Hi Mallory - Have you been able to find what you were looking for? If not, contact me. I can send you some rental listings. Although town homes in 33510 with a fenced yard may be few, I know there are comparable homes with fenced in yards in the same price range as some town homes. Lpham@kw.com 813-440-7505 www.buytampauomesales.com... more
ust be VERY careful to do a background investigation on the owner or person collecting your money. Unfortunately we have some scammers in Tampa Bay that will advertise a property for rent and then collect your money and they are not even the owner! We have some owners who are in foreclosure and they will rent out the property so you may want to verify the owner owes less than the market value of the house.
There isn't much financial incentive for a Realtor to assist with a rental property. I've even seen cases where $50 is paid to a tenant's Realtor. That wouldn't even pay the gas for a car! After all it will just be a temporarily living situation so why not take the simple route and rent in an apartment complex for the few months you need?... more
The first thing you need to do is get pre-qualified VA. We can do that at no cost.If you need help finding financing and a dependable Realtor to show you properties, please give me a call.
Don Blockel at Bridgeview Bank. (727) 365-3133
email@example.com http://www.bridgeviewbank.com... more
You will have difficulty finding a Realtor to assist you unless you agree to pay him/her out of your pocket. Unfortunately some rental listing Realtors will only offer $50 to your Realtor although they are charging the owner a full month's rent.
I cannot afford to assist rental clients and it would be unreasonable to expect a Realtor to help you without assuring at least a $500 fee was paid. Some listings will split a $950 fee so then you may only have to put up $75 from your pocket.
Otherwise I would highly recommend that you rent in a complex until you can become an owner. Many owners are in pre-foreclosure and it's not fun being served with a foreclosure notice and of course you will not be able to renew your lease if the house gets foreclosed on.
Before handing over any money, you need to do a background check on the landlord.... more
Find and apartment complex or student housing. Otherwise, before you hand over any money to any person to rent their property you MUST do a BACKGROUND check on the OWNER! We have unscruplous owners and scammers that will take your money and deposit money and then the bank will soon foreclose. Additionally the owner may not tell you they are in foreclosure and then will require you to allow Realtors to trapse through for a Short Sale, also not fun. So do yourself a favor and get into student housing or pay more rent and go into an apartment complex.
Or... if any of you happen to have a parent with the financial ability to buy, they could rent it back to you and earn much more than having the money in a bank in a CD earning minimal interest.
Or.. if any of you have a stable job and good credit, we have a generous first time homebuyer program in Florida that may be able to give you up to $7,500 to buy a property. I just had a first time homebuyer that put $1k down and actually got $375 back at closing and now has a beautiful home and is not at the mercy of a landlord.
All the best,
Alma Rose Kee, PA
Maybe the way you crafted your question it violated Federal fair housing rules...
Just be careful if you decide to take the risky route of renting from an individual owner. Some unscrupulous owners who are in foreclosure will gladly take your money and then will ask you to allow Realtors in to show prospective Short Sale Buyers. You also need to make sure the person you are handing money over to is the actual owner.
Better to take the safest route and rent the least expensive apartment in a complex and save your money so you can one day be an owner.
If you have good credit but just lack the downpayment money, the State of Florida may be able to help you with up to $7,500, take a look:
If you have credit issues, a credit union may give you a mortgage. You will need to be a low risk and put up 20% down. One of my tenants had a short sale and got a new mortgage from GTE Financial credit union just 3 months after closing his short sale!
I would recommend renting in a "complex". Otherwise you must do a background check on the owner and verify his/her identity before handing over any money. Renting should be a "temporary" situation but if you are up to checking the public records every month and are prepared to fix an air conditioning unit if it breaks and your landlord doesn't have the money to fix it then by all means go ahead and rent from an individual owner.
If your credit is holding you back then there are programs to help you fix your credit and even with a short sale and bankrupcty on your history, GTE Financial (credit union) may give you a mortgage. If you lack downpayment or closing cost money but have good credit and a stable job history, you can also get up to $7,500 from the State of Florida Bond program. There is plenty of money available but you cannot earn more than about $68k and you MUST work with an APPROVED lender.
Your Realtor can give you the details or if you're not yet working with a Realtor, please send me an email and I'll send you the details.
Also Pasco County is offering POP houses where you may be able to get up to half of the cost of the property.
All the best,
Alma Rose Kee, PA
Future Home Realty