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Benbrook : Real Estate Advice

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  • Local Info2
  • Home Buying4
  • Home Selling1
  • Market Conditions0

Activity 58
Sat Sep 2, 2017
Altmntsprngc asked:
Pictures that are NOT of my house are shown of my address.
These pictures are not my house. Plus my house is NOT for sale.
Zillow corrected their site yesterday - including incorrect listing…
0 votes 0 Answers Share Flag
Mon Jul 24, 2017
answered:
Hi Gingerella,

If your score is 770, you shouldn't have anything to worry about in terms of qualifying for a mortgage credit wise.

There are a essentially 4 programs available that offer low or no money down options.

1) VA is no money down but you have to be a qualified Veteran.
2) USDA is also no money down but you have to buy in an eligible rural area & qualify under the county income limits.
3) FHA requires a down payment of just 3.5% of the purchase price. On a $250,000 sales price you would need a DP of $8,750. The down payment came come from a family member as a gift or you can take a loan against your 401K & we won't have to count the loan against you.
4) Fannie Mae & Freddie Mac both have a program that only requires a down payment of 3% but they both have income limits.

I would see which ones you qualify for & then let you decided which option works best for you.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
jburke@gpbankTX.net
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
0 votes 1 answer Share Flag
Wed Jul 19, 2017
Gingerella asked:
I have excellent credit, 770 but I am leasing a house that doesn't allow for much saving. I would like to buy a house when this lease is up however I am concerned that my credit will…
0 votes 0 Answers Share Flag
Sat Jan 14, 2017
Susie Kay answered:
I would suggest that you ask the local police department. They have the most updated and accurate info on crime.
0 votes 1 answer Share Flag
Fri Dec 9, 2016
Edward_moffett asked:
One or more realty companies in Fort Worth has an obnoxious habit of posting rental properties as "for sale". Usually, the "for sale" price is well below average for…
0 votes 0 Answers Share Flag
Fri Aug 19, 2016
MCM_STL answered:
It depends. It can be a bit of a gamble. If something happens and you need to sell the home within a relatively short period of time, you could lose even more money than if you paid the market price. However, sometimes you can also start a trend that results in overall increased value for an area. Once you've willingly "overpaid" you've created a comp that will be used when assessing other purchases. My neighborhood saw sales prices jump roughly 10% last year because one person came along and paid cash for a house that we really thought was overpriced. ... more
0 votes 1 answer Share Flag
Sat May 21, 2016
Alysse Musgrave answered:
Good credit alone isn't enough to qualify you for a loan. Lenders also consider your income, job history, and debt load, and you need to have some money saved for the down payment and closing costs. Call Tony Kruse at Iberiabank Mortgage and see what he can do. If he can't approve you he'll advise you and help you get there.

Don't Let Them Make a Monkey Out of You! Follow the links below.

Alysse Musgrave
http://HelpUBuyAmerica.com
https://www.youtube.com/watch?v=D5wipynkV4U

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
... more
0 votes 1 answer Share Flag
Tue May 10, 2016
Custom1911shooter answered:
If you son is not required to register as a sex offender or if he served no time, things should be fine. If he was a first time offender and received probation under deferred adjudication auspices, he has only an arrest record once he completes probation. If he's of school age, the district might be required to get a court order and access files beyond the arrest.

I would suggest you seek legal counsel (there are free legal services to answer questions for folks that cannot afford an attorney). Not having the type of information you need makes me think your son had a public defender. Public defenders only handle the actual charges against your son. Had you hired an attorney, he would have answered all the questions concerning your son's future. a quick search online shoed lists of pro bono attorneys in Texas. I'm sure all states have such services.

There too many factors that come into play with your issue and I understand your reluctance to ask questions on a public forum. If for some reason you cannot seek paid or pro bono legal help, you can always write a letter to the Office of the State Attorney General if you have questions concerning the implications of your son's conviction.

Pro bono attorneys in Texas:
http://www.bing.com/search?q=pro+bono+lawyers+in+texas&form=PRUSEN&mkt=en-us&refig=4133a3c627fd41c391fe968ed551f065&pq=pro+bono&sc=8-8&sp=-1&qs=n&sk=&cvid=4133a3c627fd41c391fe968ed551f065

In my college days, a couple of us were busted for smoking pot. After my probation was successfully completed, I joined the military and passed a background check for a Secret Security Clearance.

Good luck.
... more
0 votes 1 answer Share Flag
Thu Apr 28, 2016
Dana answered:
Hello,

Thank you for contacting us. The photos have been removed from our display as you requested.

Please let me know if you have any additional questions.
0 votes 1 answer Share Flag
Thu Apr 21, 2016
Alysse Musgrave answered:
I have a program for you. Give me a call at 214-734-3863 or email alysse@helpubuyamerica.com.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave

http://HelpUBuyAmerica.com
https://www.youtube.com/watch?v=D5wipynkV4U


Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
... more
0 votes 1 answer Share Flag
Wed Mar 23, 2016
Anhminhnguyen88 asked:
Sat Jan 16, 2016
Tracienguyen answered:
When I bought a house I paid for owner title policy now I sell the house can I transfer title ppolicy to the buyer?
0 votes 11 answers Share Flag
Thu Oct 15, 2015
Acrc8287 answered:
Thank you very much for taking the time to respond!
0 votes 2 answers Share Flag
Mon Apr 6, 2015
Ereka Jones answered:
Agree with the other agents on the post.
0 votes 4 answers Share Flag
Mon Apr 6, 2015
Ereka Jones answered:
In the event of an accident with home , you should maintain coverage until the home sells. You are still the owner in most states based on the law.
1 vote 1 answer Share Flag
Fri Apr 3, 2015
Gayle Giliberto answered:
Mon Jan 5, 2015
Phillip Madison answered:
Unfortunately this is very common and extremely annoying. Thank you for flagging it!
0 votes 2 answers Share Flag
Tue Dec 23, 2014
Phillip Madison answered:
Rosalind Oster,

This home does have a pool. As of today it is still listed as Active as well.
If you have any other questions please let me know. I would be happy to assist in your home search. Of course as a buyer it does not cost you anything to be represented by a Realtor.

I look forward to hearing from you.

Phillip Madison
254-212-9186
phillipmadison@kw.com
... more
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