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Home Buying in Bellevue : Real Estate Advice

  • All139
  • Local Info19
  • Home Buying58
  • Home Selling6
  • Market Conditions7

Activity 77
Tue Apr 25, 2017
Shawnletaro answered:
I found that the easiest and most cost effective was to build with a builder that already owned the land, so you don't have to go through the headache of finding/buying the land first. I did this with D.R. Horton they had amazing homes in Puyallup Washington area! I loved it, it was so smooth. best of luck ... more
0 votes 17 answers Share Flag
Sat Apr 8, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

I would need more information to determine if I can help you with a mortgage.

We have programs that go down to a 580 credit score. Some require no down payment.

If you have any other questions or would like help with this you are welcome to get in touch with me.
... more
0 votes 1 answer Share Flag
Sun Mar 26, 2017
Jacksoncalvintony answered:
I am writing this testimonial to say thank you Dynamic Loan Offer. I want to share my experience with my friends and recommend you to them via: Dynamicloanoffer@gmail.com I got a taste of your services, and I must confess it was outstanding. This is now the 2nd loan you helped my company get. I am extremely happy with the services that your team has delivered for getting my company loan of $500k (Five Hundred Thousand Dollar Only) approved within no time... The customer service staff responded in a quick way and disbursed the loan on time. There were no problems of documentation here. Without your help I would not be able to grow my company. I look forward to many more loans as you help my business grow. I want to especially thank Mr. Eugene for educating me on this process as it has been an overall success. If you need a loan with good interest rate and good and genieu service contact Mr. Eugene via Dynamicloanoffer@gmail.com ... more
0 votes 52 answers Share Flag
Wed Jan 25, 2017
Test3 trulia asked:
I'm 42 with wife and 2 kids 8 & 5, annual family income is 200k.Goal-pay-off loan from rent, own it for income in retirement or use it for kids edu.
0 votes 0 Answers Share Flag
Sat Jul 30, 2016
Kary Krismer answered:
I'm not going to read all the responses, just respond to the OP's claim that "Clearly news is better than older." That is far from necessarily the case. In many ways older homes were built better. If you had to have an ideal home to me that would be one new enough to have a concrete foundation, built with pre-2000 construction methods, but with updated plumbing/electrical/insulation where necessary.

Beyond that though, there is a lot of benefit to buying in an established neighborhood. I was just at a listing the other day that was about 10-15 years old, and the neighborhood was incredibly run down. People buying there when it was new would have been much better served buying in an older community.
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0 votes 18 answers Share Flag
Sat Jun 25, 2016
Va39developmentgroup answered:
Why Choose Trulia

Trulia will undoubtedly be a volatile stock going forward, with a P/S ratio currently nearing 16. However, the company is guided by Spencer Rascoff, a young and innovative leader, who oversees one of the top company cultures in the country. Trulia's focus on building a service that attracts a wider consumer audience has proven to be an effective strategy, and the company has done a great job translating ever-expanding customer visits into consistent sales growth and cash flow production.

As Rascoff explained in the fourth quarter conference call:

55% of new sales bookings in the fourth quarter went to existing agents buying more impressions across mobile and Web, which is higher than recent trends and signifies strong underlying demand.

In other words, Trulia's strategy is working. This isn't to say that Zillow or other players cannot succeed as well, but Trulia hasn't been able to prove it can actually make money or generate cash with its strategy. Trulia has a proven strategy that is already leading to solid financial performance, which gives me confidence that the company can continue to outpace the market.
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0 votes 17 answers Share Flag
Wed May 18, 2016
Eklugg answered:
I don't know why this damn thing keeps saying I'm from New York; I'm from Seattle. Despite the butthurt guys below, I had a super good experience with Lumin Brokers. Rich Kim handled a short sale process that included a divorce, a bankruptcy, two terrible lienholders, vandalism on the property and a buyer who bailed at the last second, requiring a new buyer to be brought in after a year of negotiation with the swine at Ocwin mortgage.
Rich is a good guy, he's ethical, he knows the law and the system and he looked out for my interests and was transparent during a sale process that couldn't possibly have made much money for him.
I recommend him without reservation. If you want more information, email me at eklugg@gmail.com.
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0 votes 24 answers Share Flag
Fri Mar 25, 2016
Molly.e.hoover asked:
Thu Feb 25, 2016
Ted Clevenger answered:
Tony has made all great points. The big thing that I run into is the student loan debt. It is better if it is in repayment and not deferred because you are attending. Kind of a bummer I know. FHA will assume that your monthly debt for the student loan is 2%. This may put you over your debt to income ratio. At $100K down you may want to look at a conventional loan as well. I am up in Bellingham. GO ahead and give me a call or shoot me an email and we can go over your options.

Ted
360.594.4033
ted@neighborhoodmortgage.net
... more
0 votes 3 answers Share Flag
Thu Feb 25, 2016
Ted Clevenger answered:
Hi Kiran,

This should not be a problem as long as we have documentation of the issue. When you ask Macy's to remove the account be sure that you request that the remove it from the report in total and not as a charge off or settlement. That should help your credit score. Your 50% down payment will help with the lenders in making you look like a more favorable borrower. I am a lender here in bellingham, wa and would be happy to answer any question you may have in private. Give me a call or shoot me an email.

Ted
360.594.4033
ted@neighborhoodmortgage.net
... more
0 votes 3 answers Share Flag
Thu Jul 9, 2015
Peggy.ellis answered:
I live near to Crossroads area in Lake Hills and although the neighborhood sometimes looks like it could use a face lift it has been very safe. I sometimes come home and find that I had left the house unlocked and have never had an incident. I think the area is great, close to all the other cities around, Microsoft, I-90, 520, I-405, generally going opposite of traffic if you live here. It is QUIET too. Homes sell in a matter of day. ... more
0 votes 6 answers Share Flag
Sun Apr 5, 2015
Debra (Debbie) Rose answered:
Sat Mar 14, 2015
Jesse Peak answered:
The first item will for you is to determine if FHA is in fact the best option for you, often you can go conventional with only a slightly higher down payment. (FHA is 3.5% Conventional can be as low as 5%) The reason this is so important is that there are several communities in Downtown Bellevue that are not currently FHA approved.

I live and work in Downtown Bellevue, and am extremely familiar with almost all of the communities in the area. Several have allowed their FHA certification to lapse. This can cause huge delays in closing, and can mean your offer will not be considered against other competitive offers.

There are still quite a few communities that ARE FHA approved, however your choices will be quite a bit broader, and your ability to negotiate or to be competitive in a multiple offer scenario will be much improved by being able to purchase conventional.

Feel free to contact me if you have further questions.
... more
0 votes 5 answers Share Flag
Tue Feb 24, 2015
Astrid Tanda Brugger answered:
Down payment will be a function of your qualification and loan type. Meet now with a mortgage broker for the options. It won't cost you anything to find out!

Agent fees typically are 0 for a buyer. Commissions for real estate fees are typically paid thru seller listing agreements.

With regard to foreclosure, yes you can always sell but depending on whether the proceeds are sufficient to pay the loan amount and any penalties/fees as well as closing costs would be the question.

These are very broad questions with no 'right' answers and depend very much on your personal circumstances!
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0 votes 1 answer Share Flag
Thu Sep 4, 2014
Larry Kunz answered:
We may be able to help you with your credit restoration or just offer free advice. Contact us via web: http://gemcreditrepair.com or phone: 877-630-7446
0 votes 3 answers Share Flag
Thu Sep 4, 2014
Jeremy Locke answered:
No, you do not have to reapply. You might have to update some bank statements and pay stubs.
0 votes 4 answers Share Flag
Mon Aug 4, 2014
Dave Skow answered:
8/4/2014

JW - hi there ....I am following up to see how your decision turned out ? thanks and all the best

Dave Skow
206 714 9745
daveskow@eaglehm.com
0 votes 7 answers Share Flag
Mon Aug 4, 2014
Van Durr answered:
If you haven't started working with a lender on getting pre-approved and pre-qualified for a loan. Without having either of these you are at a significant disadvantage to other potential homebuyers in the competitive King County market. Next I would begin interviewing brokers to find one that can help you find the right home in the right area. If you have any questions please feel free to send me an e-mail at vand@johnlscott.com.

Best,

Van
... more
0 votes 6 answers Share Flag
Tue Apr 22, 2014
Marcelle Stenzig answered:
I am actually a big fan of Bridle Trails. Maybe it is my love of Horses as there is an Equestrian Center in a gated community there. I have reviewed many homes in the community which I must say are just lovely. I do agree with the other Agents as Bridle Trails is a neighborhood with some great walking trails in the area but as far as getting out, I would point you to Kirkland or Bellevue. ... more
0 votes 6 answers Share Flag
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