Home Buying in Birmingham : Real Estate Advice

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Janet Johnso…, Home Buyer in Birmingham, AL
Janet Johnson-Gardner asked:
Who pays the transaction fee to the buyer's agency?
0 votes Share Flag Tue Aug 16, 2016 Home Buying in Birmingham
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
I have plenty of money to put down on a new home, 10k plus. My credit is below a 600 according to my bank and I cannot get approved.
I am state and federally licensed to write mortgages in 31 states for a top direct lender in the mortgage industry who offers conventional, FHA, VA, and USDA loans. We keep your info pr ... more
0 votes Share Flag Mon Jun 20, 2016 Home Buying in 35242
Ellemarchant, Home Buyer in Birmingham, AL
Ellemarchant asked:
How long does it take for someone to close on a hud home, (owner occupant).? We placed a bid on a hud home but were outbid. The winning bid won in April and we are listed as a back-up offer. It's been 2 months now. Should we assume that the other person is…
0 votes Share Flag Fri Jun 17, 2016 Home Buying in 35215
Christen Smi…, Renter in Birmingham, AL
Christen Smith asked:
Can we get a home loan? So me and my boyfriend want to buy a house. I have bad credit around a 530 from identity theft. I have been crawling out of the hole slowly. He has a 660. We are looking in the 130000 range…
0 votes Share Flag Wed Apr 27, 2016 Home Buying in Birmingham
 Wawangood, Real Estate Pro in New York, NY
Wawangood asked:
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0 votes Share Flag Sun Apr 10, 2016 Home Buying in 35211
 Wawangood, Real Estate Pro in New York, NY
Wawangood asked:
Batman v Superman Dawn of Justice http://www.ustream.tv/channel/NqAXnSSGkK3
0 votes Share Flag Sun Apr 10, 2016 Home Buying in 35211
Lmccall67, Renter in Birmingham, AL
Lmccall67 answered:
We live in Birmingham, AL. Should we use a broker or mortgage lender to buy a home?
I used first liberty mortgage in hoover al. Mrs. Cunningham is awesome.They have USDA,VA,FHA,DOWN PAYMENT ASSISTANCE programs.
0 votes Share Flag Thu Apr 7, 2016 Home Buying in 35215
jqmmaxwell, Home Buyer in Leeds, AL
jqmmaxwell asked:
Help need to rent my current home and buy a new one in birmingham,al I want to sell my house but the market around me is so so. Therefore I am thinking about renting my house out.Can I still get a loan for a new house if I still owneed the old one and do…
0 votes Share Flag Thu Mar 24, 2016 Home Buying in Birmingham
Pedalquickly, Home Buyer in Birmingham, AL
Pedalquickly asked:
Slab Home Costs 2016 I am considering building my own home (outside of Jefferson County). What is approx SF cost for 1 level BASIC Slab home with attached 2 car garage? Approx 2400 to 2500 heated space (not…
0 votes Share Flag Tue Feb 23, 2016 Home Buying in Birmingham
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
No-doc or limited-doc home loans in Birmingham AL
Mortgage lenders are heavily regulated now and must follow Federal laws. You are about 10 yrs. too late. No lender is allowed to give mortgages without proof of income. You will have ... more
0 votes Share Flag Sat Feb 13, 2016 Home Buying in Birmingham
Lmccall67, Renter in Birmingham, AL
Lmccall67 asked:
I make around 35000 yr I would like to buy a home around 124900.I will have a refund of 4100 from a tax return. Will I still qualify for a afha loan? my credit score tu 710 eq 729. I spend 150 in monthly debt. No other debt cars all paid off. How much would I qualify for also?
0 votes Share Flag Fri Jan 29, 2016 Home Buying in 35235
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
Need help from a mortgage consultant to do a credit analysis and work with me to get approved for a hud home.
I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans in all 50 states. Are lowest score we accept for government loans are 550 when most l ... more
0 votes Share Flag Sun Jan 10, 2016 Home Buying in Birmingham
Kathy Lewis,  in Valdosta, GA
Kathy Lewis answered:
Buying a house without down payment
Contact us below to learn more about 100% USDA loans. Many locations just outside of Birm are still approved.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 stat ... more
0 votes Share Flag Sat Nov 7, 2015 Home Buying in Birmingham
Kathy Lewis,  in Valdosta, GA
Kathy Lewis answered:
Struggling to buy a house with little down...
Is the home USDA eligible? 100% financing, please contact below to discuss.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a w ... more
0 votes Share Flag Sat Nov 7, 2015 Home Buying in Birmingham
Kathy Lewis,  in Valdosta, GA
Kathy Lewis answered:
My realtor knew I wanted a USDA property. Which means no down payment and 100% financing. Who is responsible for verifying the property?
Lack of communication, your lender should have discuss approved location with you in advance. Please contact us below if you need assistance.

USDA Mortgage Hub
100% USDA Rural Hou ... more
0 votes Share Flag Sat Nov 7, 2015 Home Buying in Birmingham
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
Buying a house from "For Sale by Owner", what's the procedure?
The settlement company takes care of title work - you'll need them to help complete the transaction as well as file the new deed/title etc in your jurisdiction. They'll also insure the ... more
0 votes Share Flag Thu Oct 8, 2015 Home Buying in 35216
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