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Home Buying in Bradenton : Real Estate Advice

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  • Local Info58
  • Home Buying160
  • Home Selling16
  • Market Conditions34

Activity 215
Sat Jul 8, 2017
Rvhab3 answered:
My grandson ,just out of the military, purchased a foreclosed hole. That was about a year ago.

Now he is having so much trouble with the kitchen drain pipes. It was checked out and the snake
only goes so far. There is a HUGE tree by the back of the house.
He is not knowing what to do, because he is the homeowner, but cannot pay for tree removal.
Is there any help from the government when you have served your country and now are
needing assistance to continue living in this house?

Please answer
Thank you
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0 votes 9 answers Share Flag
Tue Jun 6, 2017
Gscott331 answered:
Hello Atmiller1121,

I read your question and the reply below but I was curious how things turned out for you? I'm in the same position, withheld adjudication felony assault arrest. I had no intentions of this happening but former roommate caused/provoked the situation and I don't understand why I was arrested. Nevertheless, it happened I completed all conditions and I'm on good standing since 2013.

I've been looking for a place to rent but this record is haunting me and now I feel that there isn't anywhere I'm able to get approved. I'm looking into having this record removed but not sure it can be done from what I understand it it stays with you until the end of time according to information I discovered in Florida.....

I Need Help and Advice, Thanks!
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0 votes 2 answers Share Flag
Wed May 10, 2017
Mields1 asked:
Mon Apr 3, 2017
Ovramirez27 asked:
Mon Mar 6, 2017
Meghan Brandon answered:
How you hold title.
They are on the title they have a vested interest. There are various ways to hold title to a property and be vested in it.
I found this... ... more
0 votes 5 answers Share Flag
Sun Feb 12, 2017
Metg1952 asked:
Wed Feb 1, 2017
Diane Christner answered:
First, when buying in Lakewood Ranch you will find the homes are located within either a CDD (community development district) or a Stewardship district. Esplanade is a Stewardship district. These are independent, local governing authorities that have special taxing authority. The annual taxing district fees show up on the property tax bill each year.

There are generally two separate parts to each of these types of fees. The first portion is a one time capital assessment or infrastructure bond. This can be paid off, and a payoff can be ordered and disbursed at closing when the property is purchased, or anytime thereafter. Keep in mind however that this is generally a sizeable payoff, as the bond typically runs for 20 - 30 years time period. The other portion of the fee is for general operating and maintenance and cannot be paid off immediately upon purchase. This portion of the fee is subject to change annually in accordance with an annually adopted budget, similar to that of a homeowner's association.

Be sure to get clarification from the sales staff on the stewardship district fees BEFORE you enter into a contract to purchase.

The originally built section of Esplanade was constructed before the golf course was added, so the fee structures for those residents are different (no golf fees) than those of current buyers in the community. I would suggest going over the annual fee structure with the sales rep carefully so that you fully understand what you will be paying for. Sometimes they gloss over the details.

The community itself has, as you are probably aware, a well appointed clubhouse with great amenities, activities and a full time activities director (called a lifestyle director).

It all comes down to whether you want to pay extra annually for the access to a community golf course.

As to Taylor Morrison the builder, no builder is going to have a perfect track record with all buyers. That being said, TM has a good track record for building in our area.

Like many local builders, they offer "base" prices for the various models. However, I have never met a single buyer that has actually bought a base home without any upgrades. Typically buyers will spend $30,000 - $55,000 in upgrades. Lots are come in base and upgraded. Upgraded lots are any lot on water, a preserve (ie wooded behind) lot, golf course lot, larger corner lot, cul de sac lot, etc. Lot premiums can run as little as $5000 and as much as over $100k, but generally fall into the $35k - $45k range.

When you add it up, that $360,000 base model home can quickly tally up to a $450,000 home. If you want new construction but don't need to pick out every detail of your new home, you might get a slightly better deal if you purchase a builder spec home that's already under construction.

One last thing. Your real estate agent may have access to builder incentives that are not advertised to the public. Before actively engaging any of the sales reps at the builder models, you'll want to have your agent contact them first. Although many builders suspend incentives during the winter season here, there are actually some builder incentives being offered right now on new construction in a number of new construction communities, including some in Lakewood Ranch.

The more knowledge you have, the better decisions you can make regarding your next home.


Diane Christner, GRI, SFR, CNE
Bright Realty
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0 votes 1 answer Share Flag
Fri Jan 20, 2017
Bob Oleary asked:
Mon Dec 12, 2016
Lindamillson asked:
Thu Oct 27, 2016
Diane Christner answered:
What type of contract was used? In Florida there should have been a condominium addendum added to the contract. In that addendum you should have had the option to mark you wanted a copy of all of the condo docs AND latest budget (which should include reserves info). Did you get the docs? Did you read them? Ask questions? You would have had 3 days in which to review the condo docs and cancel the contract if you didn't like what you read.

Did you use an attorney as your closing agent? If so, did YOU pay for the title work or the seller? If seller, the attorney represented the seller. If you paid, then the attorney represented you. However, it would have been up to you to ask the attorney questions about the condo docs, it is not his/her duty to read them for you.

All this being said, your real estate agent, unless they were not providing any representation, should have given you a heads up to review the condo docs and budget within the required time period.

Buyers of condos, always read the condo docs, budget, Question & Answer sheet and ask questions if you don't understand what you are reading.
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1 vote 1 answer Share Flag
Sun Aug 28, 2016
Lynbruce39 asked:
We need a company that will buy this house and rent it back to us until we can afford the down payment and closing costs on this home. Do you know of any company that does this?
0 votes 0 Answers Share Flag
Wed Aug 24, 2016
Roosterdlp asked:
Fri Jul 22, 2016
lanos asked:
Can anyone tell me about what Greyhawk Landing is currently like to live in? Is it a safe community? Lots of young kids? Are you happy with the schools? Thanks!
0 votes 0 Answers Share Flag
Sat Jul 9, 2016
Sherrischeer answered:
Anyone live in the inlets, Bradenton, FL? Looking for info. on the HOA. Is it a friendly neighborhood for family and fishing? Is it Pet friendly?
0 votes 6 answers Share Flag
Thu Jul 7, 2016
Neil Roxas answered:
Hello Frank,

Please be advised that I have already resubscribed your account to receive emails from Trulia. Please allow 24 hours for this change to take effect. If you still not receiving emails after 24 hours please let me know and I will be happy to assist you.

Thank you for using Trulia

Consumer Care Advocate
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0 votes 1 answer Share Flag
Fri Jul 1, 2016
Memolosada asked:
Mon Jun 27, 2016
Diane Christner answered:
Generally rent to own, or Lease Options, end up being very expensive leases for the potential home buyer. That is because the owner will expect some up front option money that is non-refundable, plus each month on your rent there will be an additional amount that goes towards the option as well.

Most renters, when the time to exercise their option comes around, still cannot qualify for financing so the option expires.

Your better option may be to work on your credit scores so you can qualify for financing without going the lease option route.
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0 votes 1 answer Share Flag
Mon Jun 27, 2016
Scott Godzyk answered:
Your buyer agent should be helping you with this, if you are buying without one, start with your loan officer. Your agent should be able to pull real time sale comps that show the value to be at or above sales price to get a second look at that appraisal ... more
0 votes 1 answer Share Flag
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