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Bessemer : Real Estate Advice

  • All37
  • Local Info3
  • Home Buying15
  • Home Selling1
  • Market Conditions2

Activity 41
Mon Jul 10, 2017
Traciephilpot answered:
0 votes 13 answers Share Flag
Tue Mar 21, 2017
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Tue Jan 10, 2017
Chanel answered:
Hello. Try google earth. I do not know how to enable street view.
0 votes 1 answer Share Flag
Thu Jul 14, 2016
Ger.loza answered:
I just took the IL prep course test a couple hours ago... It's def not easy, particularly if you are new to the industry... lots of legal wording and full of tricky and gotcha questions. ... more
1 vote 13 answers Share Flag
Thu Jun 30, 2016
Sales answered:
Tbodley, my name is Teresa Hood and I manage about 150 researchers and we cover about 300 counties nationwide collecting information from various document types, including Probates. We're looking to connect with a company like yourself and provide you leads where you might not currently be receiving them, but have clientele asking about them. I'd like to talk to you or one of your reps when you have time. My cell is 423-220-7809. I'm located in East Tennessee. I look forward to hearing from you soon. I invite you to visit our website at www . 1stopleadshop . com ... more
0 votes 8 answers Share Flag
Wed Mar 9, 2016
Thomas E Eder asked:
How can I post my house for sale by owner on Trulia
0 votes 0 Answers Share Flag
Sun Mar 6, 2016
Jennifer Edwards asked:
Mon Mar 2, 2015
Scott Godzyk answered:
Only licensed agents can list homes for sale on Trulia
0 votes 2 answers Share Flag
Wed Feb 4, 2015
Beach Bum Investor answered:
If you want a list of vacant properties anywhere in the USA you can find them here:
http://www.thewholesalerstoolbox.com

(Code violations are not on the list)
0 votes 1 answer Share Flag
Mon Oct 27, 2014
Jim Paulson answered:
Everyone has their own definition of what "poor credit" or "good credit" is. FHA is typically your best bet for fair interest rates but it is 3.5 % down plus closing costs. There might be options in your area for first time home buyer programs to help with down payment and closing costs.

Each lender and type of loan has a different requirement for down payment, etc., so team up with a knowledgeable Realtor that is familiar with First Time Home Buyer programs so they can get you started on the right path!

Best of luck!
Jim
... more
0 votes 1 answer Share Flag
Fri Oct 10, 2014
Tim Moore answered:
Hopefully buyers will realize rent to own is not a good deal and will avoid them so they don't lose more money fooling with them. Why a seller wants to foll with it usually means they are working to rip-off a buyer/renter that does not understand how they work -- or don't work which is more correct. ... more
0 votes 1 answer Share Flag
Sun Jun 22, 2014
answered:
Contracts cannot be assigned so a Buyer would not be able to obtain a mortgage in that case.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203(k) Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
... more
0 votes 1 answer Share Flag
Mon May 19, 2014
answered:
Rent To Own is a better deal for the Seller than it would ever be for a potential Buyer.

Key Points of Rent-To-Own:

• Portion of monthly rent payment is set aside by Landlord towards a future down payment
• Landlord/Seller locks you into a price today for a purchase tomorrow
• Forces the Tenant/Homebuyer to save towards down payment
• Tenant/Homebuyer still has to apply for a mortgage in the future to purchase the home

Rent-To-Own "forces" savings towards a down payment. Your Landlord deducts a pre-determined amount to hold in a special bank account, called an "escrow" account until you have saved up enough---through this "forced-savings" method---to meet a down payment to purchase the home.
At the end of the agreement, usually 2 to 3 years, you must apply for a mortgage loan to complete the purchase of the home. The terms of the purchase price, including the down payment amount, and the amount to be set aside from the rental for down payment, are all set down at the time of lease signing.

You can save for a down payment on your own.

If you are dedicated to the idea of buying a home, create a savings plan. When you have enough for a down payment YOU get to decide on the price you're willing to pay for a home based on market conditions.

With Rent To Own you're locked in to the house and to the price. What happens if three years from now your life situation has changed? Maybe you need a bigger/smaller home. Maybe your employment has relocated. Maybe your credit or income is insufficient to qualify for a mortgage loan.

Get Prequalified by a local Mortgage Banker. You may find you're qualified now for a mortgage loan.

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
0 votes 6 answers Share Flag
Thu Apr 24, 2014
Renee Hamilton answered:
You should speak with a Realtor or a Loan Officer first. In most cases you will need to have a prequalification letter stating what you can afford. This is information that is only shared between you, your Realtor and Lender. Once you a prequalified your agent will begin showing you properties based on you list of items you would like in a home. If you have less than perfect credit, the lender can help you with that too.

Sincerely,
Renee Hamilton
205-504-0421
reneehamiltonsellshomes@gmail.com
www.e21realty.com
... more
0 votes 4 answers Share Flag
Thu Apr 24, 2014
Renee Hamilton answered:
I have two fantastic lenders that I work with. Both offer different programs that can benefit a wide range of buyers. Feel free to call or email me with your specific situation and I will get you in touch.

Sincerely,
Renee Hamilton
Alabama Real Estate Agent
205-504-0421
reneehamiltonsellshomes@gmail.com
www.e21realty.com
... more
0 votes 2 answers Share Flag
Mon Mar 17, 2014
Mike Washburn asked:
Please remove my home from you listing. I have sent detailed information and you have not updated. Thank You.

Mike Washburn
0 votes 0 Answers Share Flag
Tue Oct 8, 2013
Aaron Sims answered:
I see you've another older post and no answers. I would recomend Jefferson Title for closings. They handle everything from title searches, can do Power of attorneys if needed for the closing, and have the lawyers to do the closings themselves.
If you need a contact name and number for someone there, let me know and I'll get it to you!

Aaron Sims
jaaronsims.re@gmail.com
... more
0 votes 1 answer Share Flag
Tue Oct 8, 2013
Aaron Sims answered:
I see this is an old post, I also see Bessemer as your area and if that is so, I can assure you there are other agents who can provide you with information on homes int he Bessemer area.
I do hope that your relationship with this agent has changed, or by now perhaps you've found another source of information. Are you an investor? looking for a property for yourself??
I may can assist you, please let me know.

Aaron Sims
jaaronsims.re@gmail.com
... more
0 votes 2 answers Share Flag
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