Hi Tom, you might also consider buying a major fixer upper and getting a renovation loan on the property.
This way, you can buy the infrastructure (electrical, plumbing, etc.) already in place and redo the house the way you want.
Essentially, you'd be building from the ground up, but with the ability to get a loan and not having to bring in power - which can get quite expensive.
Tim Floyd, at Prospecting Mortgage: email@example.com
handles renovation loans.
I love finding fixers for clients, so if you'd like to chat, call me at 510-225-5323
Daniel Winkler & Associates