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33436 : Real Estate Advice

  • All40
  • Local Info6
  • Home Buying18
  • Home Selling9
  • Market Conditions0

Activity 34
Mon Feb 20, 2017
Jonathan Klurfeld, Esq. answered:
We service Palm Beach, please give us a call or email and we can see what we can find for you in your price range and narrow down the community. 561-771-4457 or info@hkrealtyfl.com

Seller pays commissions so having an agent from the area certainly helps you being from out of town.

Your budget sounds reasonable to get a 4/2 in a good community, with or without an HOA.
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Sun Oct 16, 2016
Stephen McRory answered:
>> FLORIDA MORTGAGE BROKER RESPODING..

Unless you have more in assets, mark my words, don't waste your time as "that dog won't hunt" as no Private Investor in their right mind will even consider such a deal.

Maybe I'm wrong. If I am, contact me after you have closed to let me know.
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0 votes 2 answers Share Flag
Sun Jul 31, 2016
June Buerkle answered:
If your contract is specific in it's wording and is clear that the seller will cover no agent fees, then you will pay nothing.

If your contract is silent on the matter, the seller will be assumed to cover the costs of the agent and pay half of the standard commission to the buyer's agent and half to any selling agents.

Alternately, you could reach out to the agent and negotiate a fee structure directly.

Unless the deal is overly complicated or valued over $1 million, a real estate attorney is overkill.
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Mon Jul 18, 2016
Craig Fialkowski answered:
Generally closing costs are 1.5% + commissions. I'm not sure if it's customary for Lee county sellers to pay for Transfer taxes, but you will provide the Owners Title Insurance Policy.

Hope this helps.
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Mon Jul 18, 2016
Craig Fialkowski answered:
Generally speaking it's a painless process and you likely won't need the services of an Attorney. The Real Estate Agent and Title Company does all the work.
Please remember if the home is in Palm Beach County, you typically pay for the transfer Taxes (Doc Stamps) and Owners Title Insurance Policy. If you pay a 6% commission your total closing costs will run about 7.5% of the contract price.

All taxes, and HOA fees are pro-rated. Since property taxes are paid in arrears, you will have to credit the new buyer from January 1 - the closing date for property taxes.

If you have any additional questions ,please click on my contact information and I'll be happy to help.

Craig
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0 votes 3 answers Share Flag
Mon Jun 13, 2016
Jacquie Yekmalian answered:
Hi Lynn,
The title company can give you a breakdown of fees.

Congrats
Jacquie Yekmalian
Blue to Green Realty, from the sea to the 18th tee
Serving Florida Real Estate Since 2000

isellflahomes@gmail.com
www.isellflahomes.com
561-868-0591
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Wed Jun 8, 2016
Lynn M Hersey asked:
Wed Jun 24, 2015
Rosena DaRin answered:
I'd be happy to help you with a Rental in the Boynton Beach Area. Just let me know how soon you need to move. Any pets? call or email me 561-733-4335 or Rosena@HomeSourceinc.net
0 votes 1 answer Share Flag
Sun Apr 12, 2015
Diane Christner answered:
First, some basic info about owning mobile homes in FL. In Florida, a mobile home is a motor vehicle and requires a certificate of title as proof of ownership just as your car or truck does. There is a separate title document for each section of your mobile home (there is one title document for a single-wide mobile home, and two title documents for a double-wide). If your mobile home has been paid for in full, you will receive the title(s) from Tallahassee.

If you own the land on which your mobile home is located and the home is permanently affixed to the land, it is considered "real property" and property taxes are paid each year as set by the county property appraiser's office. If you rent the land on which your home is located, or if your home is not permanently affixed to your land, you must purchase and display a decal each year for each section of your mobile home.

If you purchase a new mobile home, the dealer must be licensed with the Division of Motor Vehicles, Department of Highway Safety and Motor Vehicles. Used mobile homes on rented lots may be sold by licensed dealers or the owner may sell his own mobile home just as with site built homes. If the mobile home is permanently affixed to land you own, then it can be sold through a FL licensed real estate agent.

On a used mobile home on a rented lot, the selling dealer is responsible for fulfilling the terms specified in the contract. The title should show the correct model year of the mobile home. If the home is purchased from a dealer, the dealer must apply for title in your behalf. If no dealer is involved, follow the same procedure as you would to transfer any other motor vehicle title.

Your county tax collector's office will be able to answer any questions you might have concerning the title transfer once you find a buyer.
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Fri Dec 26, 2014
Tammy Hayes answered:
A minimum of one month prior to listing contact a few Realtors to have them visit your home and prepare a Comparative Market Analysis. Selling a house can be stressful. Making the decision, preparing the house for sale, keeping it clean, waiting for a buyer, dealing with offers, and advancing to the closing table – all of these steps can involve discomfort. This is a huge financial transaction with many emotional aspects. But you can get it done – and it may even be easier than you anticipate.
One thing to keep in mind is that you’re not alone. An experienced, professional real estate agent can guide you through the process, help resolve any issues that come up, and ensure that your home sells for the optimal price in a timely manner.
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0 votes 5 answers Share Flag
Tue Jul 15, 2014
answered:
The average wait time for returns to be imaged by the IRS is about 3-4 weeks. Without a valid results when the lender pulls a 4506 (Request for Transcripts), no lender will approve the loan.

Please call or email me anytime.


Sincerely,


Ray R. Stevens
GSF Mortgage Corporation
Branch Manager
Branch NMLS #1122003
Originator NMLS #177825
Office: 239-471-7971
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Sun Jul 6, 2014
Cornell Adams answered:
Yes E. Lopez the $30,000 membership equity is mandatory. I have had dozens of inquiries about Hunters Run, it is literally 1/2 a mile from my own community and nearby the Barrier Free Tennis courts. What type of community is it that you are looking for? ... more
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Fri Dec 27, 2013
Michael S Gellert answered:
http://www.miamihomestore.com/listings/areas/31961/maxprice/400000/propertytype/SINGLE,CONDO,MULTI/listingtype/Resale+New,Foreclosure+Bank+Owned,Short+Sale,Lease+Rent/
Here is a list of homes available ... more
0 votes 5 answers Share Flag
Tue Jun 11, 2013
Craig Fialkowski answered:
It is very rare that a buyer would not be approved unless they are purchasing in a HOPA community and the buyer is not 55+. You did not indicate the reason for denial.

Depending on the contract Far, Far-Bar, As-IS, etc.. has contingency for HOA approval. As agents we cannot comment on contract interpretation.

You did not indicate what side of the transaction you are on, but generally if the buyer is denied, a seller would not have much of a case to claim their deposit unless the buyer lied on the application.

If you my seller, I would recommend giving the buyer back the deposit, and find another buyer. If you are the buyer, I would submit a request to cancel and refund of deposit.

Good luck!
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0 votes 6 answers Share Flag
Thu May 16, 2013
value.advocate1 answered:
If you need access to an qualified real estate attorney, go to my website:

http://valueadvocate.llegal-armor.com
The attorneys are there to help you. If you do nothing, you will lose and the banksters will win. That's not what you want, is it? ... more
0 votes 9 answers Share Flag
Tue Apr 30, 2013
answered:
Good morning. Debt Ratio can be relative to the loan program and the lender that may have self imposed caps. You want to make sure that a lender does not have these additional "overlays" or "caps" because that can make it more difficult to qualify. As far as your current property, with a conventional loan you need 30% equity and a government loan requires 25% equity to allow you to use any potential rental income to offset the debt. With that you will need a executed lease and proof of deposit to be able to use the rental income. As far as a non occupying co-borrower it would have to go under a Freddie Mac or Government loan as Fannie Mae no longer allows it in a way that helps.

I am happy to speak regarding options if you like and to make sure your potential loan is set up properly.


Mo Kamalzadeh

561-289-3165
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0 votes 13 answers Share Flag
Tue Apr 30, 2013
answered:
Good morning. If you are over 2 years out from the short sale and are putting 20% down you should be fine. Where it get tricky is (assuming you had lates on the property) how deep your lates got at that time and how Fannie Mae's system reads the short sale when your loan is run though their automated system. All this should be done in advance for you so that you are good going into any potential purchase. I would be happy to speak to you regarding this if you like :)


Mo Kamlazadeh

561-289-3165
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0 votes 11 answers Share Flag
Wed Jan 30, 2013
Nadine Mauro answered:
Hi Donald,

Contact Sharon or Carolina at Clear Lake Title. You may be able to work out a good deal with the attorney they work with.

Clear Lake Title
561-272-6517

Nadine Mauro
Highlight Realty
561-414-0864
NadineSellsHouses@gmail.com
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0 votes 1 answer Share Flag
Fri Jan 25, 2013
Nadine Mauro answered:
Hi Donald,

I work with several investors both inside and outside the U.S.

I will need to know what types of properties you are looking for. There are many properties that are fixer uppers and great for flipping. From what you say in your comment it sounds like you are a flipper and not a holder.

We can see many properties, but with some insight to what you are looking for I can eliminate the need to even see some of the properties in person.

I would love to make more commissions per month. I do find that most agents will not accept verbal offers. There can be an easy way to satisfy the submission of a written offer, and that will satisfy most listing agents.

Please contact me directly and we can further discuss your approach to buying and selling.

Nadine Mauro
Highlight Realty
561-414-0864
NadineSellsHouses@gmail.com
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0 votes 3 answers Share Flag
Mon Oct 15, 2012
Trulia Miami answered:
Hi Violetta Polyakov,

I would recommend reaching out to Trulia directly since this is a very specific situation. Please email customerservice@trulia.com

Best,
Ali, Community manager ... more
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