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Foreclosure in Bloomfield Township : Real Estate Advice

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Activity 2
Sat Nov 16, 2013
Kathy Persha answered:
Not sure if you are looking for a list of all properties going into foreclosure in Bloomfield Hills and Bloomfield Township or if you are looking for a list of foreclosed properties that are on the market for sale. These are two different things.

If you are looking for a list of the properties that have been sent the Notice of Default and are facing foreclosure, then you would contact the Sheriff's Dept at the Oakland County Offices. It is also possible that such a list can be purchased online from Oakland County for a fee.

If, however, you are looking for properties that are for sale that either are facing foreclosure, have been foreclosed on or are bank owned, then it would be best to work with a realtor. We have access to all these properties and can search the multi list for your criteria.

If you need more information about this or would like help in searching for a property, feel free to contact me.

Kathy Persha, Associate Broker
Keller Williams Realty
248-930-0198
kathy@kaperproperties.com
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Thu Jan 3, 2008
Carlo Gobba answered:
Countrywide does require a prospective purchaser making an offer on their properties to be pre-qualified with them. (They cannot make you go through them for the new loan but the will offer in many cases a free appraisal and credit report as well as a competitive rate that should meet or beat anyone els's in many cases if you do get the home and take the new loan through them.)

I am on "CW"s approved Realtor list and work with them with their REO's so I have some experience here.

They will also not "Formally Counter" your offer in many cases. The decision that you need to make is: Is it worth the list price to you or not? There are various ways to value a property. A "Buyers Agent" could have helped with that but as one other agent noted in his response (It's too late for that now.) What you can do is hire an independent appraiser of your own to appraise it in "As-Is" condition for you to feel better about the home and the final negotiated price, but in the meantime, other buyers are looking at the home and can sneak in and get an offer accepted while you are doing your due dilligence. Expect to pay anywhere between $300 & $400 for this service (Especially if its a rush.)
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