Financing in Bernalillo County : Real Estate Advice

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Shernandez, Home Buyer in Albuquerque, NM
Shernandez answered:
ITIN lending in NM?
Please contact us at Homestart call 505-243-6566
0 votes Share Flag Thu Apr 7, 2016 Financing in Albuquerque
Yvonne Smith, Real Estate Pro in Albuquerque, NM
Yvonne Smith answered:
Incompetent appraisal, is it a wise choice to sue?
As an appraisal is only an opinion of value, it would be pretty hard to win. I know there are some bad appraisers out there. I ran into this once before on an FHA loan and here's the ... more
0 votes Share Flag Sun May 17, 2015 Financing in Albuquerque
Alice Richar…, Real Estate Pro in Albuquerque, NM
Alice Richards Meyerhoff answered:
I have a credit score of 690, but no down payment, make 75K. can I qualify in Albuquerque, NM. Also first time home buyer, over 55.
Yes you can qualify! There are numerous loan programs out there. Fitting you with the right loan and house is key. Lots of questions for you so call or text me.
0 votes Share Flag Wed Aug 27, 2014 Financing in Albuquerque
Steve Quinta…, Real Estate Pro in Albuquerque, NM
Steve Quintana answered:
Hello I have a credit score around 610 and my wife has one that is around 660. Can we get financed in ABQ for a VA Loan with those credit scores?
My suggestion, in Albuquerque, is to contact a local lender with a strong track record who can answer your question to a high degree of certainty, not just as to credit score, but fully ... more
0 votes Share Flag Fri Aug 1, 2014 Financing in Albuquerque
sbode10, Home Seller in Albuquerque, NM
sbode10 answered:
Is it possible to obtain an FHA loan in Albuquerque?
Can I get an FHA loan to buy a condo in Albuquerque NM?
0 votes Share Flag Mon Jun 2, 2014 Financing in 87110
Josh Barnett, Real Estate Pro in Chandler, OK
Josh Barnett answered:
Does anyone know of a lender that does no-seasoning cash out refinance for investment property bought? Needs to be outside of Fannie 6 month rule
Discuss with your Broker, he / she will be able to help you and your client.
0 votes Share Flag Wed Dec 25, 2013 Financing in Albuquerque
Leigh-Jo Anz…, Real Estate Pro in Albuquerque, NM
Leigh-Jo Anzures answered:
What are the tax savings generated by my mortgage?
I would recommend connecting with a tax professional regarding the matter. They can break down all available options and help you determine which ones can benefit you most.

Leigh-Jo ... more
0 votes Share Flag Tue Jan 22, 2013 Financing in Albuquerque
Chris Smith, Real Estate Pro in Albuquerque, NM
Chris Smith answered:
First time home buyer...
I would recommend starting with Dean Ellison with Frost Mortgage. He can be reached at 505-362-1587 or email He will provide necessary information and ... more
0 votes Share Flag Sun Nov 4, 2012 Financing in 87111
Mark DeWitt, Real Estate Pro in Carlsbad, Ca, CA
Mark DeWitt answered:
Need hard money lender for mixed use commercial/residential, any one fund these types of loans?
Hi Martha,

We lend on mixed use properties (not hard money). I would be happy to disucss with you.


Mark DeWitt
National Residential
mdewitt@natresdir ... more
0 votes Share Flag Mon Apr 16, 2012 Financing in 87107
Konnie, Home Seller in Albuquerque, NM
Konnie answered:
Interested in condo property with seller based financing
I own a condo in Albuquerque that I am thinking of selling. What sort of down payment are you considering? Are you considering this as a rental property or owner-occupied?
0 votes Share Flag Wed Jan 11, 2012 Financing in Albuquerque
Shane Milne, Real Estate Pro in South Jordan, UT
Shane Milne answered:
Is 1099 income or bonus/commission income different than w2 income in obtaining a mortgage and meeting the lenght of employment requirement?
Bonus & commission income is averaged over a 2 year period. So if you are paid W-2'd income for 2 years, and if it is all bonuses & commissions, then a 2-year average of b ... more
0 votes Share Flag Fri Sep 30, 2011 Financing in 87107
Joshua Chris…, Real Estate Pro in Albuquerque, NM
Joshua Christensen answered:
Any Albuquerque, NM hard money lenders for a C-3 zoned house (can be used for business or residence)?
Absolutely. In fact, we can do better than HARD Money. I've got a portfolio lender I work with who will consider non-conforming properties like this for their portfolio. Rates a ... more
0 votes Share Flag Thu Mar 10, 2011 Financing in 87123
Janet Nation,…, Real Estate Pro in Baldwin, NY
Janet Nation, CBR answered:
Do I have legal recourse against mortgage co. who gave buyer a pre-approval letter and then day of closing, denied the loan?
There seems to be some some steps missing between the pre-approval approval and being denied a loan a on the day of closing but based on the limited information provided, the answer is ... more
0 votes Share Flag Fri Oct 29, 2010 Financing in 87120
FSBOsuccess, Home Seller in 28590
FSBOsuccess answered:
I have a fico score of 632 I make 35000. a year and I am 18 months out of a bankruptcy with a debt to credit ratio of 58credit/42 debt can I apply for
I sure hope not! You had a bankruptcy in the last 2 years and now want someone to issue you credit to buy a house?!?!? You are kidding aren't you?
0 votes Share Flag Sat Apr 24, 2010 Financing in Tijeras
Corey Grushin, Real Estate Pro in East Brunswick, NJ
Corey Grushin answered:
What are my options for financing with a credit score of 632 & husbands of approx. 701? Can 10% down be an option with banks?
Sean the 632 credit score is prohitive in obtaining mortgage insurance, so if you want a Conventional loan you would need 20% down if you were on the loan for income purposes.
The alte ... more
0 votes Share Flag Tue Mar 9, 2010 Financing in Tijeras
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