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Blue Ridge : Real Estate Advice

  • All39
  • Local Info3
  • Home Buying18
  • Home Selling2
  • Market Conditions3

Activity 41
Wed Jan 18, 2017
Myrealtorlisa answered:
Poor Rita. I stumbled on this very old question looking for some other topic and started reading. This consumer had a simple question and asked it. I am a Real Estate agent in Virginia and I can understand the general public voicing their disgust, but agents, you should be ashamed of yourselves those who shamed her for her question. It is our job to educate and make the public feel comfortable with us. Plus, she more than once later on said LMAO I was just asking and I found her gracious after everyone blasted her. She simply had a question which was similar to " just like when I go to Safeway and they have the price wrong, but they have to honor it, so to does this apply in Real Estate?". Rita, the answer is no, but you should not have been blasted. Thank you for your question. ... more
0 votes 72 answers Share Flag
Sat Oct 1, 2016
Peggy/pcwilson asked:
Thu Aug 18, 2016
Georgiagirlblue asked:
It should be free so that people can view the listings. I think you would get more potential buyers, or even buyers if they could view them. My fiancĂ©e and I want to buy something but I…
0 votes 0 Answers Share Flag
Sat Jul 9, 2016
Gypsemamma asked:
I receive SSI my credit score is about 480 can I get financing for a home?
0 votes 0 Answers Share Flag
Thu Dec 3, 2015
Dan Tabit answered:

Don't spend 50 cents. Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
... more
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Wed Jul 15, 2015
Mrs P Lomando answered:
If you are still looking, this home near me is for sale and would be perfect for what you are looking for, as it right by the Blue Ridge scenic railway and the main town of Blue Ridge (70 Ada St
Blue Ridge, GA 30513). Speak to Louis Downer ph: (828) 835-2856, email: Good Luck. Pauline
... more
0 votes 2 answers Share Flag
Fri Jan 30, 2015
USMortgageRanger answered:
Hi April,

As a Lender I would recommend a conventional mortgage and depending on how long you plan on stating in the home anywhere from 5, 10, 15, 20 and 30 years terms based on your payments needs. Thanks for your post & congratulations on your decisions to purchase a home. The first part of home buying is getting APPROVED by a Lender who has done their due diligence as to your ability to repay the loan and not cause you financial harm. We here at The Federal Savings Bank would like to introduce you to our H.E.LP.P Home Loan Purchase Program where we underwrite and approve your credit income and assets without a specific property. We will then issue a letter of commitment to lend based on the selected property meeting the underwriting guidelines. This letter lets sellers and Agents know you are serious qualified buyer and they will be more enthusiastic to work with you.

We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership nationwide. We're a direct mortgage lender/ Servicer not a broker. That means no middle man and no broker fees. We handle the entire loan process in-house from processing to underwriting, funding your loan and finally servicing your loan.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
Please give me a call to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
... more
1 vote 2 answers Share Flag
Fri Dec 12, 2014
Scott Godzyk answered:
If you have signed up for a search by the computer you need to adjust your search criteria. this is the q and a section and the computer search will not see your comments or use them to assist in getting better search results, You should hire a buyer agent who can search your local mls for the best results ... more
0 votes 3 answers Share Flag
Tue Oct 21, 2014
Jack Cusick answered:
The MLS listing says 7 acres. Feel free to contact me with any further questions!
0 votes 1 answer Share Flag
Sat Aug 16, 2014
sobeit19 asked:
Tue Jul 22, 2014
Nathan Fitts asked:
This small town in the Blue Ridge Mountains of northern Georgia is on the border near…
0 votes 0 Answers Share Flag
Wed Feb 26, 2014
Louis Downer answered:
That is a good question. The descriptions are set by the Realtor and are a way to drive traffic toward those listings. Watch out for partial. seasonal and the like. The best way to find a parcel or a home that meets with your requirements are to get with a local agent. Talk directly to that agent so he or she can become aware of your wants. From that we can put together a profile and a search to best match what you are looking for. A local agent is always the best and easiest way to go, also we know the local market. Thanks. and good luck on your hunt.

Louis Downer
Landscape Architect
RE/MAX Town & Country
Blue Ridge, Georgia
... more
0 votes 1 answer Share Flag
Wed Dec 11, 2013
AJ Petrillo answered:
This was a great question so I just wanted to update this for the last 6 months in the Blue Ridge area (6/1/13-12/11/13).
Our market has steadily improved over the last year and we have seen 116 residential homes sell in the last 6 months under $200,000. The average time on market was 122 days, but averages can be misleading. If a home is priced right and marketed correctly, we are seeing a much shorter sales cycle. I personally have had 2 listings sell within the first month of being on the market recently.
Current sold to list price under the $200,000 price point is 93.05%, but again, this is just an average and we have seen some go close to asking or above if there were multiple offers.
... more
0 votes 4 answers Share Flag
Sat Nov 2, 2013
Nicki Tipton answered:
Hi emilee and thanks for your question. Negotiation is always possible with any transaction. I do that all the time and my motto is always all they can do is say no. I would be happy to help if you would like any information or would like to be added to my client list please feel free to call/text/email me anytime. thanks again and I look forward to working with you soon. ... more
0 votes 2 answers Share Flag
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