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Home Buying in Bettendorf : Real Estate Advice

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Activity 15
Wed Mar 1, 2017
answered:
Hello, I'm a mortgage professional.

There are several things that go into a mortgage approval but you would need a 580 credit score or above to get an FHA loan through my bank.

With an FHA loan you would only need 3.5% down payment.

If you have a higher credit score and more money down there are other loan programs available.

You are welcome to get in touch with me if you would like help with this.
... more
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Sun Sep 25, 2016
Bradmorrisonusa asked:
Fri Aug 7, 2015
Tinahurleyth95th answered:
I jeannie smith is looking for a 2 bed and 2 bad home in the country for rent from $450.00 a month the highest I can go is $500.00 a month my sister lives in lake city fl I want to be by her in lake city fl ... more
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Sat Jul 18, 2015
Angelsandteddybears45 asked:
Wed May 7, 2014
RonS answered:
I would suggest repairing your credit, and mitigating the circumstances that caused you both to damage your credit that much, from happenning again.

It doesn't pay for a bank to be "Flexible" any longer. We are required to assess a borrower's ability to repay. Part of that test is to assess the borrower's "Willingness" to repay. Outside of outright fraud, a 470 demonstrates a lack of willingness to repay. ... more
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Wed Apr 16, 2014
Frank_carpenter asked:
Hello, I recently applied for a FHA loan at US Bank for my first home. I was approved. I filed bankruptcy that was discharged in July of 2011. My 3 credit scores are 654,687,& 690. I told…
0 votes 0 Answers Share Flag
Wed Feb 5, 2014
Brad Gibson, CRS, GRI answered:
Building a new home takes time and patience. If you have the means and know exactly what you want in a home, I would build. I would also recommend taking your time with the blueprints to get all your thoughts on paper. You should also interview a few different builders to find a builder that you mesh good with. Most subdivisions in the Bettendorf area are owned by 1, 2, 3, or more builders and if you like that subdivision, you have to build with one of the builders. Your best route is to find a Realtor you are happy with and who knows new construction and the available builders. This way he/she can give you recommendations and their expertise. ... more
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Wed Feb 5, 2014
Brad Gibson, CRS, GRI answered:
The population of Bettendorf, Iowa is approximately 45,000.
0 votes 2 answers Share Flag
Wed Feb 5, 2014
Brad Gibson, CRS, GRI answered:
The average HOA dues for a condominium in Bettendorf could range anywhere from $75 to $175.
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Wed Aug 7, 2013
Hart Bondi answered:
If you would like I can refer you to an agent in the area to help you find the right property. If you have a home to sell I could assist with that process too. You may email me at hbondi@melfosterco.com or call me at 563-505-4655


"Take your home to Hart"

Hart Bondi ABR, ASP, CRS, e-PRO, SRES
Broker Associate Licensed in Iowa and Illinois
Mel Foster Co. Inc. of Iowa
2300 Spruce Hills Drive Bettendorf, IA

Call/Text 563-505-4655

Fax: 1 -866-832-8616

hbondi@melfosterco.com

www.hartbondi.com

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Wed Jun 23, 2010
Lucky Lang answered:
Judie,

You never commented as to whether this closed okay.

Please let us know.

Thanks!
1 vote 14 answers Share Flag
Wed Aug 26, 2009
Terence K. answered:
The 6% closing credit is taken from the sellers proceeds and is used for you Closing costs, Prepaids and discounts. FHA Direct Lender tkeaton@lendamerica.com
0 votes 2 answers Share Flag
Wed Jul 29, 2009
Luke Allison answered:
Even with an 800 credit score it would be difficult finding a 90% construction product in the market. That being said, you might want to try either BB&T or Suntrust. If anyone would have the product, they might. Good Luck! ... more
0 votes 1 answer Share Flag
Tue Jul 28, 2009
John Beltramea answered:
Dear Buyingblues,
Your agent should be fighting for your best interest! If he's not, consult with his broker, and if neither helps contact an attorney. If you were to pay the difference at closing and the closing doesn't take place without you agreeing to an extension you may have options. The dates on the contract may indicate the contract is invalid if closing hasn't taken place...Good Luck!
John Beltramea
Broker/Owner
Elite GMAC Real Estate
Cedar Rapids
319-329-JOHN(5646)
Iowa Licensed Real Estate Broker
Serving Eastern Iowa with Premier Service
... more
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