Cheryl, I have two houses in belmont that might fit your mothers need. and the owner may be willing to carry the mortgage for 12 to 15 months. I have been a Realtor for 25yrs. and have sold close to 100 homes in the Belmont area. My office use to be on smithville rd. just south of watervliet. Go to www. randybyrd.com and look at chelsea and white oak and see if that would fit your mothers needs. also have one in kettering on roslyn. I can be reach at 937-416-4510 or 937-432-3733.