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Blackhawk : Real Estate Advice

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  • Home Buying7
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Activity 23
Tue Nov 22, 2016
answered:
I would be more than happy to help you with your home purchase. Sounds like they are having an issue with your Restricted Stock. If you are buying a primary residence, you do not need any assets or reserves so that should not matter.

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
0 votes 1 answer Share Flag
Fri Feb 19, 2016
Arpad Racz answered:
Hi Judy,

Researching the difference between real property and personal property is key here.

Kind regards,

Arpad
0 votes 20 answers Share Flag
Fri Feb 19, 2016
Karen and Paul Catania answered:
No the seller can not. He sold them with the house. As for the seller not seeing that on the contract, you are pointing the finger at the wrong person. You were hired to represent the seller and should have pointed out the details of the offer. That is what seller expects of their listing agents. Plan on buying the seller a new fridge, washer and dryer. This is what we call a commissionectomy. Chalk it up as a learning experience and move on. Be glad is was a Blackhawk home commission and not on a $50k mobile home. ... more
0 votes 7 answers Share Flag
Thu Nov 19, 2015
answered:
Shortpitch99: Is there any way to get that credit score up?
If you are carrying any of your credit card balances at over 60% this could be your challenge.
Feel free to discuss with me Claudia@divmg.com ... more
0 votes 4 answers Share Flag
Thu Jul 23, 2015
James McKay asked:
For the last couple of times that I've tried to save my searches I've been unable to. Just now tried to create a new board and even that will not take. Help!!!
0 votes 0 Answers Share Flag
Thu Jan 8, 2015
Paige answered:
we are building currently in alamo and land costs aside, we are building for about $350 sf. we are also building just shy of 4700sf with a 320 sf outdoor living space. we are using branagh builders and they have been fantastic. for us, the building part has been easy. getting through the approval process, however, took the better part of a year. ... more
0 votes 3 answers Share Flag
Mon Nov 25, 2013
Henry Brooks answered:
Hello Brandon,

HOA's in the Blackhawk and surrounding areas range $200-$600 depending on they area and what the HOA provides. I also have access to listings in the Blackhawk, Alamo, Danville, San Ramon & Pleasanton area with NO HOA's if you like to see them? My office is in San Ramon and I would love to help you find your home and answer any other questions you may have. Please call or text me anytime @ 209-814-0119 to chat about the Real Estate and answer any other questions you may have. You can also check out my Trulia and Zillow profile below for many very recent recommendations form my clients. Thanks, your Friend & Realtor, Henry Brooks ... more
1 vote 2 answers Share Flag
Sun Sep 22, 2013
Doug Buenz & The 680 Group answered:
Timing real estate markets is tricky business. When someone asks "Should I sell now, or wait until the Spring?", the answer is always "it depends". It depends on the economy, interest rates, consumer confidence, inventory levels, demand for housing, potential changes to tax law, war in the middle east, etc etc etc. I don't see interest rates changing dramatically given the weakness in the job market. We may see a surge in inventory in the Spring, or a drop off in demand if consumer confidence erodes, or we could see the market take off if the economy starts improving rapidly.

In reality, personal considerations have a lot of impact on when to sell, as they should.

If home prices go up, you would be smart to wait to sell. If home prices remain flat or decline, you would be wise to sell now. Which scenario will occur? If I was smart enough to know for sure I can guarantee you I wouldn't be answering questions on Trulia. I'd be retired in Hawaii.

Good luck with the decision!

Doug Buenz
The 680 Group at Alain Pinel Realtors
Alain Pine Realtors
(925) 463-2000
... more
1 vote 6 answers Share Flag
Tue Nov 20, 2012
Sue Bloom answered:
So, even Seller Agent recommended us Buyers see a Real Estate Attorney. Thus, yesterday, I told all involved that since we were at a stalemate, I would contact a Real Estate Attorney to file a lis pendens to get a resolution which I feel is the right thing at this time. Seller Agent replied back requesting immediate signature CAR CC; Title Rep sending escrow instructions for immediate deposit back. Yet, Jeff, Real Estate Attorney was unavail Monday, so will try again today. Looks like Seller may have put back-up offer in first position because house was BOM and now is not showing on market. We still have not removed contingencies or received a NBP. Also, this is just a regular sale, standard contract...Day 17 contingencies...loan funding on track; we were fine with negotiation of home inspection repairs...COE was 35 days with close next week. The nondisclosure and improper water disclosure even after addendum sent to Seller put us at a halt and intitiated the CAR CC since Seller basically mute about water claim. We have acted in good faith entire time. My husband really likes this house...decisions and hope Real Estate Attorney avail. Thanks everyone!! ... more
0 votes 9 answers Share Flag
Mon Nov 19, 2012
Bernard Gibbons answered:
I don't quite understand the problem here. You want to cancel the contract and get your deposit back. The seller did not like the way your cancellation was worded so they wrote their own version with the "Mutual Consent" checked - which is absolutely normal and typical, by the way.

If you sign their cancellation, escrow will release the deposit to you. Everything else is irrelevant.

So sign it and everybody is happy. End of story.
... more
1 vote 4 answers Share Flag
Mon Oct 1, 2012
Claire Sheperdson answered:
Wed Jul 18, 2012
Suzanne Looker answered:
As of June, the market is slowly rebounding in Blackhawk. It was definitely affected by the economic down turn over the last 4-5 years. Anyone considering a purchase should do so while the values are on their way up and when the cost of money is so low. We believe that we have hit bottom in much of Contra Costa County. ... more
0 votes 4 answers Share Flag
Thu Nov 24, 2011
Michael Abram answered:
Hello Hb2011,

It is definitely possible to go 10% down on this scenario. Take a look at my blog for further details about this particular program, http://www.trulia.com/blog/michaelabram/2011/10/jumbo_loans_to_90_ltv. Best of luck to you.

Michael Abram
First Capital Mortgage
NMLS #235060
Direct: (310) 434-1718
Cell: (310) 995-0975
mabram@firstcapitalmtg.com
... more
0 votes 7 answers Share Flag
Wed Apr 28, 2010
Bob Georgiou answered:
Mikymoto,

I too would love to help you find a new home for you to appreciate and enjoy. My story is a little different from most in that I do business in both Walnut Creek and Danville. Due to my history as a small business person in Danville, Walnut Creek and Pleasant Hill, I am uniqule versed in those markets and am able to compare and contrast the differences better based on those experiences. Aak any agent to contrast the various areas of Northgate to segments of Danville and few will be able to provide the unique insights I do.

Many buyers also like my analytical approach ensuring that the price paid reflects market trends and have knowledge of resources to help you make good chioces. I leave the subjective criteria for you to pick from. Once I understand your needs, I also have tactics that create opportunities for you. We can discuss those if you see this as a value and decide to contact me for a personal and private consultation.

In the meantime Happy Home shoppin, I hope to hear from you soon!
... more
0 votes 6 answers Share Flag
Tue Apr 20, 2010
Bob Georgiou answered:
Ken,

Aside from advising you to ask your agent, I will add I know what complex you are likely talking about...
0 votes 1 answer Share Flag
Tue Apr 6, 2010
Lucy Liou answered:
Hello, Vidya

Do you have a buyer agent to represent you yet? If so, have your agent prepare market comparable and find out how many offers to this listing if possible. It does not matter how much the listing price is and what property it is, you will purchase your property at market price. ... more
0 votes 9 answers Share Flag
Sun Jan 10, 2010
Dave Sutton answered:
Much as I love Trulia, the best way to answer the questions you're asking is to find a local Realtor to represent you. S/He will get the answers from the listing agent. Remember a buyer's agent's commission is paid by the seller, so there's no cost to you to use a buyer's agent. That's your next call. Find one on Trulia, or ask friends who've recently bought a home if they would recommend the agent they used. ... more
0 votes 2 answers Share Flag
Mon Nov 30, 2009
Steve Mohseni answered:
Gigi,

There is nothing wrong with making your primary home to a rental/investment property. You have no obligation to tell the bank and so long as you make your mortgage payment on time and carry a hazard insurance on your property, your lender most likely have no issue to talk to you about.

Let us know if we answered your questions. Best of luck!
... more
0 votes 4 answers Share Flag
Mon Nov 30, 2009
Steve Mohseni answered:
Dear Ross,

Marston did a great job of describing a lease option. It is a phenomenon that worked well in 70’s since acquiring a loan was not as streamlined as it is today and a 20% down payment was generally a requirement. To re-iterate what was already mentioned is that in a lease option deal, one of the side ends up losing and they will not be happy about it. They may try to get out of it and may end of taking the deal through litigation because of that. As a general rule, lease option is not what I recommend, however I can think of very few specific situations where I can see it work well.

One big word of caution is to be careful who you end up on a lease option agreement with as a homeowner/seller. Make sure they have plenty equity in the subject property as you would not want to end up with a property that possibly forecloses and you losing your option money and your deposit to the landlord.

Let me know how you end up. Best of luck!
... more
0 votes 3 answers Share Flag
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