Maybe the way you crafted your question it violated Federal fair housing rules...
Just be careful if you decide to take the risky route of renting from an individual owner. Some unscrupulous owners who are in foreclosure will gladly take your money and then will ask you to allow Realtors in to show prospective Short Sale Buyers. You also need to make sure the person you are handing money over to is the actual owner.
Better to take the safest route and rent the least expensive apartment in a complex and save your money so you can one day be an owner.
If you have good credit but just lack the downpayment money, the State of Florida may be able to help you with up to $7,500, take a look:
If you have credit issues, a credit union may give you a mortgage. You will need to be a low risk and put up 20% down. One of my tenants had a short sale and got a new mortgage from GTE Financial credit union just 3 months after closing his short sale!
Hope this helps.
All the best,