Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Belmont Heights : Real Estate Advice

  • All19
  • Local Info2
  • Home Buying1
  • Home Selling0
  • Market Conditions0

Activity 11
Fri Feb 17, 2017
Delatorre.birgit answered:
I am NOT a RE agent looking for you business, but a parent who has raised two kids in the Bixby Knolls/Cal. Heights area. This area is very safe. Cal. Heights is more of a starter area with lots of family with smaller kids. The elementary and middle schools are great. ... more
0 votes 5 answers Share Flag
Sun Jan 29, 2017
answered:
Hello Courtney, here is a link to 66 in Long Beach and 2 in Belmont Heights rentals to call and go direct. There are two rentals in Belmont Heights under $1,200 monthly rent. Good luck.

http://www.realtor.com/apartments/Long-Beach_CA/price-na-1200/affordable

http://www.realtor.com/apartments/Belmont-Heights_Long-Beach_CA/price-na-1200/affordable

The purchase in Long Beach start from 115k for a 412sf studio apartment in a 12 unit bldg. and up. You may qualify to buy with less than first, last and security with down payment and closing costs assistance and pay less than rent.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sun Mar 29, 2015
answered:
Hello Rose, the rentals in 90803 zip code start from $1,795 for 2bd 1ba apartment with community laundry and up.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

The purchase in 90803 zip code start from 324k for 1bd 1ba condo which is as low as $1,610 down payment with a minimum 580 fico score. You are a first time home buyer if you have not owned a home within 3 years.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 1 answer Share Flag
Sun Feb 22, 2015
Karen McEniry answered:
You may want to check with some property management companies in Long Beach, such as Pabst Kinney, Action Management, or Centennial Property Management. You can also look into apartment communities, as they will often allow month to month rentals. Most private rentals require longer terms. Another place that rents for about that amount and allows pets is the Seaport Marina Hotel at 2nd and PCH. It is not luxurious, but it is in a great location and is affordable. Best of luck!

Best Regards,
Karen McEniry, Realtor, SFR, SRES
Coldwell Banker Beachside, Realtors
karen@karenmceniry.com
(714) 343-9470
... more
0 votes 4 answers Share Flag
Sun Feb 22, 2015
Karen McEniry answered:
If you expand your search area beyond Belmont Heights, you may be able to find something. One suggestion would be to contact the many Long Beach Property management companies who handle rentals. A few of them I would recommend are Pabst Kinney, Centennial Properties and Action Management, all in Long Beach. Best of luck! ... more
0 votes 5 answers Share Flag
Wed Jan 14, 2015
Alex Montelongo Real Estate Group answered:
That's a tough one. Most landlords are looking for tenants with decent credit. Your best bet is to submit a letter explaining why your credit is bad and offer to increase the deposit for security. A 3-4 bedroom home in a nice area will cost roughly $2150-$2500 per month. An increased deposit and first months rent could cost somewhere around $7500 total to move in. You will have to work it in order for someone to give you a chance to rent. You may get turned down several times but keep trying. You'll find something..

All the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
... more
0 votes 2 answers Share Flag
Sat Apr 26, 2014
Alex Montelongo Real Estate Group answered:
Some landlords may accept only a letter of employment and a reference from a previous landlord. I would work with a property management company or large apartment complex. They may take a chance on you. Landlords want credit reports. Are you not able to provide a credit report from your place of origin? I'm pretty sure they have credit reports in Canada.

All the best.

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-787 Cell
BRE Lic #01456982
... more
0 votes 1 answer Share Flag
Thu Aug 1, 2013
Lesley Harris answered:
There are only 20 Active REO's in Long Beach currently showing in the MLS (another 10 showing in escrow)

What was the address?

Lesley Harris, Realtor
Cal Tex Properties & REO's
(562) 673-0943

LesleySells@gmail.com

#01124037
... more
0 votes 5 answers Share Flag
Tue Jul 31, 2012
Adolfo Paz answered:
Check out this link:
http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/vash
Most landlords are unfamiliar with the HUD/VASH program, so it is up to you to educate them by knowing how much the program pays, the length of time of the rental comittment and your contribution amount, if any. I suggest you contact the City of Long Beach Housing Authority which appears to be the administrator of the VASH program in Long Beach at the below website:
http://www.longbeach.gov/health/housing/rental_assistance_programs/default.asp.
City of Long Beach Housing Authority
521 East Fourth Street
Long Beach, CA 90802

PHONE:
562-570-6985

HOURS:
7:30 a.m. - 5:00 p.m. Monday through Thursday
7:30 a.m. - 4:30 p.m. Friday

PS- I located a suitable 1st Floor, 1BR/1BA unit by the VA Hospital, rent amount $1200/mo, Security Deposit $1500/mo - Contact Stephen Mercier,Realtor\Veteran at benefitrealty@gmail.com
... more
0 votes 1 answer Share Flag
Sun Jun 17, 2012
Roberto Gosim answered:
Hello Andrea!
Obviously you get the info somewhere about this
property available for lease. However you get that info,
thats the best source for you. I worked with a lot of
renters before and if you still need help contact me.

Roberto Gosim
Century 21 Action!
DRE Lic#: 01362188
Cell: (310) 5975686
... more
0 votes 4 answers Share Flag
Fri Oct 1, 2010
Monir Mamoun answered:
Great question! Questions regarding crime and safety on Long Beach buses are best referred to the local police and sheriff departments. They will have the most up to date and accurate information. A local agent is typically legally restricted from offering an "opinion" about such matters. ... more
0 votes 5 answers Share Flag
Search Advice
Search

Followers

465