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Bellmawr : Real Estate Advice

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  • Local Info0
  • Home Buying9
  • Home Selling0
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Activity 15
Thu Sep 28, 2017
Worldwidefunding2017 answered:
Even with the poorest credit score we were given a loan by worldwidefunding2017@gmail.com, this is great , get in touch with them now and get your guaranteed funding..
0 votes 1 answer Share Flag
Mon Apr 25, 2016
answered:
Your email is a little confusing. Is the bank that owns the home also the bank you are getting the loan from? Or are they two separate entities?

The appraisal and value are most likely "subject to" these repairs (check the report). This means that the repairs need to be completed PRIOR TO CLOSING. Generally these repairs need to be completed by the seller, because the bank doesn't want you altering a property you don't own.

The exception to the repairs being completed prior to closing would be if the weather didn't permit the repairs to be done, such as a new roof in the middle of a snowy winter.

Generally a lender will require that any subject to work be completed by a licensed professional, unless you yourself are a licensed contractor. The bank lending you money wants their money to be safe and a huge part of their investment is in the home itself (the other part being in trusting you to make the payments). So from a liability standpoint if it's important enough that the appraiser cited it then a pro needs to do it.

Generally they wouldn't be able to add this to your mortgage unless your are doing a renovation mortgage (203k or Homestyle) so it sounds like we're missing some info here. But at the end of the day if you want the home then you need to play by the lender's rules and within the boundaries of what the seller will cooperate on. The alternative is to walk away and find another home.

Sounds like you really need to communicate more in depth with your Realtor and Lender before deciding what course of action you want to take. Hope this helps!
... more
0 votes 1 answer Share Flag
Mon May 4, 2015
thinz answered:
Of course...go here to see some things that may interest you. http://www.apartmentguide.com/apartments/New-Jersey/Bellmawr/

If you can't find anything there, don't forget trulia as a resource - http://www.trulia.com/for_rent/Bellmawr,NJ

Good luck. Tom Hinz thinz@apexgroupus.com www.shortsaletosell.com
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0 votes 1 answer Share Flag
Fri May 1, 2015
Kevinkarcher330 asked:
Sat Sep 6, 2014
Charyl Burley answered:
My parents just passed on this year; however, they had lived in Bellmawr for 46 years. Their house was never broken into, nor was there ever anything stolen from their yard. As far as the kidnapping issue, my parents couldn't even give us away :) Creek Road is quite famous for being a speed trap, so I guess you could call it safe. ... more
0 votes 3 answers Share Flag
Mon Dec 16, 2013
The Rifkin Team answered:
Usually not. If you want to send me an email with the property address I would be happy to email you the taxes for this specific property.


Thanks
Samuel Rifkin
0 votes 4 answers Share Flag
Tue Jul 2, 2013
The Rifkin Team answered:
Id love to help you. Please give me a call.


Thanks,
Samuel Rifkin
609-315-9119
www.SamSellsNJ.com
The Rifkin Team
Keller Williams Realty
0 votes 2 answers Share Flag
Fri May 10, 2013
Darrell Hess answered:
Yes. Yes there is.

(This portion of the answer is in place to satisfy minimum characters needed).
0 votes 8 answers Share Flag
Fri Feb 22, 2013
answered:
While there are several factors which must be addressed for qualification purposes, you could obtain a conventional mortgage for as little as 3% down or FHA for 3.5%. If you're a veteran, you would qualify for a VA Loan which offers 100% financing. There are truly a wide variety of options available, it's all about finding which program makes most sense for YOU. If you'd like to further discuss your options in greater depth please don't hesitate contacting me directly; I'm available on the weekends as well.


Kindest regards,


Paul Marzolla
Loan Officer
University Mortgage
(201) 957-6768
(201) 203-2266
pmarzolla@unvmortgage.com
NMLS#922891
... more
0 votes 6 answers Share Flag
Thu Feb 21, 2013
Larry Sarlo answered:
Bellmawr is very much similar in all areas.

Deciding to be on a main road or not is probably a significant concern.

Also living near the business areas should also be a considered.

Search foreclosures and short sale here: www.BuyNJShortSales.com

"Nobody Sells More Real Estate than RE/MAX"

Search the MLS on your phone by Text: In the subject line on your mobile phone- LSAR1 -to number 87778 ... hit send... A GPS feature for listings at your finger tips

Larry Sarlo When you want it Sold Fast!
RE/MAX Preferred
609-868-1171 call / text / email 7 days
lsarlo@comcast.net
www.larrysarlo.com
... more
0 votes 1 answer Share Flag
Thu Feb 21, 2013
Larry Sarlo answered:
Bellmawr is a reasonable area to live in.
Commuting is easy.
Lots of shopping nearby.
Easy access to all major highways.
Tax structure is low.
Home prices are reasonable.
Nice homes, nice town, good services, good schools...

Bellmawr is a nice area.

Surrounding areas are similar to appeal. Mt Ephraim, Gloucester, Westville, West Collingswood Heights, Haddon Heights, Barrington etc...

Search foreclosures and short sale here: www.BuyNJShortSales.com

"Nobody Sells More Real Estate than RE/MAX"

Search the MLS on your phone by Text: In the subject line on your mobile phone- LSAR1 -to number 87778 ... hit send... A GPS feature for listings at your finger tips

Larry Sarlo When you want it Sold Fast!
RE/MAX Preferred
609-868-1171 call / text / email 7 days
lsarlo@comcast.net
www.larrysarlo.com
... more
0 votes 1 answer Share Flag
Thu Feb 21, 2013
Marsha Bowen Washington answered:
In simple words, a short sale means selling your home short. The mortgage lender has the final say on the final sale price and should forgive the debt still owed on the mortgage. Many homeowners with mortgages higher than the market value known as "underwater" would need to sell their home short.

Best regards,
... more
0 votes 6 answers Share Flag
Mon Aug 27, 2012
Larry Sarlo answered:
Please look carefully at rent to own contracts. If your credit is less than perfect now consider if your credit will be better in a year or less...

Otherwise you will be spending extra money for this type of contract.

why not just rent and build your credit. Rent to Own is an option contract only.

Just read thee type of contracts carefully.


Search foreclosures and short sale here: www.BuyNJShortSales.com
Search the MLS on your phone by Text: In the subject line on your mobile phone- LSAR1 -to number 87778 ... hit send... A GPS feature for listings at your finger tips
Larry Sarlo
RE/MAX Preferred
609-868-1171 call / text / email 7 days
lsarlo@comcast.net
www.larrysarlo.com
... more
0 votes 1 answer Share Flag
Thu Sep 3, 2009
Paul Howard answered:
Joyce gave a good answer. I'm wondering:
Was the disclosure form itself attached to the contract by reference or otherwise?

If I was the buyer in this situation and it being in a flood zone (of any level requiring insurance) was a deal killer I would hold the seller to the statement. I would not matter to me if the seller just did not know. If they answer the question they answer it as of the date they make the statement. I would tell my attorney to help me take action against the seller if they didn't release the escrow and I would go for damages. Of course my attorney might tell me that I'm dreaming but I'd go for aggravating the seller as much as possible anyway.

Of course I might take an in between route instead by telling the seller I would continue with the deal if they agreed to pay my flood insurance for x number of years.

If you ask an attorney about this (and you will not know the answer till you do) I'd be interested in knowing if you can be forced to agree to pay for flood insurance. If you refuse your loan likely will be denied and the mortgage contingency will kick in. Just some thoughts to run by a real estate attorney. I hope you have one.

Where is your agent in all this and did the house show as in a flood zone on the flood maps in TREND?

Paul Howard, Broker
www.NJHomeBuyer.com Realty (an exclusive buyer's office) (EBO)
Cherry Hill NJ 08002
856-488-8444
... more
0 votes 5 answers Share Flag
Sun Jun 15, 2008
Frank Diaz answered:
In addition to the already helpful answers, it doesn't raise expectations for the buyer.
An agent doesn't want to confuse a "fixer upper" with a "tear down." There is perhaps a fine line between them, but a tear down means don't put any value on the home. If anything take out the value (cost) of removing it. ... more
0 votes 4 answers Share Flag
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