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Brandon : Real Estate Advice

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  • Local Info28
  • Home Buying47
  • Home Selling3
  • Market Conditions3

Activity 147
Thu Jun 29, 2017
Melrathbun68 asked:
Sat Jun 17, 2017
Alma Kee answered:
Maybe the way you crafted your question it violated Federal fair housing rules...

Just be careful if you decide to take the risky route of renting from an individual owner. Some unscrupulous owners who are in foreclosure will gladly take your money and then will ask you to allow Realtors in to show prospective Short Sale Buyers. You also need to make sure the person you are handing money over to is the actual owner.

Better to take the safest route and rent the least expensive apartment in a complex and save your money so you can one day be an owner.

If you have good credit but just lack the downpayment money, the State of Florida may be able to help you with up to $7,500, take a look:

http://apps.floridahousing.org/StandAlone/FTHBWizard/FTHBWizardForm2.aspx

If you have credit issues, a credit union may give you a mortgage. You will need to be a low risk and put up 20% down. One of my tenants had a short sale and got a new mortgage from GTE Financial credit union just 3 months after closing his short sale!

Hope this helps.

All the best,
Alma
www.SoldOnTampa.com
... more
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Thu Apr 27, 2017
Drcarr asked:
Condo docs such as minutes of Board Meetings and General Meetings and financial reports that would have information about assessments and lawsuits.
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Sun Apr 16, 2017
Tammy Leanyear asked:
Wed Apr 12, 2017
Jerilynn asked:
Basically we are renting from someone who won a HOA forecloser auction. I know they aren't the "Owners" so can they legally evict you from the propert
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Thu Feb 23, 2017
Rosa asked:
Please help rent is 998.00 to 1,000 Please in area of Brandon ...Valrico Fl
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Tue Nov 29, 2016
Katrinatoy asked:
I need to find a place before Jan31,2017 any realtors that can assist me please email
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Sat Oct 29, 2016
Sydneyjohnson934 asked:
Wed Aug 24, 2016
Scott Godzyk answered:
Customer service may not see your post here, scroll to bottom right and click on help center. You should then also open an account at Active Rain, Trulia no longer as a blogging platform but Active rain has a free one, i posted my link. ... more
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Fri May 27, 2016
phil asked:
We are applying for an FHA203K and an appraisal for it was done. We have a quote of $11,000 for putting on a new roof. The appraiser noted that the after repair value of the house was…
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Tue May 10, 2016
Mercedezzj answered:
Lake Brandon falkenburg road Look in apartment guide BRANDON or rent.com Brandon areas around Brandon town center is nice a little more to pay then what you're used to but it's a family town ... more
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Tue May 10, 2016
Kendrick Scales asked:
I have an apartment, now I'm done searching, but I keep getting notifications on my phone of new homes
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Thu May 5, 2016
Gregorio Denny answered:
Silvia,

You should find an actual lender in Florida to assist you. Real estate agents are not going to be able to give you accurate information on qualifying for a mortgage. It appears Alma gave you a referral for one, you should contact that person.

Good luck.
... more
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Sun Apr 17, 2016
Jacquie Yekmalian answered:
Just because a home has been on the market 116 days does not mean it could not have multiple offers. If a seller has started at a higher price and then lowered it over time he could be at day 116 fair market value or below market value which could cause a multiple offer situation.

Your Realtors request is not unusual. Did your Realtor show you comparables to come up with an offer? When a buyer makes and offer and wants the seller to cover closing costs it tells the seller that the buyer has little cash money saved to cover full closing costs and downpayment. This is to a seller not a sign of a strong buyer. When you make an offer wanting the seller to cover closing costs, you are basically making an offer less then your offer. Example you offer $150,000 with $5000.00 closing costs, you are really offering the seller $145,000. But your seller is still paying taxes, title, etc... based on the higher amount

My suggestion is look at the recent comparables and have your offer come in so when the seller pays your closing costs it is close to those comps.

I have limited information on this situation but it seems that your Realtor is on the right path. They know the full story and guide the customer with their experience and knowledge.

Good Luck

Like my answer I would appreciate a thumbs up.

Jacquie Yekmalian
Realtor/Broker
561-868-0591
www.isellflahomes.com
isellflahomes@gmail.com

Blue to Green Realty,
from the sea to the 18th tee
Serving Palm Beach County since 2000
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