For FHA, its a 2 year wait after a Chapter 7 BK. If its a 13, you may be eligible after 12 months so long as the courts allow it. For Conventional Financing (Fannie Mae) the period is 3 years after a 7 BK. I'm not familiar with any lenders that are doing no score financing. If there are, you can expect to pay a heavy premium.
My suggestion would be to restablish your credit scores and history first. Sounds like you have the time.
Start now by opening a secured credit card via your bank or other local bank/credit union. You could also be added onto someone else's card as an athorized user or co-borrower to get an even greater jump start.
There other considerations to take into account with all thes methods and a LO experienced in credit repair should be able to assist at no up front cost.