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Home Buying in Boone : Real Estate Advice

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  • Local Info3
  • Home Buying22
  • Home Selling6
  • Market Conditions2

Activity 26
Thu Apr 28, 2016
Grahamechoes asked:
I have been using Trulia and Zillow to try and purchase property in another location from where I live. I find it very frustrating the number of Listings I go through that are sold or under…
0 votes 0 Answers Share Flag
Sun Jul 19, 2015
Laura K. Payne answered:
Of course you do. You're still occupying the house like normal for those last 30 days. It's no different than any other month where you'd have a roof over your head & pay rent for that privilege. Your landlord receiving money in exchange for selling the house has absolutely nothing to do with you or your rental agreement.

I can't understand your thought process on why you shouldn't have to pay rent for the last month. Could you please help me understand? Why would you think you wouldn't have to pay rent? Or that it's "unfair" you're paying rent for the last month? I'd sincerely like to understand why anyone would think that, as I'm in Real Estate.
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0 votes 2 answers Share Flag
Sat Jul 11, 2015
Larryc213 answered:
From Wikipedia: Demographics[edit]

As of the census[1] of 2000, there were 13,472 people, 4,374 households, and 1,237 families residing in the town. The population density was 2,307.0 people per square mile (890.7/km²). There were 4,748 housing units at an average density of 813.0 per square mile (313.9/km²). The racial makeup of the town was 93.98% White, 3.42% Black or African American, 0.30% Native American, 1.19% Asian, 0.05% Pacific Islander, 0.46% from other races, and 0.60% from two or more races. 1.64% of the population were Hispanic or Latino of any race.[1]

And to all those who chose to attack the individual you asked the question, you are all idiots. Leave your PC crap somewhere else. I refuse to be mind-numbed little robots that you are.
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1 vote 4 answers Share Flag
Sat Jan 10, 2015
Jimmy Payne answered:
Follow Tim's advice, contact a local REALTOR to assist with your home search. They will know the market and be able to find you a home. Best of luck.
0 votes 2 answers Share Flag
Fri Sep 19, 2014
Judith WAGNER answered:
The oddest thing happened yesterday. Since i was unaware of this Asbestos Shingles entry before this chat, it was timely to see it on an estimate of value.
Some realtor in one county down the mountain from us (Wilkes) with NO LOCAL knowledge of our pricing, apparently offers free estimates of your property.
A potential client had one of these in hand. The estimate was at least 20% overvalued and twenty pages long with maps he copied from somewhere and quotes from other websites (like Trulia and Zillow etc.). I plan to look into the how and why of it, but one of the entries on his FREE ESTIMATE was Asbestos Shingles being on the home in question upon which this realtor was basing his estimate (more a guesstimate) when they are in fact Asphalt Shingles. Wow. There is a lot of FREE mis-infomation out there. Needless to say the buyer was very disappointed to discover the number he had planned upon selling for, was no where near what he could actually get for his home. Really sad.
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0 votes 8 answers Share Flag
Fri Jul 25, 2014
Scottgamsnc answered:
One question I would ask is are they using the easement now? If not, they may never...or it may all be underground, the old days the power/telephone companies got larger easements for pole installations. Now they do not need that much space! ... more
0 votes 7 answers Share Flag
Sat Jan 11, 2014
Judith WAGNER answered:
Carlos I can send the link and info directly to you if you are still looking. I did not see your response until now so likely you have found something. But if you still have interest in a trout property just let us know.
Judy & Allan Wagner popsgram@gmail.com
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0 votes 3 answers Share Flag
Sat Jan 11, 2014
Phil Rotondo answered:
For the agent or the owner ?
0 votes 2 answers Share Flag
Fri Nov 8, 2013
Marc White answered:
As Allan and Judy have said, most of our marker are Sellers trying to sell a second home. In most cases, they are simply not using the home as much as they thought they would have when they purchased the home or they are aging into another time in their life. Sellers are not dropping their prices compared to similar Sellers across the country. For several reasons, one is that many of our Sellers do not have a mortgage, and with low taxes, it does not benefit them to sell their homes at low rates, simply to sell. They in-turn, can wait out the market downturn. There are Sellers that need to sell, so they are the ones who are lowering their prices trying to grasp what little value they have left in their homes (comparatively, new construction is coming it at cost identical or less than current selling prices for older homes). Most agents just want to sell a property, but really do not know the actual cause of the current market conditions, so they simply tell your they are great and hope they can find you a good home.

There are many good agents in the area, we are willing to help,


Marc White
Broker In Charge/REALTOR, Cash Realty & Cash Custom Homes
Call/Text 828-406-2134
Marc@CarolinasPremierRealty.com
Search 1,000s of Homes Instantly at www.MarcWhiteHomes.com
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0 votes 3 answers Share Flag
Tue Jun 25, 2013
chuckhouser answered:
Lot loans are available. The 25% downpayment from borrowers own funds may be the difficulty that is causing your concern. Or.. the fact that the "lot loan" rate is higher than a "mortgage with a house on the lot" and the terms of the lot loan are usually a "5 yr balloon" or Adjustable Rate .
Many lenders have losses in lot loans, and this causes the bank to be "tighter than usual" in underwriting..since the client will surrender that "lot loan" before any other debt -when income is threatened.
Also, "lot loans" are the banks own funds, its not guaranteed to be repaid by Fannie Mae/Freddie Mac, FHA or anyone.. its the Board of Directors and the stock holders and investors that dictate what lot loan program is to be offered.
On the other hand, much is "no zoning".. so while a client has a beautiful lot, in a neighborhood, and everything looks great about it.. the week after closing, the neighbors can haul in or install or build anything from a singlewide to a vegetable stand with pigs and chickens fenced in, thus the lot just decreased 80% in value, and the client doesnt want the lot anymore. The bank has the lot loan with a balance due, and value is much less than debt owed on it.
So- yes, a house on a lot is easier to obtain financing.
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0 votes 4 answers Share Flag
Wed Jun 19, 2013
Marc White answered:
What is reasonable cost to you? You can get land with stocked trout, or down stream from a state stocked stream, it really depends on what you see as reasonable and the acreage you are seeking. ... more
0 votes 1 answer Share Flag
Sun May 5, 2013
harriettewilson answered:
We are Fl residents and owned property in Grandfather Mountain Golf and Country Club for 17 years and wanted to move to the Blowing Rock area for various reasons. Our first priority was to find a property with long range views. We couldn't find anything in the City of Blowing Rock. Our realtor suggested that we drive thru Greystone. We had never been north on the parkway and we found our home with those long ranges views. We are 3.3 miles from Blowing Rock and always enjoy the scenic drive on the parkway. We were more convinced that Greystone community was a good location due the development of what is now Blue Ridge. We see a lot of nice homes in the area but very few with the views that you will find in Greystone.. ... more
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Sun Apr 28, 2013
Marc White answered:
There are 98 lots in our MLS system, priced at $30,000 or less that allow mobile homes. This covers Watauga, Ashe, & Avery counties (and some areas of the adjoining counties). A small number of these already have a water source (well or community system). Factory Housing is one of the only companies in the area that moves Mobile Homes, you might want to give them a call, as their numerous lots in this list that moving a mobile home to the lot would not be feasible. (Factory Housing of Boone 828-297-1130).
I work with Factory Housing to assist their clients in finding the right property for their Mobile Home. Feel free to contact me anytime and I can send you properties that fit your needs and desires.

Regards,

Marc White
Cash Realty & Construction
828-406-2134
Marc@CarolinasPremierRealty.com
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1 vote 2 answers Share Flag
Tue Apr 23, 2013
Jan Blair answered:
Hi Matt,
My wife Jan and I would appreciate the opportunity to work with you and your client. Please go to our company website for more information about our office and us: www.brghomesandland.com
Don

Don Blair, Broker & Managing Partner
Blowing Rock Gallery of Homes & Land, Inc.
159 Sunset
PO Box 2148
Blowing Rock, NC 28605
828-414-9400 office
828-266-1632 cell
www.brghomesandland.com
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0 votes 3 answers Share Flag
Mon Jan 7, 2013
Judith WAGNER answered:
I looked into this a bit more for you and the folks at Dwell Box were kind enough to write the following:
Judy, We have permitted, built, insured, and had financial underwriting on two container structures in Watauga County. One was in Town of Boone, and one was in the County. There should be NO issues as long as the construction plans are assembled properly ( ie: engineered) before being submitted to planning officials.

Hope that clarifies a bit more, and helps with your plans. The dwell box folks are teriffic. Have asuper New Year.
Judy
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0 votes 7 answers Share Flag
Sat Dec 29, 2012
Judith WAGNER answered:
This is an interesting community. The GURU of heavenly Mountain would be a Realtor named Margo Lenmark. You may find it benicicial to contact her at:

margolenmark1@gmail.com
Hope that helps. There are many intricate building features and restrictions in this community even today with new owners, etc and margo knows all.
Have a spectacular day.

Judy Wagner
popsgram@bellsouth.net
ALLAN & JUDY WAGNER, Wagner Team
NAR GREEN Designee REALTOR®
RDH, e-PRO, ASP, GRES
Accredited Staging Professional
www.Home2Mtn.com
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0 votes 2 answers Share Flag
Sun Oct 21, 2012
Amy Stanley answered:
With most government funded loans you have to live in the home 3 out of the 5 years. Before renting or selling it. You might want to contact your mortgage provider to make sure that its ok before trying this. Good luck! ... more
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