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Beverly Hills : Real Estate Advice

  • All231
  • Local Info12
  • Home Buying51
  • Home Selling3
  • Market Conditions10

Activity 180
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Mon Jan 2, 2017
Sheryl Arndt answered:
Hello Cpickart, are you paying all cash or do you need some financing?

You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Once you are pre-approved and know your qualifications and purchasing power you can determine what cities and home prices you may consider.

You will need to be pre-approved to be able to meet an agent to view and submit offers on homes of your choice. You will need to gather one month paystubs, two month bank statements, last two year tax returns including 1040s, 1099s, W2s and all schedules and copies of your drivers license or ID and social security cards for each applicant.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Mon Jan 2, 2017
Sheryl Arndt answered:
Hello Random___48521, I guess it is up to you and affordability. How much do you have to work with? Do you have down payment and closing costs?

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Once you are pre-approved and know your qualifications and purchasing power you can determine what cities and home prices you may consider.

You will need to be pre-approved to be able to meet an agent to view and submit offers on homes of your choice. You will need to gather one month paystubs, two month bank statements, last two year tax returns including 1040s, 1099s, W2s and all schedules and copies of your drivers license or ID and social security cards for each applicant.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Mon Jan 2, 2017
Sheryl Arndt answered:
Hello DudeBroMeowMeow, the purchase in Pacific Palisades start from 799k for 1bd 2ba 1,253sf condo while the purchase in Monrovia start from 349k for 2bd 2ba 1,016sf condo and up. I guess it is up to you and affordability.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 417k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Once you are pre-approved and know your qualifications and purchasing power you can determine what cities you may consider. Do you have down payment and closing costs saved?

You will need to be pre-approved to be able to meet an agent to view and submit offers on homes of your choice. You will need to gather one month paystubs, two month bank statements, last two year tax returns including 1040s, 1099s, W2s and all schedules and copies of your drivers license or ID and social security cards for each applicant.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Tue Nov 29, 2016
Richard Littlefield answered:
Vanillamazat…, Renter in New York, NY
Sat Nov 19, 2016
Vanillamazatlan asked:
where are the packages and prices to make an add with trulia or zillow???
0 votes 0 Answers Share Flag
Maricris A, Other/Just Looking in Seattle, WA
Tue Nov 8, 2016
Maricris A answered:
Hello,

Currently, we do not have a tool for the consumers to remove their home photos by themselves. Please provide your complete property address and I will be able to assist. You may also send your request together with your complete address via the link below.

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Brenda12345w…, Home Buyer in Miami, FL
Tue Sep 27, 2016
Brenda12345watson asked:
Can anyone tell me the difference between DocuSign and SkySingature electronic signature solutions? Which is better?
0 votes 0 Answers Share Flag
Christos Pap…, Real Estate Pro in Chicago, IL
Thu Sep 1, 2016
Christos Papanastasatos answered:
Wouldn't you want to higher the Best? Mike Ferry agents are the best trained agents out there. Don't you want the best doctor, or mechanic?
0 votes 34 answers Share Flag
Kathleen Tri…, Other/Just Looking in Marina del Rey, CA
Mon Aug 1, 2016
Kathleen Trinh asked:
How do I delete my rental listing? It is no longer available and I can't find the place to remove it so I stop getting call and email inquiries.
0 votes 0 Answers Share Flag
Sandra Costa, Home Buyer in Los Angeles, CA
Wed Jul 27, 2016
Sandra Costa answered:
These agents are experienced and know the scoop with remodeling and new construction. As a Design and Build Firm we work closely with the agents while they keep us up to date on the buy and sell market and we do the same with construction and design costs. Our work is shown on www.sandracosta.com where you can find a wonderful presentation of homes, bathroom, kitchens and home theaters.

We are more than happy to assist you with questions you may have and walk you through the process. Our team will always deliver true facts on what hidden costs there may be lurking in remodels or hillside new build.


Please do call me.

Natasha June

natasha@sandracosta.com
323 932 0223
... more
0 votes 5 answers Share Flag
Neil Roxas, Home Buyer in Seattle, WA
Tue Jul 5, 2016
Neil Roxas answered:
Hello,

We didn't get enough information about your problem to resolve the issue. Please provide us with complete property address by replying to this email and we will be happy to assist you.


Thank you for using Trulia!

Jeo
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Galinanoviko…, Home Buyer in Beverly Hills, CA
Thu May 12, 2016
Galinanovikova1950 asked:
sol, Home Buyer in Marina del Rey, CA
Wed May 4, 2016
sol asked:
Jonathan Lah…, Real Estate Pro in Potomac, MD
Sun Apr 24, 2016
Jonathan Lahey of The Lahey Group answered:
Get someone who is expert with this .. so they can help you better!
0 votes 19 answers Share Flag
Jonathan Lah…, Real Estate Pro in Potomac, MD
Sun Apr 24, 2016
Jonathan Lahey of The Lahey Group answered:
Same here , MLS could be the best way for listings and get a lot more of exposure!
0 votes 7 answers Share Flag
Jonathan Lah…, Real Estate Pro in Potomac, MD
Sun Apr 24, 2016
Jonathan Lahey of The Lahey Group answered:
You should present the Net Income .. and discuss it with an agent...
0 votes 2 answers Share Flag
Jonathan Lah…, Real Estate Pro in Potomac, MD
Tue Apr 19, 2016
Jonathan Lahey of The Lahey Group answered:
Report it quickly to Trulia .. call to have a good answer and they will help you..
0 votes 3 answers Share Flag
Jonathan Lah…, Real Estate Pro in Potomac, MD
Tue Apr 19, 2016
Jonathan Lahey of The Lahey Group answered:
Here:

http://www.trulia.com/submit_listings/
0 votes 4 answers Share Flag
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