you in buying a home, please find my information below and I will guide you through the process.


Frederic Din, REALTOR(R)
"Your Imperial Valley Housing Specialist"

Office: 760-344-5363
Cell: 619-241-4415
FAX: 760-259-2037
... more
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