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Home Buying in Blue Ridge : Real Estate Advice

  • All39
  • Local Info3
  • Home Buying18
  • Home Selling2
  • Market Conditions3

Activity 28
Wed Jan 18, 2017
Myrealtorlisa answered:
Poor Rita. I stumbled on this very old question looking for some other topic and started reading. This consumer had a simple question and asked it. I am a Real Estate agent in Virginia and I can understand the general public voicing their disgust, but agents, you should be ashamed of yourselves those who shamed her for her question. It is our job to educate and make the public feel comfortable with us. Plus, she more than once later on said LMAO I was just asking and I found her gracious after everyone blasted her. She simply had a question which was similar to " just like when I go to Safeway and they have the price wrong, but they have to honor it, so to does this apply in Real Estate?". Rita, the answer is no, but you should not have been blasted. Thank you for your question. ... more
0 votes 72 answers Share Flag
Thu Aug 18, 2016
Georgiagirlblue asked:
It should be free so that people can view the listings. I think you would get more potential buyers, or even buyers if they could view them. My fiancĂ©e and I want to buy something but I…
0 votes 0 Answers Share Flag
Thu Dec 3, 2015
Dan Tabit answered:

Don't spend 50 cents. Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
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0 votes 2 answers Share Flag
Wed Jul 15, 2015
Mrs P Lomando answered:
If you are still looking, this home near me is for sale and would be perfect for what you are looking for, as it right by the Blue Ridge scenic railway and the main town of Blue Ridge (70 Ada St
Blue Ridge, GA 30513). Speak to Louis Downer ph: (828) 835-2856, email: Good Luck. Pauline
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0 votes 2 answers Share Flag
Fri Jan 30, 2015
USMortgageRanger answered:
Hi April,

As a Lender I would recommend a conventional mortgage and depending on how long you plan on stating in the home anywhere from 5, 10, 15, 20 and 30 years terms based on your payments needs. Thanks for your post & congratulations on your decisions to purchase a home. The first part of home buying is getting APPROVED by a Lender who has done their due diligence as to your ability to repay the loan and not cause you financial harm. We here at The Federal Savings Bank would like to introduce you to our H.E.LP.P Home Loan Purchase Program where we underwrite and approve your credit income and assets without a specific property. We will then issue a letter of commitment to lend based on the selected property meeting the underwriting guidelines. This letter lets sellers and Agents know you are serious qualified buyer and they will be more enthusiastic to work with you.

We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership nationwide. We're a direct mortgage lender/ Servicer not a broker. That means no middle man and no broker fees. We handle the entire loan process in-house from processing to underwriting, funding your loan and finally servicing your loan.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
Please give me a call to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
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1 vote 2 answers Share Flag
Fri Dec 12, 2014
Scott Godzyk answered:
If you have signed up for a search by the computer you need to adjust your search criteria. this is the q and a section and the computer search will not see your comments or use them to assist in getting better search results, You should hire a buyer agent who can search your local mls for the best results ... more
0 votes 3 answers Share Flag
Tue Oct 21, 2014
Jack Cusick answered:
The MLS listing says 7 acres. Feel free to contact me with any further questions!
0 votes 1 answer Share Flag
Sat Aug 16, 2014
sobeit19 asked:
Wed Feb 26, 2014
Louis Downer answered:
That is a good question. The descriptions are set by the Realtor and are a way to drive traffic toward those listings. Watch out for partial. seasonal and the like. The best way to find a parcel or a home that meets with your requirements are to get with a local agent. Talk directly to that agent so he or she can become aware of your wants. From that we can put together a profile and a search to best match what you are looking for. A local agent is always the best and easiest way to go, also we know the local market. Thanks. and good luck on your hunt.

Louis Downer
Landscape Architect
RE/MAX Town & Country
Blue Ridge, Georgia
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0 votes 1 answer Share Flag
Sat Nov 2, 2013
Nicki Tipton answered:
Hi emilee and thanks for your question. Negotiation is always possible with any transaction. I do that all the time and my motto is always all they can do is say no. I would be happy to help if you would like any information or would like to be added to my client list please feel free to call/text/email me anytime. thanks again and I look forward to working with you soon. ... more
0 votes 2 answers Share Flag
Mon Apr 1, 2013
Tanya Bailey answered:
Hi Kaye,

Hope you had a great Easter Weekend! The listing does not mention the furnishings at all so I doubt they are not planned into the List Price. I always advise my buyers that if they are interested in the furnishings to just make an offer on those as well because a lot of times the seller really has no use for them and will have to store them unless they are actually planning to buy or build another cabin for themselves. Per the Listing Agent, most of the furnishings can be bought. They prefer to keep them but if it was important to the buyer in order to make the sale then they would sell them. If you are working with an agent I would have them contact the List Agent and if you aren't I would be more than happy to help you.

Have a great day!

Tanya Bailey, Associate Broker
RE/MAX Highlands
588 East Main Street, Ste B
Blue Ridge, GA 30513
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0 votes 4 answers Share Flag
Sun Jan 6, 2013
jutzrn answered:
Sat Jul 7, 2012
Judy Aselton answered:
You can go to, select GA, then Fannin County. Enter either your last name as owner or street name and search for your tax record. You will see it shows prior assessment and current preliminary assessment. Then go to parcel map and search the properties in your area to see if similar changes were made and compare your property to your neighbors. If you feel that your higher assessment is not in line with the neighborhood, go to the tax office and file an appeal. Then, as Joe said, have a realtor complete a Comparative Market Analysis to help you establish a value you can discuss with the tax office. You can also research in the same way, the comparables the realtor created to see what changes were made in their assessments. Knowledge is power and when you have facts to discuss rather than just a complaint that the assessment doesn't see fair or corret, you will have a better discussion and a stronger case for your appeal.

Good Luck. If I can help you, do not hesitate to contact me. Realtors do not charge for Market Analysis.

Judy Aselton, Century 21 In The Mountains
Blue Ridge, Ga.
678-463-1129 or 76-632-2041 et.0601
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0 votes 2 answers Share Flag
Sun May 6, 2012
Joe Folsom answered:
A Buyers Brokerage Agreement is a binding agreement until the term expires and/or the agreement is released by BOTH parties. This agreement is intended to create a mutual benefit for both the Agent and the Buyer and is enforceable in GA by law.

Why do you want to cancel the agreement? If it is because the Agent is not providing you with acceptable service, I would recommend you tell them and allow them to improved their level of service to you. If they continue not to provide you with good service, your next step is to speak with their Broker.

If the Agent has provided you with good service and you have now chosen to make an offer on real estate without them, you can do that, but you WOULD be obligated to compensate the Agent for that transaction as specified in the Buyers Brokerage Agreement.
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0 votes 6 answers Share Flag
Thu Apr 26, 2012
Lee Taylor answered:
Gary Kaupman is the agent of the day today! Thumbs up!

Thanks for correcting this joker...
0 votes 7 answers Share Flag
Fri Feb 17, 2012
Linda Grey answered:
If you are looking at a listing data sheet here in Florida it means TLC/tlc (tender loving care) needs some work but not quite a fixer upper. If you look at the tax records and it indicates TIC then it would be (Tenants in Common) .

Hope that helps.
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0 votes 7 answers Share Flag
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