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Bermuda Dunes : Real Estate Advice

  • All19
  • Local Info2
  • Home Buying6
  • Home Selling0
  • Market Conditions1

Activity 30
Thu Apr 13, 2017
Amber.knowels answered:
My community was paying over $300 a month in HOA dues. We we fed up with maying so much and found a company called HOA advisors. They were able to help our HOA save money which alowed us to lower how dues. they are located in southern california and there website is hoaa.com. Good luck!! ... more
0 votes 6 answers Share Flag
Wed Aug 31, 2016
Maria C Zarzosa asked:
how do I unsubsubscribe I am getting prospective clients and my condo at Bermuda Dunes is already rented. Besides I AM THE OWNER not an agent or a person looking to rent.
0 votes 0 Answers Share Flag
Fri Jul 8, 2016
answered:
I assume they have some income, if so then what to do is make them borrowers and you cosigner. This way you can get the low down loans. But your situation may be different.

If you would like to call me, my phone number is 714-968-2500 I would gladly tell you your best options.

NMLS 287206
... more
0 votes 1 answer Share Flag
Thu Jul 7, 2016
Pedsnurse6301 asked:
Mon Nov 2, 2015
Jay Jay asked:
Fri Jan 2, 2015
Robert Hanson answered:
I and some other lenders (but not all) can work with that score to get an FHA or VA or USDA mortgage. It is also possible that you could do some minor credit tweaking and get your score to a 620 to qualify for a conventional loan. Depending on the details, that may, or may not be the best option for you. You need to speak with a lender representative that will lay out a variety of these options and take the time to go over the pros and cons of each. If I can be of assistance, feel free to contact me at your convenience. You can live chat with me at the link below and my full contact information tagline will also be posted as a reply to this comment. Regards, Robert Hanson: robertlh66@verizon.net ... more
0 votes 6 answers Share Flag
Fri Jan 2, 2015
Cindy Davis answered:
I believe so, but your best bet would be to ask an an accountant.
0 votes 1 answer Share Flag
Wed Apr 9, 2014
Kevin Reuter answered:
Thanks for the feedback. I'm headed to la quinta. Thank you all for the help
0 votes 4 answers Share Flag
Tue Dec 10, 2013
JR Thrasher answered:
Yes?

J.R. Thrasher
www.SanDiegoRealEstateVeterans.com
619-929-0105
0 votes 5 answers Share Flag
Tue Oct 15, 2013
Kevin and Julie McLaughlin answered:
Bradley gave the best answer - I agree that you should consult an attorney if you feel you are being mistreated.
0 votes 4 answers Share Flag
Thu Aug 22, 2013
Alexander Greer answered:
If you need a real estate agent I can recommend one. Most importantly I can get you pre-approved for a purchase loan so that you know how much you can afford. You can call me at 408-352-5147 or email me at AGreer@themortgageoutlet.com. You can check us out at http://www.TheMortgageOutlet.com. I will look at your situation and present you with some options.

Alex Greer
NMLS #1056079
... more
0 votes 1 answer Share Flag
Wed Oct 24, 2012
Jane Tillinghast answered:
Re. the inspection issue: Most contracts state that the sale is contingent upon a satisfactory home inspection. (Obviously "satisfactory" can be ambiguous.) However it the contingency was put in place by the buyer, so based on staisfactory per buyer will often be the "generic" answer if it is not further spelled out. If this is/was an REO/as is sale it may be further problematic and a reminder for us all. Re how you can tell if a house is sold is a little more difficult. The recorder's office is a good start but you may be located in a non disclosure state.Therefore you may not know when (or if) the deed has transferred. If you are looking for general purposes (i.e. house shopping, you can try to google the address and it will probably come up as pending. If your needs are more specific, you may greatly benefit from either a realtor, real estate attorney...whatever best suits your needs. It truly depends on why you are inquiring and state laws are also an issue. There have been some states in which short sales have been an issue due to "short cuts" and overall the buyer and seler not being fully informed. (Unfortunately this also applies to realtors in some areas.) In defense of the realtors, if the bank says sell and the realtor sells, whose fault is it? It was my understanding that "red tape" issues were getting in the way and the prior owners (who did not make the payments obviously) were getting the homes back. I know it is a mess...I think it boils down to the need to be more specific in these ever changing times. I truly believe that your best place to start is with a good realtor (and no I am not a realtor). Best of luck. You have already made a big step that a lot of people do not do-ASK FOR HELP. Your answers may not be consistent but it is more than a good start. ... more
0 votes 3 answers Share Flag
Fri Oct 12, 2012
Devona Garrigus answered:
You would need to drag the issue into court. You're better off relocating if the HOA fees bother you that much.
1 vote 6 answers Share Flag
Wed Jul 18, 2012
Ray Wright answered:
Whenever there's a change in financing you'll need to disclose it because it is a change to the original contract. Typically, the bank on the short sale will not have any issue. The one you need to disclose it to is the seller and I'd do it right away. A simple addendum should suffice. If they accepted an FHA offer, they probably won't have any issue with the VA loan. ... more
0 votes 2 answers Share Flag
Wed Jul 18, 2012
Ray Wright answered:
You could hire an attorney and pay them to help you OR you could "hire" a Realtor and let the bank pay them for helping you.

Other than foreclosures, court ordered sales are few and far between. I've come across a few due to divorces, however your best bet is to get with a Realtor and sit down to go over your desires and needs. As far as being first, as stated previously, it's not always an advantage over others due to the way banks deal with offers.

I suggest you have your Realtor help you designate areas you like and then he or she can search for homes in that same area that may come on the market soon (i.e., pre-foreclosures). Your Realtor can even contact homeowners in those areas to see if anyone is interested in selling. When I was a child, my mom went to the grocery store. While she was gone, a Realtor knocked at the door asking if we were interested in selling because she had buyers interested in our floorplan. My dad allowed her to show the buyers the house and they made an offer right then and there. My dad signed the contract, contingent upon my mother's signature. Needless to say, there was a "go to your room" moment for me while my mom and dad "discussed" the issue. But in the end, we moved and the buyers were happy! Of course, that may be rare but it obviously does happen and I've always remembered that Realtor's "go-getter" attitude.

Your BEST option, if you're serious about purchasing a home is to get with a Realtor who knows the area and can help you through the process. That's the FIRST and foremost step in purchasing a home. Check with friends and family to see if they can refer someone to you or research sites, such as this one to find a good professional Realtor. Your SECOND step is to get pre-qualified for a loan. AFTER you find a Realtor, he or she will have you meet with the lender that he or she uses regularly. This is important. Please let me know if I can help or if you have any more questions.

Also, please let us know who was the most helpful by voting for the "Best Answer" and giving us a "Thumbs Up".!

Good luck!

Ray Wright
Keller Williams Realty
951-354-1303
RayWright@kw.com
... more
0 votes 5 answers Share Flag
Sat Jul 14, 2012
Carla answered:
I would be very interested in leasing with option to buy in Sundance, Indian Wells.
Please contact me with more information. I am looking to move in September if possible.

Thank you,

Carla
yourhealthylife@hotmail.com
971-285-7671
... more
0 votes 3 answers Share Flag
Sat May 5, 2012
Ray Wright answered:
First of all, I'm sorry to hear about your circumstances. Just know that you are not alone. Numerous people are finding themselves in the same situation.

I would need a little more info to answer your question correctly. Are you the previous owner of the home that was foreclosed upon or are you renters living in the home?

If you are renters, than the bank's Realtor will make contact with you to most likely negotiate a Cash-for-Keys where the bank will pay you to help with moving arrangements. The bank will not communicate with the previous owners since you are living in the home and have possession. When the Realtor makes contact, advise them you are interested in purchasing the property. They'll be able to advise you if the bank will entertain an offer from you and will assist you in getting prequalified for a purchase loan.

If you're the previous owner, than your options are more limited. The bank won't accept an offer from you. Once the home is foreclosed upon, you also have the option of the Cash-for-Keys if the bank is offering it and if you have possession. You would typically have to move out 30-45 days in order to receive the check. Then I would start down the road of credit repair in order to be ready for homeownership again in just a few short years. The market will still most likely be down and hopefully interest rates will still be low.

Another question I have is, what makes you believe it was an unlawful foreclosure? Was there fraud involved with your original loan and/or the foreclosure? Was your modification permanent and finalized, were you in a trial modification, or were you in the process of negotiating a modification? I've worked closely with hundreds of foreclosures & evictions and I rarely come across unlawful foreclosures. Even when I have, it's typically a paperwork issue that delays only the eviction until the bank corrects the issue. If you believe the foreclosure was unlawful, then you may have a good case to present to a Real Estate attorney. I would contact one right away.

I wish you the best and please don't hesitate to contact me if you have any further questions or would like to discuss in more detail.

Ray Wright
Realtor/Certified Pre-foreclosure Specialist
Keller Williams Realty
Direct: 951-354-1303
email: RayWright@kwrealty.com
... more
1 vote 2 answers Share Flag
Thu Mar 15, 2012
Zeke&Terri Wheeler answered:
I live in 92203 and there are no mello roos in Bermuda Dunes Country Club and the HOA fees in this gated community are only $145 per month and this includes Cable TV with HBO & Showtime and all music channels. This applies to homes only that are within the seven gated areas and excludes those homes and condos that are in secondary gated or have their own private HOA.

Most of the homes built after 1999 and north of I-10 have mello roos. I believe there are 21 subdivisions and approx 18 of the 21 have mello roos. TEAM WHEELER has access to all that information and we would love the opportunity to show you the communities without mello roos. We can be reached at: 760.409.7630 or ZekeTerri@Team-Wheeler.com.
... more
0 votes 4 answers Share Flag
Thu Jan 19, 2012
Elizabeth Schulze answered:
I sold a home on Bowden Drive and the homeowners are very happy with the neighborhood and their neighbors. I have friends that live in Bermuda Dunes Country Club, and I have sold a couple of condo's in Saddlerock. It is entirely up to you to make that decision. The best way to decide is to drive in the neighborhood you are considering and park your car for a short spell at different times of the day. Check the internet for crime statistics and school rankings around the area you are interested in. You can get a general picture of the community and go from there. Good luck. ... more
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