Hi Anita, HOA fees vary by community. They range anywhere from $150.00 to over $3000.00. The fees include garbage pick up, recycling, security, pay life guards in the summer months, pool and lake use and maintainence, community activities, club house. What they cover varies on the community. Some communities with lower dues do not cover your trash pick up, for this you would be billed directly by the trash company. Other communities with higher dues have more activities and amenities for use by their members. The best way to determine what works for you is to tour some of our local communities as well as visit their websites. Sierra View, Indian Mountain Lake, Stone Crest, Emerald Lake, Arrowhead Lake, Camelot Forest, Locust Lake Village, Wagner Forest, Stillwater Lake, Pocono Country Place, Pocono Farms, Brier Crest Woods, Birch Brier Estates are a few in our immediate area. Please feel free to contact myself or another agent with any further questions. Pocono Realtors are more then willing to help!